Yeah I finally completed my tax returns. I remember a time when I would rush to complete the return so that I can get my few hundred dollars. I was always in a jam. Now it feels good to see this as extra, not a rush, having the feeling of I can wait. Though I have debt, I love the fact that I have it under control and am working diligently to pay it off/down.
With that being said, once the funds hit my account, I will be able to knock out CC1 and CC2, I am so excited. Though the plans was to pay off CC3 as well, I decided to tackle this card (balance $500) using the funds saved from CC1 and 2. We're going to the Derby so I'd like to keep some extra cash on me and not use the CC I worked so hard to pay off. That's it in a nutshell 😀
Oops I almost forgot, the BF hinted that "he may need me to put a car in my name." I'm proud to say I didn't entertain the idea and nipped it in the bud. I flat out said no. There was a time when I would stress over things like this. I worked too hard to rebuild my credit. Though I have CC debt, I was surprised to see my score in the high 700s. Ultimately I would like to own a home one day.
Taxes are done!
April 14th, 2015 at 01:28 am
April 14th, 2015 at 02:10 am 1428977407
I filed late for me. I filed on March 28th and my federal refund (which I was so NOT expecting after 6 months of unemployment sans taxes being withheld) hit my account on April 6th. Yay! I do, however, owe the state. I always owe my state. Granted it's usually $3 or $4 but still. This year it was more due to the unemployment sans taxes being withheld. LOL All in all I netted $400+ Nice way to rebuild the depleted savings thanks to the 6 months of unemployment.
April 14th, 2015 at 07:55 am 1428998125
April 14th, 2015 at 11:47 pm 1429055226
Good for you saying no to your bf's idea!