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HOA

December 7th, 2018 at 11:54 am

Went to my first HOA meeting last night and boy was it a doozy. I went with the intentions of obtaining information only, meeting my neighbors but I became quickly upset as with other residents.

I was extremely annoyed that questions being asked by the residents to the board and the attorney was not being answered, no one had a copy of the bylaws. As I sat there I sent a email to the management company requesting a copy. It disgust me more that the attorney hired to represent the people appeared as though she was there to represent the board who told the residents they were not holding the meeting because they wanted to keep their seats. Unbelievable!

This is going to be quite interesting. I didn’t think that I would be too active but it appears as though I will be.

Other news, two days in a row I fell off the wagon and ate out. Ugh

I told myself that what ever I spent eating out I needed to add to CC9 so I’ve been doing so.

I reached out to my sister and told her I wanted the $50 she owed me. I’m taking this and adding to my sinking funds, home repair and HOA fund.

Last month I spent a $123 for work, found the receipt for reimbursement finally. I’d initially used the CC for this purchase but the credit card has since been paid off. I’m thinking I should add to my January mortgage payment (principal), student loans or pay down CC9. Who would have thought I’d be struggling with deciding which debt to pay off first. 🙄🤦🏽‍♀️

Posted in Reaching Financial Freedom, Family/Friends | 5 Comments »

5 Responses to “HOA”

  1. AnotherReader Says:
    December 7th, 2018 at 01:08 pm 1544188089
    1544188089

    What are the interest rates on your credit cards, student loans, and mortgage? Generally, I would get rid of the credit cards first, while paying enough on the student loans to pay all the interest and reduce the balance a little. The servicer should give you a payment that does that. I don't see the balances on the credit cards declining right now - are you updating the side bar monthly?

  2. Laura S. Says:
    December 7th, 2018 at 02:30 pm 1544193032
    1544193032

    I worked for a management company and it was a nightmare job. If your management company is First Service, let me know. I may have some insight for you.

  3. Elitaylor646 Says:
    December 8th, 2018 at 12:41 pm 1544272887
    1544272887

    Here in my state, HOA bylaws are registered to the state and posted online in an obscure website. It takes digging, but it might be worth doing some searching thru state government websites. Then you will have a copy of legal ones and not the ones they think they have.

  4. klarose Says:
    December 8th, 2018 at 03:31 pm 1544283106
    1544283106

    My advice would be not to add a cent to the mortgage payment until your credit cards and student loans are paid off.

  5. rob62521 Says:
    December 9th, 2018 at 09:31 pm 1544391063
    1544391063

    Sorry the meeting was a pain. Hopefully you can get some answers and things will go more smoothly.

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