Amber's Personal Finance Blog

Just paid $8.00 on my last cc brining my new total to $263 I can not wait until payday when I can pay this debt off and have no cc debt it isdriving me crazy. I am thinkng about transfering funds from the EF account to pay it off, but a few more days won't hurt

With only 10 more shopping days left I am not sure on what to get my god daughter she is one but I havenot idea. Then there is my neice and nephew...for my neice I was thinkng about a cheap little mp3 player and my nephew who is 3 I am just unsure. I better get a move on thins ASAP

We have our office party next week; at least I made out ok. The minimum amount to spend is $25. The person whose name I picked like liquor and I have another friend who owns a liquor store and was able to get her a bottle of liquor at no cost to me. So I made out like a bandit

I got a $159 bonus from my part-time job as a bonus and a $25 GC to use pretty much any where. So the next pay check from my full time job I will pay off my last cc and any out standing bills. Wow what a nice treat

Went to our Christmasa party for my part-time job and it was so nice. I really enjoyed myself and if I am there next year I will attend again. My full time job should really take note on how to throw a party. Now tomorrow I'll pick up my bonus check...this week is ending on a good note

Just rounding up my change and added $.42 cents to the challnege giving me a new total of $202.62

Today was a no spend day so I am paying a dollar on my cc debt/challenge. I also tried calling Macy's regarding my balance due which i show I have a $32.99 credit and they show $1.04 big difference but I was on hold for so ong waiting for a rep I just hung up. I have to call later

I added an additional $25.24 (my weekly deposit) to the challenge/new home account, new total $202.20 and I also paid $59.76 to the challenge debt account so I am happy. I am able to continue to sock away my $25 a week

It seems like I spend more in december than any other month every year. Spent a lot today, $40 at the hair salon, $8 lunch , $10 donation to my friend's daughter dance group and $59.76 to cc debt. Howver, I am a little upset because I added about 50 to the cc shopping for X-mas yesterday but tomorrow is payday from the part time job and we get our bonus on Friday I am hoping to pay it (cc) off.

Well I had to get new breaks, my uncle put them on for me so it only cost me $70. I'll be taking this money out of my miscellaneous account and EF. I am just glad that I had the money

I got some of my X-mas shopping done, two easy bakes and one out fit for my nephew's gf baby. Now I have to get a gift for the office, GC for my sister and a gift for my nephew and neice in which my mom and I are splitting...oops I forgot about my God daughter, I have to find her some thing nice I was thinking of some clothes. Goal is to keep the expense under $150. today I spent $28 my mom bought the two Easy Bakes oh boy

My friend wo borrowed $100 a couple of weeks paid me $50 this week, so now I do not feel to bad, I am sure she will pay me the remainder after the holiday. Then my ex father called ask if he could borrow money to pay his phone bill, of course I said no. That man will nickel and dime you to death.he'll borrof $5.00 here $20 there $20 here another $5.00 and before you know it you are in the hole by atleast $100 and of course he won't pay you back. He's a nice guy but he needs to get is priorities straight at his age he ought to be ashamed

I ate out today and all weekend but I am unable to add more than the $5.00 that I spent today dining out. So I added it to my my challenge debt, knocking my total down to $298.77. Wow I can not be believe I will meet my goal after all i will be cc free by december 31st I can not wait

When I first started blogging I was rounding all my loose change to the challenge, I don't know how and when I stopped so I am back at it. Just added .85 to my challenge home account. It is time to start fully funding this account asap. My goal is to have at least $6000 by August to this account and using any new raises and bonuses to to add in order to be able to purchase a new home by the end of 2008 early 2009

new total $175.95

I just mailed out my claim form for the class action suit against Fidelity Federal(FF) it needed to be most marked today in order for me to receivde my $160. Apprently FF obtain personal informaton regarding FL drivers without consent and bow have to pay for it now I guess I have to wait

I have not done too well this month and I have not even came close to my X-mas shopping here are the totals:

gas $27
Cell $68.15
internet $60.42
tithes $20
dining out $47.67
gifts $63.83
car insurnace $207.44
misc $173.43
personal $4.65
sales tax $10.66

My room is a mess, I have really got to get in here and clean house, including my closet. For starters I have way too many shoes to even store in my closet, I am going to have to buy a small storage unit to store some of these things, what a waste of money all this stuff...maybe I will put it on ebay...nope changed my mind, however I will clean up asap

two months later and the doctor's office finally cashed my check. My...i wonder why it took them so long. I was going crazy trying to keep my check book balance. next time I am paying cash

I returned some shoes I purchased a couple of weeks ago because they started to tear. I have no idea as to why, I was a little upset because I really liked them but they no longer had my size. maybe it just wasn't suppose to be, then I ad to return some jeans because they were too small so I have a little more than $70 credited to my cc but I ended up using $20 of that to get some face powder which will last me at least two years

I did ok this semester. This is my first semester at a University and not a community college, so I was a little excited and happy because I got two "B" one class was a little tougher than the other but I am so happy

I got 2 wrong on my final, much better than the mid-term. So for the class i got 86 points out of 100 giving me a "B" for the class. I am so happy because I was really concerned about this course since we only get a mid term and a final. Now I am waiting for the grades from another class which she has not posted as of yet but oh well...I know i did ok my average grade in the class was a"B" and i did do some extra credit

I know I said last month that this month I will not eat out as much and I have not made any changes I had to add $10 to my debt (student loan) because I ate out today for lunch it was a little more than $9 so I just rounded up but by sticking with the plan of matching every wasteful dollar I will think twice about spending

New student loan total $936.38

Now tthat the year is whining down and I am almost at my goal of no debt, I am adding to the challenge/home account. My goal for 2007 is to buy me a house/condo or anything with four walls that I can call my own. I got my cc down to $336 in which I plan on paying off the end of the month with the last check of the month and I got my student loan down to $946 I may not be able to pay in full but hoping it will be half of this amount. Any how new total for my house is $175.08

Ok I have so much to say, today..it was a bad day all around. Any way went to work today and they decided to by the boss a $400 gift so we all have to give $40 this is $15 more than last year next year it will another $10. Now we have the secret santa which I can not stand because it seems like I always get junk so now I have to spend $25 on that $60 thus far and to top that off we are having a pot luc and I have to bring some that will be another $20. $80 on co-workers I don't even spend that much for gifts for family, boy am I ticked off

The boots I ordered from Victoria Secret for over a $100 well I was only issued a refund for $110.59 so now I have to give them a buzz, I know that the company keeps $4.95 but were is the other $40...oh boy this day, I can't wait for it to end and start a new one

I am a little annoyed because I am waiting on my $30 and $20 rebate checks. One according to the website was mailed out on 11/21 and it is now 12/6 I know mail is slow but come on. If it is not here by Friday I am giving them a buzz

I finally put up the X-mas tree, if I had not my mom would have drove me crazy. I am so tired I was unable to even rest today...exams, picking up dad's meds, dropping off movies I am just exhausted, but atleast the tree is taken care of

Ok I went into work today and my $10 GC from Thanksgiving so I am happy and I can stop worrying about it. Now I have a $10 GC for Bath & body Works as well as one for Publix. In two weeks we get our x-mas bonus from the part time job so I can't wait for that

Ok I spent no money today and I am paying a buck on my debt...my student loan that is. So my new total is $949.38. I can not make any more online cc payments to the last CC that I owe which is $300 so I am paying anthing extra on the student loan

I just checked out this website for some gift ideas and it wasn't too bad, so I decided to share. There were some nice gifts for kids