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Budget Review - October

November 3rd, 2019 at 11:36 pm

Finally reviewed the October budget. Here are the numbers

Monthly income $3901.18, about a $100 less than I had budgeted for.

* Gas was $50 less than budgeted
* Electricity was $9.31 less than budgeted
* Water was $11.32 less than budgeted
* Charitable donations were over by $74.02, this was the Boy Scout donation and a charity brunch. I definitely have to watch this
* Dining out was over by $34.00, this included a surprise dinner with friends
* Gifts were also over by $37, Iā€™d forgotten about the Halloween costume for my great nephews
* Groceries were under by $21.81
* Cleaning supplies under by $12.93
* Car insurance upped by $4.14. Iā€™m going to start paying this every six months for the discount
* Hair care jumped, I forgot to include my monthly hair cut, and a special event I attended. I was over in this category by $165

I met my savings goals for all accounts except for my personal checking.

Iā€™m a little disappointed with the budget, the hair care ( I can kick myself for) , donations, gifts and eating out line items killed me.

Posted in Budget | 3 Comments »

3 Responses to “Budget Review - October ”

  1. creditcardfree Says:
    November 4th, 2019 at 02:02 pm 1572876174
    1572876174

    This is why evaluating what we spend can help us do better in the future. It seems there is rarely a perfect month getting the budget right. I think if we are still moving forward and reaching towards are goals, we are on the right track! Hang in there.

  2. crazyliblady Says:
    November 4th, 2019 at 10:07 pm 1572905273
    1572905273

    I have a special savings account I call slush for those weird things that pop up or you forget about. I rarely draw from it, but when I do, I am thankful it is there because I have quicker access to it that with my other accounts.

  3. rob62521 Says:
    November 4th, 2019 at 10:27 pm 1572906454
    1572906454

    Live and learn, Amber. You've done so well, don't kick yourself too hard.

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