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Taxes and Mom

February 26th, 2019 at 09:41 pm

Finished up my taxes and I’m getting a whopping $750. I’m glad I don’t owe. I thought for sure I would have had to pay, especially since I got the money from my dad’s house.

So many people I know have to pay this year. I’ll be throwing all of it to the snowball.

Other news, I’m excited because my $608 payment hit my CC, total paid this month was just over $1300. I couldn’t help but wonder, what if I was throwing this at my student loans. I’m going to start looking for a second job again

I was talking to my mom this morning, she’s complaining that my 17 year old cousin, her neice, is not saving the money she’s receiving from social security after her mom died. I tried explaining to her that, if you’re not taught how to manage, then you won’t. She thinks telling you to save is enough. She has four children and all of us are bad with money. Three of her kids has lost a home, and one filed bankruptcy. She really upset me, because I’m late in the game and feel like no one taught me.

Posted in Uncategorized | 5 Comments »

5 Responses to “Taxes and Mom”

  1. creditcardfree Says:
    February 27th, 2019 at 02:21 am 1551234094
    1551234094

    Nice work on the credit card! Do you know if you paid more in taxes this year? That's really the most important number to know. If your niece trusts you she might be open to hearing your experience with money. Assuming you also trust her with your experience.

  2. Amber Says:
    February 27th, 2019 at 02:35 am 1551234913
    1551234913

    Hi CCFree, I actually paid less in taxes. Usually my refund is higher but I had adjusted my withholdings last year. As far as my cousin, my mom’ Neice, we don’t talk. She’s closer to her mom side of the family. My mom haven’t seen her, she’s just making the assumption that what my uncle told her was true

  3. alliecat79 Says:
    February 27th, 2019 at 03:35 pm 1551281702
    1551281702

    Amber, I hear you! My parents were never explicit in teaching us money management. Everything I've learned, I've had to learn on my own through some major mistakes. You are amazing! I enjoy watching your progress.

  4. Kate Says:
    February 27th, 2019 at 04:13 pm 1551283999
    1551283999

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  5. rob62521 Says:
    February 27th, 2019 at 07:14 pm 1551294883
    1551294883

    Way to go, Amber, on the refund and whittling down the credit card debt.

    I agree with you, without someone helping you with financial planning, it is overwhelming and people don't do it. My folks were good about telling me to spend some and save some, but it wasn't until I read and learned from others to save for retirement and make other investments, and not fall into many of the rabbit holes of owing big bucks with little chance of getting out of debt.

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