I couldn't wait until Sunday so I pulled next week's debt BINGO number and that number was 20. I applied this amount ($20) to CC3 and got the balance down to $999.26. The goal was to get this debt below $1000 before the end of the year. I'm so excited. My new goal is to be at $500 by the end of December, with a pay off in mind for January. I can't believe that I would have three CCs paid off by the end of January.
I hate I fell off and racked up CC2 the late part of this year but at least I got back on the tracks and am trucking along.
I noticed the SO seems to be really down. I don't push the issue any more about the budget and getting on track. He's paid out this week almost a $1,000 and and I think he is feeling the pinch. Today the rent is due, along with the electric, water and plot. I normally feel bad asking but it is what it is. I need the money to send off the payments. When I get home today, I'm simply going to ask him for the money so I can drop the checks in the mail, not my problem your mother is running a business and not paying you.
Update to this post.
Today was suppose to be a no spend day, the free blue Berry pancakes 🥞 were disgusting so I ended up spending $4.53 at the office cafeteria. Next I had a craving for a soda so that cost me $1.50. I added $6 to CC3 for the wasteful spending, new balance $993.26.
The SO came home with his share of the rent, electric ⚡️ and water 💦 bill. I was actually floored and was tempted to ask how he had pulled it off but opted against it. I ask and then there is a sob story making me feel guilty, I then say don't worry I got it until XYZ ,next thing I know I'm annoyed. I'll pass, give me your money and I'm done. I'll remind him that the plot bill is due (6th).
Wow He Pullef it Off
December 2nd, 2017 at 01:10 am
December 2nd, 2017 at 01:43 am 1512179000
Plot payment? You are buying burial plots?
December 2nd, 2017 at 02:11 am 1512180702
December 2nd, 2017 at 02:32 am 1512181939
December 2nd, 2017 at 03:21 am 1512184861
December 2nd, 2017 at 03:25 am 1512185131
As for the $6 spent, think of it as a reward for the incredible week you’re having.
December 2nd, 2017 at 04:05 am 1512187510
December 2nd, 2017 at 11:05 am 1512212708
I'm not saying that my parents taught me how to manage money, but one thing they always drilled home is that you pay your bills on time and even if it's ten dollars you put it aside. My side bar doesn't reflect it, but right now I have about$11k in one account, $8k in another, 401(k) and a home that I rent. Though most of it was gifted, with the exception of the home, I want to build my own wealth, make my dad proud, not to mention myself. I'm not blaming anyone but myself. I was debt free prior to SO; even had money aside during the recession when I was let go, didn't worry about anything then. However, I fell into we will take this trip use a CC, buy this on the CC because it's easy, I'll get the money back and pay the CC. Well the money came and I paid the minimum. A new job cam and then I lost it, and depleted my savings because I ran up credit cards impressing a man who ultimately had nothing . Best humbling experience ever.
I've realized that he has to want better, he needs to decide where and who he wants to be with. For me, I want what my dad had a few rental properties, nice savings , an annuity check coming in with my SS every month, give back to others and far most, retiring early. So as DR I'm living like no one else so that I can live like no one else 😉
Again, thank you all for the tough love. I have one of the softest hearts there is and you all remind me of the end goal when I begin to think differently.
December 2nd, 2017 at 01:47 pm 1512222478
December 2nd, 2017 at 05:02 pm 1512234154
December 3rd, 2017 at 08:55 pm 1512334516
December 4th, 2017 at 11:19 am 1512386341
December 4th, 2017 at 03:04 pm 1512399886
December 4th, 2017 at 07:18 pm 1512415108
He's a momma's boy and he feels super obligated to her. It's actually scary; honestly, if he worked anyplace else and wasn't receiving a check he'd quit a long time ago. All the mother has to do is cry and his heart melts and he stops talking.
December 9th, 2017 at 11:57 pm 1512863829