I did ok this semester. This is my first semester at a University and not a community college, so I was a little excited and happy because I got two "B" one class was a little tougher than the other but I am so happy

I got 2 wrong on my final, much better than the mid-term. So for the class i got 86 points out of 100 giving me a "B" for the class. I am so happy because I was really concerned about this course since we only get a mid term and a final. Now I am waiting for the grades from another class which she has not posted as of yet but oh well...I know i did ok my average grade in the class was a"B" and i did do some extra credit

I know I said last month that this month I will not eat out as much and I have not made any changes I had to add $10 to my debt (student loan) because I ate out today for lunch it was a little more than $9 so I just rounded up but by sticking with the plan of matching every wasteful dollar I will think twice about spending

New student loan total $936.38

Now tthat the year is whining down and I am almost at my goal of no debt, I am adding to the challenge/home account. My goal for 2007 is to buy me a house/condo or anything with four walls that I can call my own. I got my cc down to $336 in which I plan on paying off the end of the month with the last check of the month and I got my student loan down to $946 I may not be able to pay in full but hoping it will be half of this amount. Any how new total for my house is $175.08

Ok I have so much to say, today..it was a bad day all around. Any way went to work today and they decided to by the boss a $400 gift so we all have to give $40 this is $15 more than last year next year it will another $10. Now we have the secret santa which I can not stand because it seems like I always get junk so now I have to spend $25 on that $60 thus far and to top that off we are having a pot luc and I have to bring some that will be another $20. $80 on co-workers I don't even spend that much for gifts for family, boy am I ticked off

The boots I ordered from Victoria Secret for over a $100 well I was only issued a refund for $110.59 so now I have to give them a buzz, I know that the company keeps $4.95 but were is the other $40...oh boy this day, I can't wait for it to end and start a new one

I am a little annoyed because I am waiting on my $30 and $20 rebate checks. One according to the website was mailed out on 11/21 and it is now 12/6 I know mail is slow but come on. If it is not here by Friday I am giving them a buzz

I finally put up the X-mas tree, if I had not my mom would have drove me crazy. I am so tired I was unable to even rest today...exams, picking up dad's meds, dropping off movies I am just exhausted, but atleast the tree is taken care of

Ok I went into work today and my $10 GC from Thanksgiving so I am happy and I can stop worrying about it. Now I have a $10 GC for Bath & body Works as well as one for Publix. In two weeks we get our x-mas bonus from the part time job so I can't wait for that

Ok I spent no money today and I am paying a buck on my debt...my student loan that is. So my new total is $949.38. I can not make any more online cc payments to the last CC that I owe which is $300 so I am paying anthing extra on the student loan

I just checked out this website for some gift ideas and it wasn't too bad, so I decided to share. There were some nice gifts for kids

I really do not want to spend to much for X-mas and I am trying to stick to the max of $150. The younger kids will definately get something butit is just a matter of how much. I have one GD (1yr) a younger nephew (3yr) my mom and my little cousin, but last year my brother, sister and SIL even bought me something,normally we do not exchange gifts but I guess we will thisyear I like X-mas it self but I hate spending all this money

Today was pay day and all I did was pay bills. I did however managed to sock away $485 which was part of my bonus and included my bi monthly contributions to my IRA account I also was able to keep $320 for myself:

Expense Categories
Bills : Cellular 68.15
Bills : Online/Internet Service 60.42
Bills : Student Loan Payment 20
Charitable Donations 20
Insurance : Automobile 207.44
Final loan pmt to my brother 100
Taxes : Federal Income Tax 359.42
Taxes : Medicare Tax 32.48
Taxes : Social Security Tax 138.88
Vacation : Travel 100
Total Expense Categories 1,106.79

Grand Total -1,106.79

I did ok for the month of November other than eating out and clothing, I did a little better:

Category 11/1/2006 -11/30/2006

Income Categories
Wages & Salary 2,076.40
Refund 23.97
Income/Interest 0.52
Income - Unassigned 1.61
Total Income Categories 2,102.50

Expense Categories
Taxes 345.47
Sales Tax 19.31
Personal Care 69.58
Miscellaneous 224.38
Loan 40
Leisure 14.5
Job Expense 2.19
Insurance
Household 9.08
Healthcare 32.03
Groceries 153.34
Gifts 24.17
Expense - Unassigned 115.77
Education 5.66
Dining Out 106.28
Clothing 223.26
Charitable Donations 40
Bills 495.02
Bank Charges 35.68
Automobile 108.92
Total Expense Categories 2,064.64

Grand Total 37.86

Well I added my weekly deposit of $25 to my challenge/new home account new total $150.08 I also paid down my cc debt which is a part of my challenge/debt account. Total amount paid $323.03 bring my new total for cc debt to $447.08. In two weeks is another paycheck and I am hoping to reach my goal of no cc debt by December 31st, that will mean I paid off close to $9000 in cc debt

We got our X-mas bonuses really early this year, I am so happy. Now it is just a matter of figuring out the difference, the boss gave us one big check wich included our regular check. I am so happy because I can payoff ...I think my last cc. We will see

Ok I just bought a pair of Skechters last week ($50.00) and now they are torn So I have to look for my receipt, good thing I saved them ...and return these shoes. Now I have worn them and I better not have any problems at the store or I am going to be more upset than I am right now.