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Great while it lasted

October 28th, 2017 at 03:44 am

Well I thought I'd have a few extra dollars left over, but I realized that's not the case. I forgot about my plot bill, $50. Oh well it was great thinking that I had the monies left over lol.

After remembering about paying for the plot, I was trying to figure out why the bank account when balancing was short $16. Well I ordered checks. After the money order debacle with the land lord, I decided to send her a check each month. It cost me $38 to stop payment on two money orders. Had I written her a check it would have been $25 for one check. I don't use checks for anything else. Now that I do have them though, I think I'll use it for my tithes at church. That will mean 3 checks a month and I have a 100 checks so that will last me a while. I'll put the $16 back this pay period. Ugh now I have to rework the budget. 🤦🏾‍♀️

Meanwhile, I'm wrapping up a few loose ends before payday Tuesday. This has been a really crazy last two weeks with spending. It was mostly gifts, ugh! Though I knew these expenses were coming and I had budgeted for it, it's still annoying that over $150 was spent on gifts. Christmas is coming and my budget is $300, that's it. So the next few pay periods I'll sock away for it. Good thing is, I have mypoints points for a gift card for my neice, my nephews are small so I can get little things that they'll like. And the BF will get cologne and a sport coat, that's it. Wish I'd started earlier with my budget but hey.

Lastly; as I am updating my debt snowball spread sheet, I realize that what I pay in interest is far more than what is applied on the principle. Though I knew this already, I think it just annoys me to see it on paper. My ahhh haaaa moment. I've got to get this stuff paid off or I'm going to die a slow death in debt.

4 Responses to “Great while it lasted ”

  1. rob62521 Says:

    Your previous post talked about shopping around for a better deal. Any chance any of the banks or credit unions near you offer free checking and free checks?

  2. veronak Says:

    We have free checking but no free checks, that would be great. I did find a site that sells checks for less as an introductory special

  3. crazyliblady Says:

    Since you write so few checks, you could go to your bank and request a cashier's check or teller check for the correct amount. Or, you could do it via billpay service. My bank does this for free.

  4. LuckyRobin Says:

    My credit union will issue what they call temporary checks. I can get 8 free ones per month. It is basically for people who run out of checks and need a few to get by. They just print them up right there. Or for people who only write a small amount of checks each month. It is worth checking into whether your bank offers this or not in the future when you run out of checks. It may be a credit union thing, though.

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