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CC3 is Gone!

February 15th, 2018 at 12:49 pm

Finally CC3 is gone! This was the City Furniture bill, over $6,00 in furniture that the SO only help pay twice, I think, once I know for sure. Never again, will I finance furniture. What I have now will last me the rest of my life. Lol

I went to bed, and dreamt about paying this card off today. It's pay day so I'd budgeted to have this bill paid. Good thing about it is the new bill actually generated last night that included any finance charges, so no surprises next month.

OMG! I'm finally free of this debt. Onto CC4, Target Visa. I should have this one paid off by the end of March. My goal was to pay off one CC per quarter and it looks like I'll have two in the first quarter of the yearpaid off.

In other news, my sister called wanting to know if I'd pay the closing cost, if she purchased my dad's house, I told her no. I'm not getting into that, you want it, you pay for it

I spoke with a loan officer, and she told me to hold off from paying my debts off too quickly, I thought this was weird. If I have the money, I'm paying them off

Posted in Reaching Financial Freedom, Debt, Goals | 9 Comments »

9 Responses to “CC3 is Gone! ”

  1. creditcardfree Says:
    February 15th, 2018 at 01:22 pm 1518700954
    1518700954

    Yay!! Feels fantastic doesn't it? I think when getting a new mortgage loan, they like to see a steady financial picture. I know we had to explain a large deposit we received. Worse case you just have to explain it...not a big deal at all. Pay it off when you have the money for sure.

  2. DW Says:
    February 15th, 2018 at 01:26 pm 1518701218
    1518701218

    Payoff debt, but don’t close the card. Also this is a good reason why you should wait before you buy a condo. Dave Ramsey use to have a resource that recommend mortgage providers.

  3. snafu Says:
    February 15th, 2018 at 03:39 pm 1518709188
    1518709188

    Goodbye CC 3, Congratulations Amber, well done! Does that mean Target, CC 4 is the next target?

    I hope you'll seek the best mortgage rate whether bricks & mortar or electronic financing. What does DR preferred provider offer? Are you still going to those classes? Credit Union may have 'cash back' system or other benefits. Do you know these rates are negotiable? Ask your favoured provider to meet the lowest rate you were offered.

  4. AnotherReader Says:
    February 15th, 2018 at 06:53 pm 1518720836
    1518720836

    I would shop mortgage providers based on referrals from the agents and your own research. Dave Ramsey ELPs pay a fee to him and may not offer the best rates and terms. However, I thought you were going to pay off all your debt and pay cash for the property. Is that not the case?

  5. Joan.of.the.Arch Says:
    February 15th, 2018 at 11:45 pm 1518738334
    1518738334

    Let me shake your hand for the good job on that credit card. Well done.

  6. LuckyRobin Says:
    February 16th, 2018 at 07:40 am 1518766809
    1518766809

    You are doing great, Amber.

  7. Out of the Dark Says:
    February 16th, 2018 at 02:02 pm 1518789729
    1518789729

    Woooooooooooooohooooooooooooooooooooo.....absolutely amazing Amber! Great job!

  8. rob62521 Says:
    February 16th, 2018 at 04:05 pm 1518797131
    1518797131

    Way to go! You are getting closer to financial freedom!

  9. FrugalTexan75 Says:
    February 17th, 2018 at 03:00 am 1518836443
    1518836443

    Woot woot! WTG!

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