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Tuesday Ramblings

November 20th, 2017 at 07:21 pm

Revamped my zero balance budget next pay period to include a sinking fund, particularly my car insurance. I totally forgot to sign the new contract providing me basic coverage, so I'll take care of that tomorrow. Items that I need to save up for that is consistent is the car insurance on both vehicles, sorority chapter dues ( thinking about not renewing).

This budget, I included the Christmas fund, only $150. This is for three nephews and fiancé. Fiancé is still up in the air. Today is our weekly budget meeting and I'd like to remove this item. Things aren't going well for us and he knows that I'm not planning a wedding until debt is gone, his as well as mine finances are in order. I really want to discuss how I'm feeling tomorrow, I pray that I get the courage to have this conversation.

I read in one of the Dave Ramsey budgeting groups that I should try a visual, so today that's what I'm going to do. I really hope he's not doing this because of me but for himself as well.

Different note, normally for Thanksgiving I buy a ham, turkey and all the sides to cook. No one ever comes to our house, I just like having my own meals. Last year was the first year we actually had company. This year I'm going to my mom's. I don't know what has come over me but I hate spending money. Though it would cost roughly $25 to buy what I'd cook, I just think it is a waste since we throw out so much food anyway. Besides my mom and his mother cooks a big meal.

I washed my own hair, saving $45 so I paid this amount on CC2, new balance $443.00.

We ran out of ink and since I don't print that much, but still do, I told the fiancé I needed $20 for ink. He's the one that print out bills for his clients. I'm always the one buying, not this time. The ink was $30.47. He gave it to me. I can kick myself because I've told him for weeks we needed ink, did a search and if you order online at Walmart it's $17.97 🤦🏾‍♀️🙄 I hate stupid spending.

I have a job interview today, I know the position calls for more skill,and years of experience but I figured why not? I think the new manager, who I love is looking for a job, can't say I blame him.





7 Responses to “Tuesday Ramblings ”

  1. Beawealthywarrior Says:
    1511210015

    I had a visual for when I was paying off my mortgage and it was extremely motivating. Keep at it!

  2. creditcardfree Says:
    1511212032

    Thinking of you as you converse with your fiance! I hope the interview went well also.

  3. Bluebird Says:
    1511221024

    I hope you can have your conversation with fiancé. If you don't say what's on your mind, it will just drive you crazy, so better for you if you clear the air. Hope the interview leads to an offer!

  4. Out of the Dark Says:
    1511226959

    I am gonna go a bit off the wall with my question. Now, please note, I buzz my hair....so here goes....how would you washing your hair save $45.00? I used to use suave shampoo I bought at the dollar store and it lasted me 6 months. I gotta know.....bahahahaha....please explain...hahahahahahaha

  5. Amber Says:
    1511229294

    Lol Out of the Dark no problem. When ever I go to the salon for the stylist to wash and curl my hair it's $45. I figured I'm really only paying for the wash and the dryer because it takes her two seconds to curl my hair.

  6. Out of the Dark Says:
    1511230454

    So should I feel lucky my daughter washes her hair in the shower, dries it with one of those hair dryer things and curls it with one of ten different curling irons she has????

  7. rob62521 Says:
    1511483063

    Your stylist must be far more expensive than mine. To cut my hair which includes washing and styling it is $15 and she does a great job!

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