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Archive for October, 2006

Paying down debt slowly but surely

October 21st, 2006 at 07:59 am

Added another $1 to the cc debt because today was a no spender and I am heading to my part-time job therefore, I can't spend any money

Another buck

October 20th, 2006 at 07:09 pm

Paid another $1.03 on cc because it was a no spend day

Previous Total $2305.74
New Total: $2304.71

Gross

October 20th, 2006 at 06:18 pm

Well so much happened today at work, anyway I go into the kitchen and noticed the toilet brush (that of course has been used to clean the toilet) in the sink with the dishes in which we use to eat as well as sitting on top of the sponge we use to wash the dishes...well you know I will no longer be using those utensils...gross

Another day at work

October 20th, 2006 at 06:13 pm

well we hired a new person who is very nice and smart but unfortunately she does not speak English that well ( she's hispanic) and the therapist treats her like crap...she's hispanic as well which surprises me. well I finally told the boss that she was so rude to her, that even others made mention to it. I just hope things work out

Today's Spending

October 18th, 2006 at 07:37 am

$130.00 EF
$10.00 Misc Account
$25.00 IRA
$20.00 Student loan
$25.00 CC1
$100.00 CC2
$72.20 CC3
$20.00 Tithes
$162.57 Electric
$65.87 Cable
$39.31 Bellsouth
$100.00 Loan repayment (brother)
$13.84 Targe CC (paid in full)
Total $618.79

Paday and I am not broke

October 18th, 2006 at 07:26 am

Wow, it's payday and I had a total of $49.00 left over Smile I also paid all my bills that are due next month and now I have $200.00 left even with the extra $172.20 on cc's so I am tapping myuself on the back

Available coupons

October 17th, 2006 at 05:58 pm

I have the following coupon available for anyone who wants them (first come first serve) jusr send me a email with your address I will send them out ( I am not on a coupon train)

Clean shower $.35 expires 10/28
(2)Coloox 2 $.50 exp 10/31
(2) Jif Peanut butter $.35 exp 10/31
(2)smuckers jam, jelly etc $.35 exp 10/31
it's not much but if anyone wants them they're yours

I forgot about my savings

October 17th, 2006 at 05:48 pm

I forgot about my savings with coupons I am definately trying to use them. I saved last week $ 4.64 in coupons and target just sent me a coupon for their store brand bread for a free one

No spend day

October 17th, 2006 at 05:34 pm

I spent no money today other than my MD visits and prescription which are both fixed expenses so I added a buck to the challenge (cc debt)

Making some positive changes

October 17th, 2006 at 05:32 pm

well as you all know I got a raise last pay period and I made some changes this week, I decided to save the difference, which is about an extra $60.00 a paycheck. So I changed my automatic transfer from
$75 to $150 EF
$30 to $10 Misc Account
$20 to $25 IRA

I love my nephew

October 17th, 2006 at 05:29 pm

Well I miss you guys but my nephew was here over the weekend and I miss him already, he's headed back to GA. I spoil him everytime he is here (he's 3)We had so much fun, we played games on the computer, watch Nemo and guess what spent no money. Now that he is back in GA it is time for to start back blogging

Another $1.53 on debt

October 14th, 2006 at 02:30 pm

well I rounded up the change in my personal accoun and added a $1.53 to my cc debt. I am happy because this week is payday (from both jobs) and I have a ton of money left over...yippie
New CC debt total:$2537.78
Challenge debt $215.90

Mid Month Update

October 14th, 2006 at 08:45 am

went through bills and balanced out my account and notice I forgot to transfer some funds to the challenge Frown But that is ok because I did find my errors and balanced my accounts. However, for the month I went crazy just spending...looks like I am slowly but surely going back to my old ways in which I need to address ASAP especially since I was doing so well all year with minor errors.
thus far this month:
Misc $133.85
Gas $43.34
Cell: $120.55
Water $43.08
Groceries $64.99
Dining Out $49.61
Tithes $20.00
Extra on Student loan $20
Credit card payments: $217.26
Leisure $63.89 ( Norton Software)
Sales tax $3.32

$40 Extra

October 14th, 2006 at 08:33 am

My got a nice little gift from my uncle last nigh...$40.00 so I just added this amount to my savings account, just did not feelig like paying extra on the cc

Tip of the Day

October 13th, 2006 at 01:22 pm

I received this in my inbox today and thought I would share, being that the holidays are approaching:

Gift Boxes

I cover my gift boxes with single rolls of wallpaper I've
bought at thrift stores for $1 each. Some are elegant and some
are plain, but the paper is durable enough to make it through
the mail.

Mid term exam

October 12th, 2006 at 07:07 pm

We had our first exam in my intro to healthcae servcies class...I think I did ok, I just wo't know my grade until next week. Seems like nothing I studied was on the exam. 1-7 chapters we were to study and everything he had us to go over and review was not on the test. But I have to wait and see from this point

Time to stop the madness

October 12th, 2006 at 07:04 pm

Well my week of uncontrollable spending has come to an end...I was just not in the mood to cook anything for breakfast, lunch or dinner so all week I ate out. Well now it is time to get focus and back on track. I was just so stressed out with my class and therefore just did not time to do anythig but study, my room is a mess as well but I am will get that straighten out over the weekend

$10.00 on cc

October 11th, 2006 at 11:59 am

Had to match funds today, so I paid $10.00 on cc. I will definately cook dinner tonight...what an expensice week

$3.28 on cc

October 10th, 2006 at 06:10 pm

$3.28 was paid on my cc debt, compared to the $85 I spent today, $3.28 is just pennies. But atleast I was able to pay cash

Uncontrollable splurging

October 10th, 2006 at 04:45 pm

I have been so lazy for two days in a row I have eaten out for lunch and then tomorrow again...I promised a friend I would meet him for lunch. The today bought me a Vera Bradley bag that I have wanted for a while so I decided to treat myself ($85) but I guess we can splurge once in a while