In the world of personal finance, making decisions about where to allocate your money can be a bit of a puzzle. One might argue that I should have applied this extra cash towards my student loans, but there's something about paying extra on my mortgage that I just can't resist. I've been doing it consistently for over a year now, and today was no exception.
Earlier today, I made an additional payment of $60.35 towards the principal of my mortgage. It might seem odd, but I've always had this habit of rounding up to the nearest hundred. So, instead of the paying $57.35, which would have been $300 to wards the principal, I opted for $60.35
To some, it may sound like a financial quirk or even an addiction. But for me, it's a source of comfort. I don't feel quite right when I don't do it. Each time I make an extra payment, I see that principal amount decrease, even if it's just by a little bit. Though the actual amount should have been $57.35, but that extra $2.65 makes a difference in my mind.
In a world where financial decisions can be stressful and complex, paying extra on my mortgage has become my peace. It's a small, simple act that brings me a sense of satisfaction and control over my financial journey.
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