Ended the month with a bang.
For 31 days I challenge myself not to eat out and did just that. It was tough but I did it. So I transferred $31 from my cash envelopes to a saving challenge envelopes.
My word of the year is Fearless, the challenge was to save the amount corresponding with each letter (number) of the alphabet. For example A is the first letter so $1, F is the 6th so $6. Doing this I saved $61 and to my challenge envelope.
Next I started the 52 week challenge and socked away five weeks. I’m trying to figure out how I can go backwards.
Total for January’s challenges $107, not bad.
I’m pretty sure for January I came in under budget in most categories, knocked out about $800 in debt, and saved at least 20% of my income. I’ll be reviewing my budget today but I’m sure my numbers are pretty accurate.
These little challenges help me to prepare my meals at home and to come in under budget with my cash envelopes. I plan on challenging myself each month socking away the challenge money in an envelope. I can’t wait to see how much I save just from challenging myself. I think I’ve regained my motivation.
In my head, I say take the money saved at the end of the year and have fun, but my heart says, throw it at debt. Debt sucks
January Saving Challenges
February 1st, 2020 at 10:19 am
February 1st, 2020 at 01:14 pm 1580562882
February 1st, 2020 at 02:00 pm 1580565609
February 1st, 2020 at 07:50 pm 1580586646
Could you split the money you are saving and use part of debt and a little to have fun?