I was trying to make another online payment to cc3 because I ate out today and I needed to match this amount, well I was unable to because I have met my limit of two online payments for the month. Just two, come on you would think that the cc company would be happy I am making payments but I guess it is their way of accumulating interest at the consumers expense but that's ok because I will add this account to my online bill pay through my bank which allows me to make as many payments as I like

Ok I am starting on cc number 3, so I paid a dollar on it today (it was a no spend day)Once I return the boots that I bught on impulse I will owe a little more than $500.00

New total $666.57

I ate out again so I had to match this amount and pay on my cc in order to get my cc debt down. So I paid/added $9.29 to my challenge/debt account brining my new total to $667.57 (this include the boots that I have to return $149.35)

Well I paid off cc 2 but then went and added a pair of VS boots that have been on my mind $145 Iknow $145 for a pair of I think I may return them... so I am not too happy right now

I did eat out today (breakfast)but I am still adding my dollar to the challenge/cc debt. I don't know I feel obligated
New total $771.73

One day I will be debt free and will be doing the happy dance

However, today was a no spender, so of course I paid another $1 on the cc/challenge new total $772.73

Added $2.68 to the challenge/debt by round up my change brining my new total to $773.73

Another no spend day so a buck goes towards the debt...yippie. Slowly but surel I am knocking it down

New total $775.41

Today was a no spender, so we are adding/deducting a buck from the debt
New total $776.41

Added my weekly $25 to the challenge cash account for the week of the 12th. Also added $4.27 to my challenge/debt (ate out today) brining my new total to $777.41. I can not wait until this amount is zero

Added my weekly $25 to the challenge cash account for the week of the 12th. Also added $4.27 to my challenge/debt (ate out today) brining my new total to $777.41. I can not wait until this amount is zero

You remeber that cc that I paid off before the end of my billing cycle...well they hit me with $25.00 interest. Is this legal? I paid the card off before the next billing cyle...I am red hot right now are there any recourse, I did close this account because the interest was way too high. Now instead of my lovely blance of $758.68 it's now $781.68...crooks

So I paid another dollar on the cc debt new total:$759.68

Today was another no spend day so I added a buck to the challenge/ debt account. I also line dried my clothes rather than taking them to the laudry-o- and waisting a buck to try them so I am adding a dollar to the debt account as well giving e a total of $2.00 paid toward my cc debt.
New cc debt total $757.68

I needed some color ink so I headed to Office Depot. I picked up the ink, colored note cards and photo paper coming to a total of $43.41m by using my $5.00 coupon for the ink I was able to save at least the $5.oo. So I am adding that amount to my cc debt...I would have paid that anyway with out the coupon

New total $762.68

Yippie another $33.34 on my cc. I am planning on paying off the balance by the end of next week only because there are some things that I need to pick up, but I am happy
New total $778.91

I am rockin' and rollin' I paid another $100.00 on cc2. Tomorrow is payday from the part-time job so I should be ok
New total $812.25

Well it's a new month and I did not go out for lunch today. I am amaking some changes because I know the holidays are approaching quickly...and I need to start stashing. Anyway my last payment to cc2 has not posted yet I know the balance is close to about $400.00 but as soon as my last payment clears I am going to pay it off. I am ready to be debt free

Well I rounded up my change to the nearest 100 and paid another $11.20 on the cc. I am like really really sick and tired of ths CC debt, that I want it paid off ASAP

New total $901.05

Got my pay stub today I was able to sock away a little more than $100 for savings and pay down cc2, and pay bills so I am happy
$130 EF
$10 Misc
$25 IRA
$20 Student loan
$121.64 Cell phone
$40.39 Water
$20 Tithes/offerings
$306.82 CC2/challenge debt

Ok I went out for lunch ...big mistake beecause I know I should not be spending on dining out. I als paid an extra $23.86
on the c so I am happy with that. Looking at my bills and how I havecut back on expenses I decided to pay off cc2 and not add any money to the saving and that will be the last of my cc. But I do have my mom's which must be paid but the interest is so low on that ..I owe a little more than $500. So looks like I am meetin my goals

Previous CC balance: $1242.93
New balance: $1219.07

I am so happy I paid off my high interest CC (30%) I am so happy ( I keep doing that). I took a look at my account and I had little more than a $10000 just sitting there earning about $3.00 a month and this high interest CC paying about $40 a month in interest so I said pay it off and I did. My goal is to be debt free by December 31st and atleast $3000 in the EF. Now that this CC is paid off I can really start saving. I am going to write the CC company and ask them to remove any activity on my credit report regarding this cc. I was never late always paid on time as well as paying more than the minium, but I closed this account which I am sure will have a negative affect on my score...we'll see

Previous CC total: $2255.91
New Ttoal :$1242.93

Well I checked my statements online and the interest on the cc are pain. When you think are making some head way you gwet a bill and there it is the interest. Anyway I paid extra on the CC ($28.24) brining my new total to $2255.91 from $2265.58 all in the game of interest

well I ate out today for lunch..I could not find my coupon for a free lunch I also treated my co-worker so I paid $15.45. I also ate out yesterday...with all the mess going on with Bush being here in FL I was starving and stopped at the first fast food place I laid eyes on. Any how, to make up for the money I spent dining out I paid it on the CC

New total:$2265.58

No spend day today so another buck on the cc new total $2285.83

So another dollar was added to the challenge/debt fund. I am rockin' and rolling now

New Total: $2286.83

Well I added $19.28 to my EF to make it an even $1400.00 this is the most I have ever saved since I can rember. Other than tax returns I have never had over $200 in my savings account just sitting there..this year has really been a year of accomplishments and I am so happy. I also paid $15.88 on cc reducing my overall balance to $2287.83...wow I feel like I will be reaching my goals after all. I am hoping to have atleast the cc's paid off by December 31 and $3000.00 in my EF so I can start socking away my checks for a house

Added another $1 to the cc debt because today was a no spender and I am heading to my part-time job therefore, I can't spend any money

Paid another $1.03 on cc because it was a no spend day

Previous Total $2305.74
New Total: $2304.71

Wow, it's payday and I had a total of $49.00 left over I also paid all my bills that are due next month and now I have $200.00 left even with the extra $172.20 on cc's so I am tapping myuself on the back