Though I went over budget with the holiday party I had an ah ha moment and I'm super proud.
This is the first year that I have actually cash π° flowed both Christmas π and the holiday party π· π .
I did not realize it but I cash flowed everything, not using one credit card. I'm super duper proud of myself. Every year I tack on an extra $600+ on the CCs π³ but not this year. π
In financial news, I transferred the $165 out of the 52 week challenge account and will use this money to throw at CC3. I was planning on using this for an upcoming expense but with a little budgeting and saving I didn't have to.
I also returned some plywood to Home Depot that was to be used to board of the rental property, got $80 back. So I'll add a little to EF, sinking and CC3. I'll update later.
Lastly, I created my last zero balance budget that will carry me over into the new year. I calculated the car insurance/maintenance , birthdays, Christmas and sorority membership for the year (24 pay periods), total to add to the sinking fund $117. Though I'd rather not do this I know how important it is to sock this money away so that they'll be no stress or credit cards π³ used.
* Car insurance for the year $1200
* Car maintenance $500 as needed
* Sorority $425 annually
* Christmas $600 (included holiday party)
* Birthdays $100
Total $2,825
24 pay periods $117.70
I know I'm missing something, just can't think of it right now, but hey, I can always adjust the budget π.
Oops I almost forgot, so far there's been 9 no sped days for December, can't wait to add this ($9+) to my snowball
Last Zero Balance Budget of the Year - An ah ha moment
December 22nd, 2017 at 03:26 am
December 22nd, 2017 at 06:37 am 1513924669
December 22nd, 2017 at 09:59 am 1513936784
Great question, I take it from my fun/recreational envelope
December 22nd, 2017 at 12:04 pm 1513944265
December 22nd, 2017 at 03:24 pm 1513956277
December 22nd, 2017 at 03:31 pm 1513956701
December 22nd, 2017 at 07:16 pm 1513970163