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Reviewing the Budget

January 27th, 2018 at 11:11 am

$200 for my dental 👨🏾‍⚕️ appointment. I'm okay with this because one, I paid cash and secondly I did not need a root canal. My tooth that I thought I cracked was a filling that fell out. But geesh, $200.

I'm glad I started the sinking fund but I'm like geesh! I know this was an emergency but I figured, the fund is for medical, car maintenance etc. I've also bumped what I add to this account by an extra $20 a month.

Next I looked at my pay stub, we don't get paid until 1/31 and I have admin rights, I noticed that due to the new tax bill I have an extra $40, I've never been so happy for an extra $40 in my life. Though I can't stand Trump, I am happy to see a few extra dollars; however, I do think that down the round we will feel the impact of this instant gratification.

After reviewing my pay stub , I reworked my budge for the 100th time. In doing so I noticed that CC5 was due (for some reason I decided to check my balances). I thought that this was strange, because I usually pay this bill really early. Long story short, I soon realized why I had over a $100 buffer in the checking account, the bill wasn't paid. Reason being is that, we got paid early and the new statement hadn't posted, smh. Anyhow took care of it and reworked the budget again 🤦🏾‍♀️. By redoing the budget, paying CC5 I now had money to pay more than the minimum on CC3, thank goodness. This really worried me.

SO other came in and told me he finally got his license taken care of. He mentioned an incident with the ex wife, I basically said, why are you complaining it's not like you're going to take care of it, everything is always late with you. His response was, "he didn't need the negativity" mine was, me either. Too long of a story to explain. Quit complaining and do something about it.

5 Responses to “Reviewing the Budget”

  1. creditcardfree Says:

    Someday when the credit cards are paid off you will have fewer due dates to keep track of!

  2. FrugalTexan75 Says:

    Double Ouch on the dentist! Good thing you had the money set aside for it.

  3. rob62521 Says:

    Ouch on the dentist, but glad it was just a filling and not a root canal. Where we live, a root canal is way over a grand.

    A lot of time dealing with finances is reworking this and that. Once you have your credit cards paid off, it will be easier as long as you don't run them up again.

    Don't get discouraged. You have done well in a short time.

  4. LuckyRobin Says:

    How are you doing, Amber? You haven't posted in a week.

  5. Turtle Lover Says:

    Yes where oh where is Amber?

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