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About Me:

Amber

South Floridian on the "Get Rid of Debt" cycle for a second time. 💰

My journey begins with tackling Baby Step 2

Started tracking my progress on 4/21/2017, but did not get serious until August 2017

November 26, 2018 I bought my home 🏡
February 11, 2025 I bought my car 🚗

===================
Sinking funds
* Fun/vacation $119.27
* Christmas club $206.33
* Sorority $166.46
* Gifts (e.g. birthdays, showers) $114.15
* Car maintenance/insurance $615.37
* HOA $1238.20
* Home Mortgage $2,713.63
Monthly payment $759.74
* Home Repairs $257.55
* Prof. Certification renewal $21.25
* Medical/HSA $171.93
*Car Payment Acct $1192.91
Baby step 1 (EF) $11,048.47
Baby step 1b (Reserved car payment) $1450.45
Rollover IRA $22,322.37
IRA Previous balance $25,459.86
401(k) $35,588.02
Roth IRA $152.58

—————————-—————————
Started May 2019
Net worth beginning -$183,166.24

Net-worth
7/31/2023 $51,814.80
7/14/2023 $54,344.13
6/7/2022 $39,799.17

—————————-—————————
Debt

2/11/2025 Car
Original balance $41,000
New Balance 36,000
Monthly Car Payment $591.28

11/1/18
Original Mortgage: $140,000.00
Mortgage financed: $119,500.00
New balance: $98,280

10/2022 Student Loan Consolidated Original Balance: $35,622.23
New Balance: $8077.30
Interest accrual $1.62 as of 2/5
Daily interest rate $1.62
January 2025 Balance was 24,155.10

Consolidated student loans on 10/18/2022
Student Loan 2: $55,202.21
* Initial Account 4 balance $28,711.66
• Current account bal #4 bal $0
* Initial Account 2 balance $13,873.23
• Current Account Bal #2 bal $0

Student Loan 1: $28,046.16
* Initial Account 1 balance $8,141.53
* Current Account #1 balance $0
* Initial Account balance $19,904.63
• Current account #3 balance $0

CC12: BOA Travel
Org. Balance: $2050
New Balance: $0

CC11: Home Depot
Org. Balance $2600
New Balance $0

CC10: Sams club Starting balance $10,150.69
New balance: $ 0

CC9: BoA starting to balance $0
New Balance: $0

CC8: Macy's Amex starting balance $0
New balance $0

CC7: JCP starting balance $2,608.12
New balance $0

CC6: Macy's store starting balance $0
New balance $0

CC5: HSBC starting balance $2,115.00
New balance $0

CC4: Target starting balance $1,992.32
New balance $0

CC3: City Furniture starting balance $1,821.31
New balance $0

CC2: Citi 2 starting balance $9300
New balance $8,300
Balance transfer

CC1: Citi 1 $0

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Date Started: Feb 13, 2006
Entries: 2,620
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Home > Talk about gross

Talk about gross

February 2nd, 2007 at 03:59 am

You will not believe what happened to me today, I almost forgot to post. Any how I am on my way to school and get to the ed light, well this girl get out f the car walk around to the driver side and pulls her pants down to urine. CAN YOU BELIEVE THAT? I was shocked , I mean who in their right mind would do something like that? i wish I had taken the tag and called the cops

Posted in Miscellaneous | 8 Comments »

8 Responses to “Talk about gross”

AutumnxButterfly Says:
February 2nd, 2007 at 04:06 am 1170389168
1170389168

That is so nasty! I actually have a friend that a long time ago at a club had a girl walk up, pull her pants down, sit on my friend's car hood, and pee! Right on her car. And when my friend got out of the car and said something the girl tried to beat her up! What is wrong with people???
Amber Says:
February 2nd, 2007 at 04:27 am 1170390423
1170390423

Autumn, I think people no longer have any pride...did your friend know the person? I hope she pressed charges
carol Says:
February 2nd, 2007 at 05:06 am 1170392813
1170392813

Ewwwww! That's ill! I agree what the blazes is wrong in someone's head that they would do something that sick??
Broken Arrow Says:
February 2nd, 2007 at 01:02 pm 1170421343
1170421343

Huh....

I didn't even know that women can pee standing up? Or maybe she bent down?

Either way, ya, she could've been ticketed.
AutumnxButterfly Says:
February 2nd, 2007 at 02:15 pm 1170425739
1170425739

No she had no clue who the girl was. I don't think she did press charges. I would have.
Amber Says:
February 2nd, 2007 at 11:13 pm 1170458022
1170458022

Autumn, I would have pressed charges as well. What is this world coming to
koppur Says:
February 4th, 2007 at 02:31 pm 1170599510
1170599510

LOL Oh my goddess! where do you live girl??? Crazy people out there.
Amber Says:
February 4th, 2007 at 04:06 pm 1170605163
1170605163

Florida (south FL) nothing surprises me here any more. Do you remeber the mall shooting on X-mas eve well that was about a mile away, not even from my house. Floridians it seems has lost their mind

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Amber's Personal Finance Blog

Trying to stay away from debt

Talk about gross

8 Responses to “Talk about gross”

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