By refinancing my house, my mortgage rate will drop close to 4 percentage points, I will save close to $500 a month by refinancing.
Today I locked my rate in
Now that I’ve gotten rid of that credit card, I’d like to build up my emergency savings account, especially since I have no clue what is going on with this virus.
With the savings from the mortgage and the side hustle I should be able to sock away about $1200 a month, two months would put me back at the amount I had saved prior to paying off the credit card. Once I’m back at that amount, I can aggressively tackle the student loans.
Honestly, I have no idea what God’s plan is, however, I’m truly thankful for him sharing with me financial literacy. I don’t know a quarter of what you all know, but what I’ve learned so far has really taught me a lot, and I’m thankful. Knowledge is key and I look forward to this continued financial growth.
Refinancing = Saving Money
June 11th, 2020 at 07:49 pm
June 11th, 2020 at 09:20 pm 1591910423
June 11th, 2020 at 09:35 pm 1591911355
June 12th, 2020 at 04:28 am 1591936105
You know the difference between needs and wants.
You know that sometimes you have to do something that you enjoy or what’s the point.
You know the power of delaying gratification.
You know the power of generosity.
You know the power of planning and saving.
You know to ask for help and advice.
You know to break big things into manageable pieces.
You know to celebrate success.
You know to build wealth through home ownership.
You know knowledge is power.
You know to educate yourself.
You have all the tools you need.
Praise yourself!
June 12th, 2020 at 10:42 am 1591958567
June 12th, 2020 at 11:05 am 1591959935