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Paid Down CC3

December 29th, 2017 at 10:02 am

Bought my one ticket for the season game, SO didn't give me his money, but he has until the 5th to lock in at the current rate. Either way I had my money so I bought my ticket. I was thinking about holding off purchasing the parking pass, but opted to go ahead and do so since I budgeted the money for it already.

Honestly it felt weird, only to buy one ticket, not using a credit card and sticking to my guns. However; I realized that the only way he'll take what I'm saying and doing seriously is if I actually show him that I mean business.

I went ahead and transferred the $74.33 from the EF to my checking account to apply to the CC, new balance $511.67. I'm waiting on some things to clear, and making sure nothing pops up before I use some of the checking buffer funds to knock this card down to about $400. I want this thing gone.

So far I've posted 3 items dirt cheap and no takers, ugh. I'll be posting at least one item a day, as I declutter the house. Hopefully I can get some takers.

Lastly, I received a free calendar from the grocery story. I'm going to stick this to the refrigerator and note when the joint bills are due, that way they'll be no excuses. Not sure why I haven't thought of this before.

4 Responses to “Paid Down CC3 ”

  1. creditcardfree Says:

    Yay! Less debt. It can take awhile for things to sell. People are just getting done buying from Christmas, so it may take some time to get a taker. Be patient. And very smart to use a calendar to communicate bills. Communication and being on the same page about money are key.

    I'm honestly still a little confused on if your relationship is ending when you move out. Is that just temporary while he gets his own financial life in order, or is the relationship done completely? Sorry if I'm prying, I'm just confused.

  2. Amber Says:

    CCF I would love for it to be temporary while he gets his finances in order; however, it won't happen. He's such a momma's boy. If he was as diligent about paying bills here as he is about his mother's bills and not hurting my feelings as his mother's, things would be great. He's one of the sweetest person I know, but horrible with finances, as with his mother. I'm not saying I'm the best, but I pay my bills on time.

    The problem is that I allowed this poor behavior, and now that I'm serious about finances it's like it's a joke. He's four years away from 50, I just can't do it anymore

  3. DW Says:

    Amber, I think you need to have a heart to heart talk with SO. Let him know your complete plans including moving out. When the lease is up, you both need to go your own way. Say to him what you said in your post above.
    I think you’re afraid because he will whine and you’re feel sorry for him. But this is also about you learning to stand up for yourself.

    Also as for the sorority, let it go for this year. You are a lifetime member and you can’t join another sorority. You will just be considered a non-financial member. You can attend meetings but you can’t vote or participate in activities. If you really don’t like the chapter you can look for another chapter. If you totally dislike the whole concept, get out and talk to the person who recommended you. You joined out of your respect for her. She will understand. That money could easily pay off CC3.

    You are at a point in your life where you are now aware of what you really want out of life. Don’t let others determine your destiny.

  4. creditcardfree Says:

    Very good points to consider DW.

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