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Health Insurance Savings

April 8th, 2018 at 11:38 am

Last year I was an idiot, I did not complete my healthcare activities to earn the $25 credit with my employer and I'm the benefits administrator, smh.

Well this year, I decided to complete and I earned my $25, so I'll be paying $12 a month in health care. Though the insurance sucks, $5,000 deductible, and $10k out of pocket maximum, I'm happy to have the savings. I opened a medical account so each pay period, I'll deposit the extra $25. Next year I'm switching to the HSA plan that way I can save and roll over from year to year.

Posted in Health, Goals | 5 Comments »

5 Responses to “Health Insurance Savings ”

  1. Dido Says:
    April 8th, 2018 at 02:06 pm 1523192768
    1523192768

    GFY on the health credit. I'm glad to hear you have an HSA plan to switch to. If you have high deductibles anyways, might as well get the tax benefits!

  2. Smallsteps Says:
    April 8th, 2018 at 02:55 pm 1523195706
    1523195706

    I always shudder when I hear of these "healthcare activities " companies have around insurance time. I once worked for a very large Company and their " healthcare activities in my mind was far and beyond invasion of privacy and completely over the top. While I am hoping yours did not go as far as that company but how much info are people willing to share for some savings on insurance.
    The company started with simple questions about lifestyle, like do you smoke, and each year got more invasive. I still believe what they did was illegal but they were crafty in not letting their questionnaire be printed and screen shots did not even seem to work. Company was half union and half non so i stayed on union side. The non workers were asked questions that were totally off limits but company held workers hostage to answer these horrible questions or get the worse possible policy option.

  3. Amber Says:
    April 8th, 2018 at 04:46 pm 1523202412
    1523202412

    Smallsteps, GINA and HIPPA protects the employees information, the EEOC has filed charges against companies that become too invasive, Honeywell is one. Ours is general, biometric screening, wellness visits. Any company that ask personal information that goes beyond the school of the healthcare benefit should be reported.

  4. Smallsteps Says:
    April 8th, 2018 at 06:56 pm 1523210208
    1523210208

    If an employee answers it is considered voluntary admission not a HIPPA violation.
    I am glad yours was simple and OK I just have personally seen a gross Abuse of this situation.

  5. PatientSaver Says:
    April 9th, 2018 at 12:30 pm 1523273427
    1523273427

    Smallsteps, that sounds terrible. Another idea would have been to use a camera to take a photo of the computer monitor with the questions onn it.

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