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Saturday Ramblings

October 26th, 2019 at 12:12 pm

Balanced my cash envelopes and I have $246. This amount is a combination of all envelopes (e.g gas, food, household), not bad.

I’m annoyed because I spent $30 yesterday. Went with a friend to an event that she was heading to anyway, paid $10 for parking since I drove with her. But she kept harping on gas, so I gave her $20. That won’t happen to me again, I’ll drive myself. I have the money, in one of my sinking funds, it’s money I save for things such as this, but it just annoys me since she was going anyway and I could have drove myself and spent less. Hey, it is what it is, a lesson learned.

I checked my electric bill and it’s trending at about $65, if I hit that mark, it’s about $30 less than the previous month. I love it. I see what simply turning things off, unplugging items not in use can do. If only I could unplug that water heater, I’d probably have a bill of $30, lol.

Today, is a busy day. One, I need to wash two loads of clothes. Two, wash my hair, and three, pick a few items up from Walmart. After all this, I’m relaxing. I was going to work a little at home but I’ll pass.

8 Responses to “Saturday Ramblings ”

  1. Lots of Ideas Says:
    1572099363

    Amber, I have never done this, but I have read of people turning their water heater down a few degrees to save money. I don’t know how to do it or what a safe temperature is for washing dishes but maybe others do.

    Do you do laundry in cold water? I usually use the ‘warm’ setting, but I use a shared laundry in my building and I notice some people use ‘hot’ and ‘cold’.

    Here in the North, people insulate their water heaters to save money, but I assume that doesn’t help in Florida, but again, maybe it would. Others might know.

  2. GoodLiving Says:
    1572111473

    You do such a fantastic job of cutting your bills, it reminded me of when my now ex-husband left. I cut the cable, no more delivery pizza and rented movies (back in the blockbuster days). So much savings, I'd rather save that $30 for something more meaningful.

    When your hot water heater dies, consider getting one that heats on demand. I think they are pretty expensive but it might save you in the long run.

  3. crazyliblady Says:
    1572121409

    I have a gas water heater, but the temp is set for 120F and that is plenty hot enough for showers and the dishwasher.

  4. rob62521 Says:
    1572122967

    You have done a fabulous job of cutting expenses.

    Sorry your time with your friend wasn't as thrifty as you had planned. Hopefully you won't be put in that spot again.

  5. Lucky Robin Says:
    1572133243

    You can get a water heater timer. You can set it so it is off during the day while you are at work and comes back on an hour before you get home or you can set it so it is off at bedtime and comes back on an hour before you get up. Also the water stays hot in the tank for about an hour after it is shut off, so if you need to run that load of dishes right before bed, you could.

  6. crazyliblady Says:
    1572147642

    So, you have $246 left. How long until your next payday?

  7. Amber Says:
    1572169864

    @Robb I’ll look into the timer, thanks
    @Crazylady, Friday is pay day. I’ll be adjusting what I add to the envelopes

  8. crazyliblady Says:
    1572209685

    I was just wondering when your next payday is. My strategy when I have "extra" is to divide it up and send it to whatever financial goals I am working on.

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