It’s been years since I’ve needed to borrow money. Honestly, I never had the nerve to borrow from friends—only my mom, and I always paid her back. One lesson I’ve learned along the way is the importance of saving: for every dollar, aim to save 10 cents.
I have a friend who never borrowed money before but recently found himself in a tough spot. Over the past few months, he’s borrowed from me and always paid me back. But I’ll be honest—I’m tired of lending money. I suspect his wife may have contributed to the situation, but regardless, when he called to borrow again, I had to say no. I felt bad, but at 50, I firmly believe it’s time to prioritize saving.
I’m no financial expert. I have debt, but I’ve also worked hard to build a cushion—enough cash to cover a few months of bills if something unexpected happens, like losing my job.
On a related note, my ex told me his brother recently faced a $1,500 emergency and didn’t have the funds to handle it. That story hit me hard and reinforced my belief in the importance of saving, even if it’s just a little at a time.
Though I’m still on my journey to financial freedom and becoming debt-free, I’ve learned one critical lesson: the least we can do is try to save. I don’t want to be a financial burden to anyone.
This isn’t to judge or bash anyone; I just can’t help but feel thankful for how far I’ve come.
January 9th, 2025 at 04:34 pm 1736440461
January 9th, 2025 at 05:39 pm 1736444368
January 11th, 2025 at 12:28 am 1736555334