Iβm finally tackling Chris Hoganβs βRetire Inspireβ itβs pretty good. I ended up purchasing it because for some reason none of the local libraries had digital copies. Honestly, I like the way books feel anyway, and I can highlight if need be.
After reading a few chapters I got even more anxious about paying off my student loans, I want to max out my 401(k), IRA and HSA but I canβt until I get these loans paid off. I hate I took these loans out. π‘
Now that Iβm doing these user surveys, I get Amazon gift cards so I can use these for books and household supplies. Iβm nervous about ordering groceries via Amazon but weβll see what happens down the line. Any money saved from not buying household goods I can throw at the student loans.
This was a good week, money wise, with the next pay day I will only be able to throw an extra $100 at the student loan. I cashed out the reward cash from the credit card, $27.02 and threw at my student loans, MTD paid, $527.02. Iβm on track with hitting my goal of $1000 for the month.
Iβm hoping I get the mortgage payment refund back soon. I have to reach out to the broker regarding my $75 application fee refund. Thatβs on my list to follow-up on Wednesday.
Lastly, I reworked my budget. I bumped my direct deposit to the emergency fund by $100 a paycheck since Iβm saving that amount in mortgage, I also reallocated the car fund direct deposit. I met my goal for the upcoming six month car insurance renewal in August, so I was able to decrease the amount needing to go to the account for the next renewal in March 2020 by $100. It feels good, everything seems to be working out.
On Track!
July 5th, 2020 at 08:55 am
July 6th, 2020 at 03:49 am 1594003781