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Here’s an update

May 16th, 2021 at 10:46 am

 

Happy Sunday everyone!

As promised I wanted to check in and let you all know how things are going. 

 

First, my job is very stressful, our CEO needs to retire, but she refuses. She’s done a great job with getting the business where it is but we can’t move forward under her leadership. I’ve submitted about 85 applications in the last 30 days and nothing. For those saying people don’t want to work, I say think again. It took a friend over a year to land a job. This was his first and only offer. 

 

Next, I managed to get my emergency fund to $14,000. I’ve never had that much money. Though this is a drop in the bucket for some, it’s a lot for others. I’m so proud of myself. My goal is to save about a years worth of my take home pay. 

 

Moving onto my student loans, I’d slowed down because the HOA is attempting to amend the bylaws to force everyone to change the roofs even if there is no damage. I’ve been praying this does not pass. Any way I started back at it. I got my second loan down to $6500, I’ll be paying another $300-$400 this week. It feels good seeing this go away, even if it is slow. 

 

My internet has been down since Wednesday, this sucks but I have to finish my taxes, I’ll do that today using my phone’s hotspot. Thank goodness I completed most of it. I just have to add the tax ID of my side hustle and hit send. 

 

I’m still trucking along with the 52 Week Challenge as well as the $2021 for 2021. I had fell behind a bit but I’m catching up. This money will go towards my student loans. 

 

I’m still paying an extra $25 a month on my mortgage and adding an extra $25 to my IRA each month. I know Dave says not to do this but I’m older and it gives me a peace of mind. 

 

Health wise, I’ve been walking more so my blood pressure has been great. Hopefully when I see the doctor I can get off these pills completely. 

 

That’s it for now

Posted in Emergency Fund, Reaching Financial Freedom, Debt, Health | 9 Comments »

9 Responses to “Here’s an update ”

  1. Carol Says:
    May 16th, 2021 at 11:00 am 1621162859
    1621162859

    So good to hear from you. That's great about the walking and your blood pressure!

  2. mumof2 Says:
    May 16th, 2021 at 12:30 pm 1621168222
    1621168222

    that is awesome news about your emergency fund...once we buy a house I want to start adding to it as well...god I hope they don't make you change your roofs...that is ridiculous to redo something that doesn't need doing...hope everything goes well with the doc and you can get off those pills

  3. Wink Says:
    May 16th, 2021 at 01:51 pm 1621173116
    1621173116

    Good to hear from you Amber! You have made great progress on your EF. I hope you start having better luck on your job search and that something comes through soon.

  4. Dido Says:
    May 16th, 2021 at 05:29 pm 1621186141
    1621186141

    Good to hear from you! Good job on the blood pressure reduction, emergency fund increase, and other $$ goals. I'll cross my fingers for you that the roof resolution doesn't pass at your HOA.

    I'll be finalizing and submitting my taxes today, too.

  5. rob62521 Says:
    May 16th, 2021 at 08:35 pm 1621197305
    1621197305

    Great to hear from you!

    Hope you can find a job to your liking.

    You continue to do well as far as saving and paying down debt.

  6. Turtle Lover Says:
    May 17th, 2021 at 12:52 pm 1621255943
    1621255943

    it's good to hear from you!!

  7. terri77 Says:
    May 17th, 2021 at 01:46 pm 1621259177
    1621259177

    Good to hear from you, Amber! Looks like we have both been making strides on our emergency funds & walking. Good luck on the job applications!

  8. CB in the City Says:
    May 17th, 2021 at 05:28 pm 1621272531
    1621272531

    That's a great emergency fund! Good for you!

  9. LivingAlmostLarge Says:
    May 17th, 2021 at 09:03 pm 1621285433
    1621285433

    Glad you are doing well.

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