Gas:$113.01
Car Maintenance: $300
Electricty: $163.28
Student Loan: $28.00
Auto Ins :$207.43
Cable: $65.87
Telephone:$40.75
Cloting $33.98
Dining Out:$41.06
Gifts: $47.77
Healthcare:$32.64
Personal $26.59
Cleaning Supplies:$14.10
Groceries:$180.04
School Supplies: $19.16
CC Payments:$383.65
Job exp (not refunded)$18.38
Misc:$848.48
Sales Tax: $65.86
Interest on CC: $58.34

Well I did get my notenook, which did it in for me regarding miscellanous spending and going back and forward to school boost my gas spending. Overall for the month I spent a lot more than anticipated I'll have to be really frugal for October

Today was another no spend day so I paid another buck on the cc.

Total: $2726.39

I was checking my ING account and notice that I actually tansferred a total of $1274.17 in order to pay down cc debt, so I guess I am making some progress not to mention all the extra's I have paid thus far, that was in a different account. I had about $8000.00 in debt when I started working on gettig it paid down/off in December of 2005 so looks like I really should be happy

After balancing my HSBC account I notive that I did not account for the interest incurred on my cc for September but that is ok because I paid $25.00 on that card and another $14.00 on the high interest card

Total for challenge/cc debt $52.22
Previous Balance:$2754.85
New Balance:$2727.29

Well I did forget, the college allos you to pay 50% the first part of the semester for tuiion and 50% midway through. Well I forgot I owed $370.30 and had to add that to the CC thank God payday is next week. But I did pay $2.60 on the high interest CC. Seems like when you make a step forward you always go back two
Previous total $2387.16
New Total:$2754.85

Ok I am doing pretty well I did not spend any money today so I am paying a buck to the cc company/challenge

Previous Total:$2390.34
New Total: $2389.34

Oops in checking my account I actually owe $2387.16 that's even better

I went to the mall to get my free undies and past through Macy's I kept looking at one particular dress and then placed a skirt on hold, but I did not get them Boy did this take some discipline but I am happy I just kept asking myself "need or want" " no cc debt or cc " house or live at home the rest of my life" needless to say I will not be back tomorrow to pick up the skirt. They'll be others

Well I am heading to Victoria Secret today to get another pair of free undies before my coupon expires ( a $7.50 value) once I pick them up I am adding this amount to the challenge/cc debt

Today was a no spend day so I am adding 1 dollar to the challenge/cc account
Previous total:$2392.34
New Total: $2392.34

I need to start keeping track how much of my challenge money is used towards CC debt and how much I actually stash away, right now I have been paying the cc debt

I came home on break to fix a quick lunch (sandwich) before heading to class well some one ate the last slice of cheese. So I did not have time to actually cook so guess what i had to buy some. $3.16 wasted but I did match this amount and paid on the CC which is now reduced to $2389.15, prevoious total $2392.34

I hate lending anyone money but I remember the times where I barely had anything so I went ahead and let my sister borrow a $100.00. I know I may have mad a mistake but I can stand the pinch. She will pay me back but when she says Friday she means not this Friday but 5 Friday's from now (lol). However, I did tell her to keep $60.00 for the broadband service that I have on her account ( it was cheaper this way for me) so she really owed me $40.00

I was told once that one must atleast put in two hours of studying a day for each class taken I agree, but since i was unable to do any at work (full-time job) today I had to putin my two hours tonight and I just finished at 10:45 so I am reading emails, blogging and just plain 'ol surfing (I am on break ) and I will look over my notes in a few for about an a half hour...wow I totally forgot what it was like

Today was a no spend day, my co-worker treated me to lunch that was nice. So I decided to add a dollar to the challenge and pay my CC a buck. I wanted to see if it would allow such a small transaction and I was really surprise it did so I am down by a buck

New total $2392.34

Well my boss finally decided to hire some months later after Jodi left ( and I miss very much) Anyway I had to train all day so I actually worked for a change...lol I was unable to surf the net, read my email/blogs or study But in all I do like this girl she seems to be nice and I think we will get a long well. So now I am making up for lost time...lol, all I can say is it was really weird today...fyi I do my job well, accurate and fast that is what my boss like about me I am just organized so I am normally done really early even if I start late, Jodi and I were two peas in a pod and worked very well togther i just hope evrything works out with this girl because I do like her

I bought some hamburger helper for the first time (taco) but I did not care for it. So since i spent almost two dollars I guess I have to gobble it up. Some tims thoough, if you let food sit over night it tends to taste better the next day, we'll see.

