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Saturday Update

November 24th, 2019 at 04:56 am

My Friday night’s ritual, usually consists of a shower, review my cash envelopes and balance them, then get excited when I come in under budget, lol. I do this every Friday. I love tracking my spending. Even though I’m still trending to come in under budget by next pay date, Friday, I get a big kick out of where I am with my spending each week.

This week wasn’t too bad, when it came to spending. I did cave in and buy a soda and dined our yesterday.

Yesterday’s spending
$31.98 oil change
$17 dining out (lunch and dinner)
$6.66 personal care
$4.24 cleaning supplies
$65 Gift ( fruit basket for someone who is wrapping up chemotherapy)

So far this month, I’ve had 18 no spend days and managed to drink much more water this week.

Using my planner 📒 have been very helpful, with tracking habits.

Today I lounged around, didn’t leave for a thing. Watched a little news, finished reading “Debt Free Forever” and started “The Uncommon Millionaire.” What I’ve found is that the financial books I am reading are the same for the most part; however, I always learn something.

4 Responses to “Saturday Update”

  1. disneysteve Says:

    "What I’ve found is that the financial books I am reading are the same for the most part; however, I always learn something."

    Good financial management is pretty basic. There are only so many ways to say the same thing, but sometimes one person's approach or wording or examples will just strike a chord with you in a way that others didn't. Keep reading. Listen to podcasts. Watch TV shows. You may not take away something from every one but you will find some nugget in almost everything.

  2. Jenn Says:

    A good Friday night tradition! I'm so glad that you got something healthy for your sick friend.

  3. rob62521 Says:

    Yes, most financial books, if they are written by folks with common sense, are basically the same with little tweaks here and there. I guess what I find is so many people just don't want to put in th effort of trying to save money and kid themselves they either have time to make it up or why worry about it. We know a couple who are always looking for a "deal." Often times the "deal" actually costs them more than if they had just did whatever outright, but they like to fool themselves.

    A couple of years ago a friend was bemoaning they didn't have enough money at the end of the month. I said I could help them with their budget and I said it was very simple...take what they get with their pensions, pay their bills, do their charitable giving, put a little aside in savings, and then whatever is left, that's what they have to use for going out, shopping, etc. He told me that would mean they wouldn't be doing a lot because they don't have that much money left after paying all their credit card balances they keep running up. I said, that's the answer...sit home and save money for awhile and get stuff paid off. He told him they didn't want to do that. He wanted to, instead, make lots of spreadsheets and show where it goes. Funny thing, when we didn't have a lot of money, we still never had more month than money because when money got low, we stopped spending on things we didn't have to have.

    You have a good Friday tradition and you know where you are as far as finances!

  4. pjmama Says:

    I do my financial review on Sundays and also get a kick! It's really motivating to see progress. Cheers!

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