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Things happen for a reason

April 11th, 2015 at 01:53 pm

A few days ago I was struggling with deciding to pay down the CC or add to my EF/Challenge fund. Because I couldn't decide I split the extra money in half and applied to both.

Today dad gave me $100 so I applied this amount to my CC knocking the debt down to $362 Smile

I figured things happen for a reason. Had I not split the funds and paid the CC it would have been an extra $200 not $100 paid. With dad giving me the $100 I was able to pay a total of $200 on the CC anyway Smile

Now I must complete my tax returns, I'll be taking what ever extra funds I receive and pay down or off two credit cards.

5 Responses to “Things happen for a reason”

  1. Looking Forward Says:

    That did work out. Smile

  2. frugaltexan75 Says:

    Nice boost from your dad. Smile

  3. rob62521 Says:

    Nice of your dad.

  4. snafu Says:

    I wonder how much interest you pay each month on CC when it comes to divvying up unanticipated funds to EF/Challenge or CC. I tend to split sums between projects but would add the interest fee to CC, lowering the sum to the EF.

  5. veronak Says:

    Hi Snafu,

    When paying extra, I actually tack on the interest as well. I've been doing that on the two cards I'm trying to pay off first.

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