Though I have a nice chunk a change set aside, I really want to take what's in the EF and pay off CC3. The money that I have is not what I actually earned but was given to me. I'm just sick of debt.
My reason behind not doing so is that I want to do this on my own, I feel like if I take the easy route then I haven't learned my lesson. I want to know what's like to hustle and bustle, feel the pain and yet say I did it!
I asked the SO for my money ($400) he says, "I only have half and I like to give people their money the way they gave it to me." I'm like what! π‘. He goes out and buys Christmas decorations for his mother for $300. I don't know why but I just froze, I could not bring myself to say a word. If you'd taken the $300 and add half of what you owe me you'd would have cleared your debt. I'm like WTF (sorry).
I can and will say this, this relationship is over. I'm only hear until I pay off two CCs and/or if the house sells, which ever comes first.
My father use to say, "Americans will go with out paying their rent, light or water bill to ensure that their kids have a good Christmas." And though I was born here, and I love this country, I have witnessed first hand this rubbish. I may not saved in the past like I should, but I sure as heck paid my bills and whom ever I owed.
Dad always said, a best time to pay a man is when you have the money .
Moral of the story the story is do not lend money, you'll become frustrated when you witness foolish spending and the person owes you. Only give what you can afford.
Growing and learning process, but I surely see.
Never lend money
December 10th, 2017 at 11:32 am
December 10th, 2017 at 12:34 pm 1512909276
However, you first two paragraphs deserve one thought I ironically just studied this past Friday and Saturday (personal reading/reflection). Question: Why does God allow for sin, death, illness, destruction, tragedy, etc.? Answer: Because only through suffering and loss and pain and facing these horrible situations do we turn our focus to Him, giving ourselves up to His Will and embracing the free will He has given us.
Your focus on facing this challenge and life change head on, suffering through the struggle of clearing your debt will give you more strength than simply moving money from one account to another without any thought. Kudos to you!
December 10th, 2017 at 01:06 pm 1512911185
As Dave says, lending money changes the relationship. Your SO is not on the same page of understanding that you are about debt.
December 10th, 2017 at 05:46 pm 1512927980
December 10th, 2017 at 05:54 pm 1512928441
This is the same man that owes you money but still wanted to take a trip.
I donβt think he is going to pay you back unless you keep after him.
You canβt change a person , they have to want change for themselves.
In a few days, he will do something to get back into your good graces.
And the cycle will repeat itself.
The cycle will end when you start referencing him as βroommateβ
December 10th, 2017 at 06:40 pm 1512931207
December 10th, 2017 at 09:53 pm 1512942813
December 10th, 2017 at 11:08 pm 1512947300