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Oil Change Savings

December 2nd, 2017 at 01:34 pm

Budgeted $65 for an oil change, had a coupon for 3k miles for $19, total with disposable fee is $24.03. I figured even if I got an oil change in another 3k miles it's still cheaper than what I would have paid for the 5k mike oil change.

$41 is left over and I know I should be adding all to CC3 but I'm dividing it up three ways, 10% to the EF, the next 10% to the sinking fund and the rest on CC3

Here is the break down
$4.10 EF
$3.69 sinking fund
$33.21 CC3

New balance on CC3 is $960.05. 😊

I know I know but I keep hearing my dad say, "Amber, what ever money you get, put a little up, even if it's ten dollars. Once you see it get to a certain point you're not even going to want to touch it." He did something right, retired early, rental property etc.

Update to this post, ugh.
Just was told that there are a number of things wrong with my car 🚗 . I need to replace the timing belt, gasket, mounts, and some miscellaneous stuff. Total estimate is $1,020.73, over my EF 😡. This I'm sure is accurate I haven't replaced any of the things mentioned before.

I had to take $25 out of another envelope because the place where I got the oil change did not have change. I guess everyone uses credit cards 💳 . Well I went to Walmart to get change for a $100 and was told by the cashier that she could not open her till. I purchased a pack of gum, then returned it so I could get the change and boy was she mad. Oh well no need to spend money on an item I don't need.

I'm putting off the car repair until January. Only reason is that I'm due a two percent raise that will be retro'd back to July, the end of this month, and I should see a couple of hundred dollars. Murphy sucks but hey. Just glad that I will be able to cash flow the repairs vs using a credit card. I've got to look for coupons on the repairs and maybe get an estimate elsewhere. As I'm typing this Jack the mechanic at the shop hands me his card and says he does side jobs if I'm interested. That made me feel a little better but I don't know.

Oh and the $30 spent on the game that the SO was to give me his $15, well he's not going because he's working today and I never got my $15. Lesson learned, get your money up front.

Posted in Reaching Financial Freedom, Auto, Goals | 5 Comments »

5 Responses to “Oil Change Savings ”

  1. AnotherReader Says:
    December 2nd, 2017 at 02:05 pm 1512223522
    1512223522

    Your dad did a lot right if he retired early and had rental property. You clearly listened to him when the other family members did not. That's why he put you in charge of the estate. Keep following what he said, as it works.

  2. Out of the Dark Says:
    December 2nd, 2017 at 02:21 pm 1512224467
    1512224467

    Great stuff Amber. One thing to consider.... automobile moguls and service stations such as the monro mufflers, jiffy lubes, Mr. Tires, meinekie, kost tire, etc, are in the business of making money off service. Today vehicles, i.e., vehicles from 2000 on, are built to easily sustain 7k miles between oil changes in all types of weather. The oil viscosity is so much higher in today's manufactured lubricants and engine engineering so much more precise and efficient, the days of 3k mile oil changes are gone. That theory does nothing to support the businesses who survive off of archaic models that cost outrageous amounts of money. Take my savings advice if you choose, use low grade fuel and schedule your oil changes between 7 and 8 thousand miles. Go to Monro muffler, ask for a 50/50 blend of standard and synthetic oil, pay the $35 pre coupon cost and take back control of your consumer wisdom. The money grab these companies compete for has to end. Just my two cents.

  3. Amber Says:
    December 2nd, 2017 at 02:42 pm 1512225754
    1512225754

    Thanks Out of the Dark, I'll definitely look for a Monroe

  4. snafu Says:
    December 2nd, 2017 at 04:29 pm 1512232153
    1512232153

    Another voice to support Out of the Dark's comments. TV show 60 Minutes has done several segments in the past on auto repair scams by reputable, country wide chains The Service Manager's job relies on how much $$$$ business he sells. He might be more aggressive in December since his bonus is predicated on how much he exceeds his delivery base. Women are particularly vulnerable to auto repair rip off because we rightfully fear being stranded in the dark on an unfamiliar, lonely road.

    I suggest a quick review of your vehicle's manual to see what mileage is recommended for maintenance like timing belt and whatever else is on the list.

  5. rob62521 Says:
    December 3rd, 2017 at 08:52 pm 1512334374
    1512334374

    Snafu and Out of the Dark beat me to it, but many of these places will tell you that this and that need to be replaced because they got you in for a good deal on the oil change. As Snafu said, women are especially vulernable. A couple of decades ago (or more) when I was naive I took my car in for a discount oil change. They told me I needed a new air filter. I thought they were looking out for me. Well, back then before the synthetic oil. I was very careful to get the oil changed every so many thousand miles. I got a coupon from the same place with the oil change discount...took it in and lo and behold they wanted me to buy another expensive air filter. I said no, I didn't want it. The guy shrugged. He wasn't happy. When I took it elsewhere the next time, I asked if they would pull out the air filter while I stood there, he did and wanted to know why. I told him what had happened and he said that he didn't think it would be dirty enough to change it out. He pulled it out and it was pretty clean. I learned an expensive lesson there. This before mentioned place also said I needed new brake pads and I didn't have 20K miles on it and that didn't make sense since I wasn't driving in rush hour traffic and wasn't applying the brakes in lots of start and stop traffic. Find a good place to take your vehicle, even if it doesn't offer discounts. You will save money in the long run because they won't try to sell you things you don't need.

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