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It's Better To Pay Off CC4

February 17th, 2018 at 07:06 pm

Well after almost 30 minutes on the phone I was able to find out what my purchase interest rates were on both CC4 and CC5. Unbelievable, it was like pulling teeth and not being a dentist 👩🏾‍⚕️

Strange thing is, the statements only provide cash advance rates (never took a cash advance) but no rates for purchases. Long story short, it's better to pay off CC4 💳. I realized that the $1,000 from the tax return will be better served if thrown at CC4. So that's what I'm doing. I'm going to finalize my return today and hopefully receive my refund in the next 10 days.

I wish I could close these cards, but I won't do so until after closing.

After reading comments from one of my previous posts, I realized there's a Plato Closet near me that I can take some clothing items that didn't sell. Hopefully 🤞🏾, I can get a few dollars to throw at the snowball. I had some one reach out to me for the Ball Hopper, $15, we are suppose to meet tomorrow but you never know.

Posted in Debt | 4 Comments »

4 Responses to “It's Better To Pay Off CC4”

  1. FrugalTexan75 Says:
    February 17th, 2018 at 08:28 pm 1518899313
    1518899313

    Good job persevering and getting those interest rates!

  2. rob62521 Says:
    February 17th, 2018 at 09:54 pm 1518904491
    1518904491

    Keep up the fight, Amber!

  3. crazyliblady Says:
    February 18th, 2018 at 12:11 am 1518912714
    1518912714

    It sounds like a good plan. It constantly surprises me that credit card companies are not open and honest.

  4. snafu Says:
    February 18th, 2018 at 02:46 am 1518921998
    1518921998

    Ah, interest rates are very important in following...where does the money go! Somewhere on each of the statements, whether on-line or hard copy, there will be a line item charge of 'interest.' Would you find it helpful to swipe that sum with a hilighter?

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