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Home > August is Here, and So Much To Do

August is Here, and So Much To Do

August 2nd, 2020 at 11:49 am


Hello August!

I can’t believe we are eight months into the year.

On top of COVID, now we are dealing with a potential hurricane. I’m praying that this thing remains a tropical storm ⛈ , or at the mist a category 1 storm, I’m so over it.

Thankfully, I’ve been stacking up on supplies for COVID and hurricane season so I didn’t have to go out in that mess. The lines were crazy.

I called the SO, to see if he thought I should put up the plywood, he said no since it was a Cat 1 the day before and it looks as though none, except for one, of the neighbors are putting up anything either. We are getting some rain that’s it right now.

I received my statement from the new mortgage company and the balance owed is $10k more, not sure why so I’ll be calling them on Monday. I also received my escrow refund from the old company, that I’ll put in the bank. I have a feeling I’ll be billed in November and I want to make sure the money is available. I’ll tell you the truth, I was so tempted to take this money and pay off my lowest student loan, then save for November taxes and insurance. I also need to call my old mortgage company, I haven’t received my refund for my last payment.

Monday will be a busy day on the phone.

Since last week, I’ve been decluttering. I realize that I’m less productive with clutter, and I spend way too much money on junk, well I use to. Yesterday I found things that I had no idea I had, 2-3 of the same stuff. I trashed so much unopened makeup 💄 it was ridiculous. For each project, area I declutter, I’m throwing $5 into my challenge fund, so far I’m at $30. I tell ya it feels really good to get rid of junk. I vowed not to buy a thing until I use what I have.

I’m so sore from the bending, moving, stretching et cetera, that I might take today off and just relax; however, I really want this desk area/mini office finished.

3 Responses to “August is Here, and So Much To Do ”

  1. Lots of Ideas Says:
    1596378939

    You are so right that not having clutter saves you so much money. Having a place for everything and always putting things away means that when you need things in a hurry, you know exactly where they are. My cousins are cleaning out their parents’ house - they were ‘keep it, we might need it someday’ people - and they have found so many duplicates of tools like screwdrivers mixed in with stuff like odd lengths of wire and jars of screws...such a waste.

    I accumulate paper but I helped myself by switching to electronic statements for most things. The mail I get is mostly junk and I open it next to the wastebasket and just toss it...saves so much time and stress! If

  2. AnotherReader Says:
    1596386592

    Get out your original loan commitment paperwork and compare the numbers to the closing statement. Did you compare the numbers before you signed? Sounds like someone rolled a bunch of fees into the loan and you were not aware of that when you signed.

  3. rob62521 Says:
    1596396902

    I was wondering how you were faring with the storm/hurricane. Hope you stay safe!

    I am guilty of clutter, but I have gotten far better about buying things. Or should I say not buying. I have always been interesting in crafting and used to buy stuff because it was on sale or just had to have it. Now, I work hard at not buying stuff unless I plan to sit down and really work on it. I do have a couple of things in the drawer, but I am working on some things right now that I need to finish before I can start on those others. But, I made myself to buy no more and finish what I have. In my defense, the two things in the drawer were Christmas gifts someone gave me since they knew I liked to embroider so I don't feel quite as guilty.

    Hope your phone calls are successful in helping you figure out why you are paying more than you planned.

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