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About Me:

Amber

South Floridian on the "Get Rid of Debt" cycle for a second time. 💰

My journey begins with tackling Baby Step 2

Started tracking my progress on 4/21/2017, but did not get serious until August 2017

November 26, 2018 I bought my home 🏡
February 11, 2025 I bought my car 🚗

===================
Sinking funds
* Fun/vacation $750.64
* Christmas club $375.13
* Sorority $185.91
* Gifts (e.g. birthdays, showers) $100.10
* Car maintenance/insurance $754.11
* HOA $1442.20
* Home Mortgage $2,663.07
* Home Repairs $1201.50
* Prof. Certification renewal $11.25
* Medical/HSA $945.79
*Car Payment $700
Baby step 1 (EF) $9,885.63
Baby step 1b (EF) $1985.67
Rollover IRA $21,105.99
IRA Previous balance $17,052.83
401(k) $19,874.57
Roth IRA $152.58

—————————-—————————
Started May 2019
Net worth beginning -$183,166.24

Net-worth
7/31/2023 $51,814.80
7/14/2023 $54,344.13
6/7/2022 $39,799.17

—————————-—————————
Debt

2/11/2025 Car
Original balance $41,000

11/1/18
Original Mortgage: $140,000.00
Mortgage financed: $119,500.00
New balance: $101,786.00

10/2022 Student Loan Consolidated Original Balance: $35,622.23
New Balance: $14,886.59
Interest accrual (10/31/2025) $2.80

Consolidated student loans on 10/18/2022
Student Loan 2: $55,202.21
* Initial Account 4 balance $28,711.66
• Current account bal #4 bal $0
* Initial Account 2 balance $13,873.23
• Current Account Bal #2 bal $0

Student Loan 1: $28,046.16
* Initial Account 1 balance $8,141.53
* Current Account #1 balance $0
* Initial Account balance $19,904.63
• Current account #3 balance $0

CC12: BOA Travel
Org. Balance: $2050
New Balance: $0

CC11: Home Depot
Org. Balance $2600
New Balance $0

CC10: Sams club Starting balance $10,150.69
New balance: $ 0

CC9: BoA starting to balance $0
New Balance: $215

CC8: Macy's Amex starting balance $4,101.18
New balance $0

CC7: JCP starting balance $2,608.12
New balance $0

CC6: Macy's store starting balance $2,567.56
New balance $0

CC5: HSBC starting balance $2,115.00
New balance $0

CC4: Target starting balance $1,992.32
New balance $0

CC3: City Furniture starting balance $1,821.31
New balance $0

CC2: Citi 2 starting balance $9300
New balance $9300
Balance transfer

CC1: Citi 1 $0

Archives

Array
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    [Nov 2025] => /2025/11/
    [Oct 2025] => /2025/10/
    [Sep 2025] => /2025/09/
    [Aug 2025] => /2025/08/
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    [Mar 2025] => /2025/03/
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    [Nov 2018] => /2018/11/
    [Sep 2018] => /2018/09/
    [Aug 2018] => /2018/08/
    [Jul 2018] => /2018/07/
    [Jun 2018] => /2018/06/
    [May 2018] => /2018/05/
    [Apr 2018] => /2018/04/
    [Mar 2018] => /2018/03/
    [Feb 2018] => /2018/02/
    [Jan 2018] => /2018/01/
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    [Nov 2017] => /2017/11/
    [Oct 2017] => /2017/10/
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    [Aug 2017] => /2017/08/
    [Jul 2017] => /2017/07/
    [Jun 2017] => /2017/06/
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    [Oct 2013] => /2013/10/
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    [Aug 2012] => /2012/08/
    [Jul 2012] => /2012/07/
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    [Apr 2012] => /2012/04/
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    [Feb 2012] => /2012/02/
    [Jan 2012] => /2012/01/
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    [May 2009] => /2009/05/
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    [Mar 2009] => /2009/03/
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    [Jan 2009] => /2009/01/
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    [Oct 2008] => /2008/10/
    [Sep 2008] => /2008/09/
    [Aug 2008] => /2008/08/
    [Jul 2008] => /2008/07/
    [Jun 2008] => /2008/06/
    [May 2008] => /2008/05/
    [Apr 2008] => /2008/04/
    [Mar 2008] => /2008/03/
    [Feb 2008] => /2008/02/
    [Jan 2008] => /2008/01/
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    [Nov 2007] => /2007/11/
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    [Jul 2007] => /2007/07/
    [Jun 2007] => /2007/06/
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    [Apr 2007] => /2007/04/
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    [Jul 2006] => /2006/07/
    [Jun 2006] => /2006/06/
    [May 2006] => /2006/05/
    [Apr 2006] => /2006/04/
    [Mar 2006] => /2006/03/
    [Feb 2006] => /2006/02/
)

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Date Started: Feb 13, 2006
Entries: 2,605
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Home > New Side Gig

New Side Gig

July 21st, 2020 at 09:12 pm

Excited, I picked up another side gig for about $60 for a hour. Of course this will go towards the student loans.

I’m really hoping that my business would pick up, but it takes patience.

Posted in Miscellaneous | 6 Comments »

6 Responses to “New Side Gig ”

terri77 Says:
July 22nd, 2020 at 12:44 am 1595375080
1595375080

Woohoo! Congrats on the new gig!
CB in the City Says:
July 22nd, 2020 at 02:35 pm 1595424938
1595424938

Good news!
VS_ozgirl Says:
July 22nd, 2020 at 11:10 pm 1595455848
1595455848

Awesome news! Good luck with it.
mumof2 Says:
July 23rd, 2020 at 03:12 am 1595470363
1595470363

congrats
Rune Says:
July 26th, 2020 at 03:15 pm 1595772934
1595772934

That's great! Keep at it!
rob62521 Says:
July 26th, 2020 at 08:03 pm 1595790235
1595790235

Yowza! Good job!

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Amber's Personal Finance Blog

Trying to stay away from debt

New Side Gig

6 Responses to “New Side Gig ”

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