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Savings

July 14th, 2023 at 09:48 am

I crunched the numbers and I realized with every pay check I’m saving about 45% of my income.

Though most of the savings go towards future expenses (e.g. mortgage, HOA, Christmas fund, vacation fund) I’m still saving.

I remember when there was a time when saving wasn’t an option for me. 

Though I beat myself up regularly, I'm my worst critic, I need to remind myself of where I've come from. It's been a long short journey. It felt as though I'd never see the day where my debts were low and cash was saved, yet it feels like I just started this journey. 

Posted in Reaching Financial Freedom | 5 Comments »

5 Responses to “Savings ”

  1. LivingAlmostLarge Says:
    July 15th, 2023 at 04:02 am 1689393740
    1689393740

    You are doing great. why beat yourself up?

  2. Turtle Lover Says:
    July 15th, 2023 at 03:02 pm 1689433333
    1689433333

    It is awesome to hear your story as it goes .... ⭐⭐

  3. terri77 Says:
    July 16th, 2023 at 12:44 pm 1689511460
    1689511460

    That’s a great savings rate! I’m curious how much is towards retirement?

  4. crazyliblady Says:
    July 16th, 2023 at 01:04 pm 1689512683
    1689512683

    You are doing fantastic. It is hard when so many issues keep coming up. For me, in the last month, I had to go into credit card debt to pay for stuff that got broken in my house.

  5. rob62521 Says:
    July 30th, 2023 at 05:43 pm 1690739002
    1690739002

    Amber, you have so much in a short period of time. I know you may not think that is true, but you embraced change and making the sacrifices you needed to make to cut your spending and pay down your bills. Well done!

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