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Pay day and I'm broke already

December 30th, 2008 at 03:33 am

Went to the gym and paid $2 towards challenge/cc debt
Tomorrow's payday and as I'm going through my up coming bills and I'm broke already.
$381.29 Car
$25 IRA
$113 Electric
$40 mom's cell phone
$100 my cell phone
$43 water bill
$20 church
$70 EF
$10 misc savingsI haven't decided how much goes towards the house fund yet, plus tuition is due

Posted in , Debt | 5 Comments »

5 Responses to “Pay day and I'm broke already”

  1. crazyliblady Says:
    December 30th, 2008 at 03:38 am 1230608329
    1230608329

    Your cell phone bill looks a little high. We have AT&T/Cingulair and only pay about $47.00 a month with 500 minutes. Could you sign up for a family rate plan and get a better deal overall?

  2. scfr Says:
    December 30th, 2008 at 05:06 am 1230613613
    1230613613

    It doesn't look like you are broke to me, because you have money going to your IRA, to your EF, and to misc savings. It just looks like every dollar is spoken for.

    Good job.

  3. whitestripe Says:
    December 30th, 2008 at 08:49 am 1230626949
    1230626949

    good job. i would call someone broke if they were paying their cc and bills with no money left to save, which you clearly have saved. so i don't think you're broke at all! Smile

  4. HouseHopeful Says:
    December 30th, 2008 at 01:21 pm 1230643266
    1230643266

    Amber, I get what you're saying. After paying bills and meeting savings goals, there's not a lot left for entertainment and/or incidentals. I have the same issue each month. Its not that we're broke, per se, but that we have little left over after we meet our obligations and goals. Great job with the savings!

  5. Amber Says:
    December 30th, 2008 at 08:29 pm 1230668968
    1230668968

    Thanks guys, I never thought about the fact that I am socking something away which is better than nothing

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