I am adding a buck to the challenge, only because the money I spent late last night was on a fixed expense so
basically I did not waste any money today
New tota:$16.90

as you all know I am entering or have enter my junior year of college. So any way I am thinking about joing the American College of Healthcare Executives (ACHE), which is basically a networking group to help college grads land jobs; the cost however is $75.00 a year. There is also so credentialing involved but I may wait until the fall of 2008 in which I plan on interning then. we'll see, Tuesday I am meeting with the dean over the program I am in maybe he can give me some insight. My goal is work in the hospital as an administrator

I deliberately went to walmart late tonight because I already added my buck to the challenge for no spending today well yesterday (it's after 12am) Any way here are the totals:

Gift; $19.97
Groceries:$15.43
Personal items:12.09
sales tax: $2.23
Added change to the challenge $.28
Total: $50.00

I sat around today until it was time for me to go to work and then when I got here the first 2 hours were like Grand Central Station. I forgot today was a holiday weekend and every cotton head in the building was out (lol)and then it finally died down where I could get some studying done. Wow but atleast I was able to kick back until 2pm and just relax...basically spend no money today

First test for the semester was on Tuesday and he instructor just posted the grades I got an 87.6 I was a little dissappointed since I did study for a while but the last few days I did not review my notes. I hate when you answer questions/take a test and think you missed only 1-3 questions and when you get the test back in some cases just the grade you missed more than you expected. Gosh I hope I do well on the lab assignment we will see

Today is such a beautiful day here in sunny Fl. But I am just relaxing before work I did not even go to Publix like I normally do so I saved on gas I have been in my pj's all morning, wow it feels so nice. BUt I have to head out to work later and I guess I will be studying and practing my lab assignments for Thursday . So basically I am enjoying everything around me until then

Yes I am back on track I just rounded my chanage up I can't tell the last time I rounded change to add to the challenge. So I am adding .24 new total $16.62. Earlier I added $2.00 because I did not spend any money for two days, I don't know what happened. Since school started I had gotten really lazy with my finanaces but I won't again

Just added $2.oo to my challenge money since I had two no spend days this week. I am hoping to have a lot more next week. I notice that when I am not blogging about saving I am spending a lot. So I am back on board

I have been so busy...school, one full time job and a part-time job. I do not really have no time for myself between work and studying. Now next week I am meeting with an administrator at the college to get an insight on what I should be doing before graduation, I am hoping by next fall I will be interning but we will see I definately need to hold on to my part time job. But tonight it is all about me I am surfing the net drinking diet coke and have my feet up

Just paid another $15.00 on my cc because I had to but a notebook cover again,( lost the other one before I even used it) anyway since I am considering this wasteful spending I am matching this amout and paying my CC

New Balance:$2393.34

When ever I log in from my notebook, I do not get all the icons from the site (this one) I find it to be strange because if I use another computer everything comes up. Maybe I need to reset some things I will see

Well I went to Piccadilly�s today for a lunch, I like the food and the service is great. Well I witnessed an insult today that has disturbed me and I think I am writing a letter to their headquarters. Anyway the manager came out to help the other workers serve (who were very pleasant and efficient) however when he (the manager) decided to leave he called the server "mammy" which was an insult. First of all her name is Beatrice and to say something like "Mammy I am going to leave everything up to you" it's more of an insult it's like using the "N" word at the same time trying to be discreet about. Well nonetheless the server was upset and so was I. What upset me the most was he would actually say it in front of other customers

Well I spent money today on lunch $7.97 so I am matching this amount and paying on my cc

$7.03 added to my challenge which is my cc debt

Previous total $2415.37
New total: $2408.34

just got the check from the part-time job $235.23 so I paid $35.23 on the cc, normally I would have added to the challenge but I made my cc debt my challenge.

Previous CC Balance:$2450.60
New Balance$2415.37

I guess you can say I am back on track I am adding $5.00 to my challenge money because lunch was free today and I am positive I would have atleast spent $5.00 so new total $13.38