I actually paid off all my CC's the earlier part of this year but had to use them for the dentist and my tuition. Anyhow on the 4th I called in regards to cc1 to cancel my account and was told if I did ,so until the balance was paid off I would be charged $3 so I decided not to close it and pay it off next pay check. Well guess what it was closed So I went ahead and paid oit off, thus far I do not see a charge for $3 but will be a little annoyed if next month I get a bill, the only good thing was I wasn't charged the annual fee ($69) or any finance charges because I paid it off
I know it is going to hurt my credit because I closed the account but I do not plan on buying anything soon and being the frugal person that I am now, I am not going to pay another company to use their card, when I can use another's for free
So new balance $508.82 (one clas plus a book) This will be paid off next month
Paid off cc 1
July 11th, 2007 at 01:55 am
July 11th, 2007 at 02:02 am 1184119329
July 11th, 2007 at 02:04 am 1184119459