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On the Right Track

June 28th, 2020 at 06:58 pm


After looking at July’s budget, I maybe able to knock close to $2,000 off student loan number 1. I’m so excited. Just looking at these numbers gives me life. If things go well I maybe able to knock student loan 1 off by the end of 2021 early 2022.

Someone posted about not worrying so much of paying off the mortgage and focus on the student loan. I reviewed and reviewed and reviewed again and who ever posted was correct. Thank you! Rather than paying the $100 extra on the mortgage I’m throwing it at my student loans. The sooner I can get this done the better. Now I believe in paying what I owe, but I sure as heck will be thankful if there was some sort of forgiveness or interest freeze for a few more months.

Other financial news, I participate in multiple money challenges (e.g. 52 week, walking) and saved $227 for June. YTD I’ve saved a $1,086. I so desperately need a bedroom set. My drawers are falling apart. The set that I have is over 20 years old, it came with the house when I moved in 9 years ago, the owner left it. My goal is to save and pay cash for a new or used set. I can’t believe I’ve actually saved money for this. Normally, I’d use a credit when the drawers started to cave in but I decided to wait. I’m going to hold on until the end the year, because I also need a new mattress and buy everything at once.

Health news, as you all know, I’ve been placed on blood pressure meds, as of today, the blood pressure has went down and I lost 7lbs. Since the year has started I lost 11lbs. I actually, blame COVID for the loss of weight 😄. I’m eating in more, walking a lot more, and since I’m not in the office, I’m snacking less. That’s one good thing that came out of this virus.

I’m in Florida so our numbers are inching up when it comes to this virus. So bad that the county has mandated wearing a mask in public and they’re mailing every resident a mask. It’s scary, because people are selfish. I personally don’t like wearing a mask, I do so because it helps to mitigate this virus. If we all Woolf just work together for a few weeks we could get through this.

Posted in Debt, Health | 5 Comments »

5 Responses to “On the Right Track ”

  1. creditcardfree Says:
    June 28th, 2020 at 08:39 pm 1593376775
    1593376775

    It's interesting how some of us have mentioned you run numbers on your debt as a way to point this out and only did this recent comment make you notice. The student must be ready to learn. I'm glad that you see that extra to debt makes a huge difference as does focus on one rather than multiple things.

  2. Lucky Robin Says:
    June 28th, 2020 at 08:55 pm 1593377708
    1593377708

    I am glad you are finally doing it.

  3. Amber Says:
    June 28th, 2020 at 09:21 pm 1593379288
    1593379288

    Yeah my ah ha moment. I think for me getting the final credit card paid off and paying a nice chunk on the student loan was an eye opener vs running the numbers. It just feels good to see the student loan decrease slowly but quickly if that makes sense.

  4. LifeBalance Says:
    June 29th, 2020 at 01:04 am 1593392647
    1593392647

    Congratulations on the weight loss! I hope you can eventually get off those meds.

  5. CB in the City Says:
    June 29th, 2020 at 04:31 pm 1593448298
    1593448298

    Haha, most of us are GAINING weight in COVID times. I never ate out much before, so that's no different, but I am definitely eating more comfort food, and, of course, I am not going to the gym.

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