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Paid in Full

February 12th, 2026 at 08:59 pm

My HOA is now requiring that I replace my roof—when it rains, it really pours.

So I made a big decision: I went ahead and paid off my student loan. It’s gone. I pulled the trigger and used money from my savings.

I hated seeing my savings drop, but I did it because my biggest fear has been getting let go and having that balance climb again. I know it’ll take a few days to officially post, but still… I honestly don’t even know how to feel.

 

Posted in Reaching Financial Freedom | 8 Comments »

8 Responses to “Paid in Full”

  1. Tabs Says:
    February 12th, 2026 at 11:21 pm 1770938509
    1770938509

    Well congrats on paying off your studen loan! Yeah, it might be a bit scary to see your savings drop, but the good news about that is it's only temporary.

  2. Michelle Says:
    February 12th, 2026 at 11:42 pm 1770939732
    1770939732

    Congratulations, Amber.. you did it!!!

  3. Dido Says:
    February 13th, 2026 at 12:23 am 1770942214
    1770942214

    Congratulations!

  4. Suemn Says:
    February 13th, 2026 at 07:28 pm 1771010916
    1771010916

    Yay! Congratulations Amber! You'll love not having that student loan hanging aroundSmile

  5. DW Says:
    February 13th, 2026 at 09:02 pm 1771016537
    1771016537

    I’m so glad you did! Trust me you won’t regret it. This gets that weight off your shoulders and now you can focus on rebuilding your emergency fund. As for the roof, hopefully you have so say in the cost and if you’re given a deadline to have it done. See if it’s possible you can come to a fair agreement.

  6. Lots of Ideas Says:
    February 13th, 2026 at 09:30 pm 1771018211
    1771018211

    I suggest that you feel happy and proud,

    Look back sf where you started - renting, drowning in debt, burdened by a relationship where you gave more than you received, driving a car you hoped would keep going.

    Today you have equity in a house, a new car with a reasonable loan, no other debt, savings for emergencies and retirement and self respect.

    There will always be xpenses in life but you know how to meet them now.

    Yay you!

  7. PatientSaver Says:
    February 15th, 2026 at 02:03 pm 1771164217
    1771164217

    Congratulations! I predict that when the dust settles, you will feel relieved not to have those loans hanging over your head.

  8. anonymous Says:
    February 28th, 2026 at 12:56 am 1772240191
    1772240191

    Congratulations! That is quite a feet! 😁 Your future self will say thank you!

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