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WTF is Going On?

9 Responses to “WTF is Going On? ”

1. mumof2 Says:
   April 5th, 2025 at 03:12 am 1743822762
   1743822762
   when you invest it should be for the long term and it will get better eventually it always does...but yes the US is in a state right now...and not in a good way...everyone just needs to stand up and not go to work, close all stores etc and make the US come to a complete standstill until they change things....or get rid of them out of office and unfortunately there is only 1 way to do that

2. Lots of Ideas Says:
   April 5th, 2025 at 03:28 am 1743823735
   1743823735
   We are seeing the very ugly side of people now.
   Sadly, we are learning that many are willing to let a lot of people really hurt because they are different.
   110 million Americans who were eligible to vote in November decided it wasn’t worth the effort.
   77 million either approved of what Republicans/Project 2025 promised, or somehow thought it wouldn’t affect them.
   The 75 million that voted against this wasn’t enough.
   
   I think you have to just not look at your investments - the Dow dropped 10,000 points between Feb 23 - March 23 2020, and made it all back within a year.
   
   I hope that somehow between the wealthy people and the good people, there will be an intervention, but I am not sure.
   It’s possible that we will be led off a cliff - certainly we have given up our integrity on the world stage.
   
   You are surely in better shape than you were 5 years ago - focus on that and be wise about short term decisions while we wait to see what happens.

3. Tabs Says:
   April 5th, 2025 at 03:56 am 1743825365
   1743825365
   We are precisely where I had anticipated that we would be: Trump launches tariffs. Other countries launch retaliatory-tariffs. The stock market nose-dives.
   
   I mean, exactly what were people expecting? It's like watching Wile E. Coyote not finally realizing there is no ground beneath, and of course he's going to fall and get hurt.
   
   And no, just because Trump boasts something is going to be great, that does not actually it's true. I wish more people would realize what a pathological liar he is, well, before voting anyway.
   
   So yeah, here we are, reaping what we sow.

4. Tabs Says:
   April 5th, 2025 at 03:57 am 1743825426
   1743825426
   Please pardon my horrendous typos, haha. Despite the edit button, I can not fix my wording.

5. Dido Says:
   April 5th, 2025 at 05:45 pm 1743875110
   1743875110
   Amber, presumably you've put "long-term" money in the account--money you don't expect to need for at least 10 years. For your own sake, resist the urge to sell.
   
   Every investor should know this chart: https://www.advisorpedia.com/chart-center/the-impact-of-being-out-of-the-market/
   
   You can not time the market, and taking your money out until it feels "safe" is the way to shoot yourself in the foot. Remember, you want to Buy Low and Sell High.
   
   Selling Low and Buying High at recovery is the way to lose out of the inflation protection that equities can give you.
   
   Market drops are a Buying Opportunity, from the Investor's perspective.
   
   That said, you also want your portfolio allocation to different asset classes to be appropriate for your time horizon (risk capacity) and risk tolerance, you want your asset LOCATION to taxable vs tax-deferred vs tax-exempt assets to be tax-efficient, and you want to invest in quality assets.
   
   Once you get to the distribution phase (retirement), you will want a strategy that will provide you with a bucket of safe and secure assets that you can use to draw from during times like the present.

6. rob62521 Says:
   April 5th, 2025 at 06:32 pm 1743877965
   1743877965
   It's very scary seeing the market drop so much. Hopefully things will stabilize soon, but DH and I have lost a lot of money in the days since you know who has taken office. But investing is for the long run, so we are hopeful.
   
   But, and this is a big but, when forecasters are now saying a chance of recession has risen to over 60%, it means hard times are ahead with all the folks who have been unemployed, prices going up, and wages going down. Money won't go as far as it has. They said the price of a car that started at $45K will be at least $60K due to the tariffs, either due to the tariff's directly, or the fact supply and demand will raise the prices. Not sure how many new cars will fly off the lots with that kind of increase.

7. Tabs Says:
   April 5th, 2025 at 06:48 pm 1743878926
   1743878926
   Just wanted to echo what Dido said. Please don't let any short-term hubris, not matter of how abrupt and severe, shake your sound, long-term investing strategy.
   
   Personally, I am more irritated than afraid of what's going on, and if I am being entirely honest, I view this as more of an opportunity to buy more into the market.

8. LivingAlmostLarge Says:
   April 5th, 2025 at 09:18 pm 1743887911
   1743887911
   Don't panic. Panicking is why so many clients tell me they reacted poorly and then lose money. They are too scared to get back in. Then the answer is that you are invested too aggressively. NOT that you are invested.
   
   I shut my eyes during the hard times and then open them again later. That way i'm never tempted to draw out money. I tell myself what goes into our brokerage isn't supposed to come out. it's for the long term.
   
   I do leave some money in a bond fund and money market but even then I have trouble pulling money. I leave very little in cash, I'm debating moving money from my bonds to stocks
   

9. MonkeyMama Says:
   April 6th, 2025 at 01:35 pm 1743946536
   1743946536
   As someone new to investing, it's a great opportunity for you. Being able to buy at lower prices.

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