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Interest Rates Sucks

November 14th, 2018 at 12:14 pm

Ugh interestπŸ™„. Received a new invoice for CC7 that included an interest payment of $80+ , I went ahead and paid it off. I hate when you pay a bill another comes with the interest.

Looked at my student loans, ugh and what I’ve found is that in order for the balance not to increase and kill me I need to pay an extra $200 a month on interest, this will stop the balance from increasing, breaking even until I pay off the last two CCs. Now that the other cards are paid off, I can do that and still pay bills and add to EF. I hate interest 😑.

I’m opening up a separate checking account for the mortgage, and HOA. Though I haven’t closed yet, I want to jump start on socking away for this. Closing looks like December, that will give me 60-days to put things away and have two months saved.

Yesterday I woke up and the cable was off. Smh. I lost it, I called my SO told him I wanted him out. Told him that I can’t keep doing this, that it was mentally, physically and emotionally draining. I told him that I don’t need nor want his bad financial habits to cause me to lose my house and that he needed to go.

Came home after work, and the cable was on but it doesn’t negate the fact that he pays everything late, every three months the cable is off, and he does the bare minimum. I want him gone!

This weekend I’ll be looking for a part time gig, since the holidays are rolling around, this should be easy. Plus I should be taking on another department, that will give me a raise of about $12k, fingers crossed

That’s it have a good one everyone

7 Responses to “Interest Rates Sucks ”

  1. AnotherReader Says:

    If you want him gone, tell him he has to leave. Give him a date he has to be out and stick to it. You should not have to look for a second job to pay his living expenses. Simply show him the door and boot him out.

  2. Amber Says:

    No the second job really to knock this student loan out. Ive asked him to leave. Told him I want him gone as soon as possible

  3. AnotherReader Says:

    This guy is a parasite and he figures he will sweet talk you out of your decision. In your shoes, I would give him a date and enforce it. If he is not on the lease, he is your subtenant. You may want to give him written notice if he does not start packing. Best that he be out before you close escrow.

  4. Petunia 100 Says:

    Congrats on buying a home, Amber. That is wonderful. Smile

  5. LuckyRobin Says:

    Yes, I would give him written notice with a deadline and either make him sign it or send it to him by registered mail if he won't. He has to sign for registered mail, thus proving he got it if he tries to claim he never did. You can use that later if you have to have the sheriff or police come evict him. Look up how much notice must be given. In some states it is 20 days, but in others it is 30.

  6. Jenn Says:

    AR is right about setting a date. Maybe "by the end of the month" and make plans to change the locks on Dec 1st.

  7. rob62521 Says:

    Hope you can get SO out and soon.

    Hope you can find that extra job to knock down the student loan debt.

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