Almost had a no spend day but I just had to have a cheeseburger and fries

The damage $2.08; therefore, $2 was paid on the cc (part of my $20 challenge)

hmmmm just wondering why I fell off track, just hope I have learned from my mistakes.

Here are today's numbers:

Expense Categories
Bills : Electrcity $124.92
Groceries $15.53
Dining Out $5.75
Sales Tax $0.54

Grand Total -$146.74
Since I ate out today, $6 went towards my $20 challenge (the debt portion) and .19 cents towards the savings. This was the change after I rounded up to the nearest dollar

Just went and got my free meal from KFC which was great, I tasted a small piece and am saving the rest for dinner tonight.

$18.88 was what I spent today on a large pizza and tip. I took lunch today but the rice I brought was terrible and by 4:30 I was starving. So I ended up buying a large pizza for the office. There is one girl who doesn't eat meat and since I'm paying I bought what I like which was pepperoni. Well she has this bad habit of picking things off and leaving it for some one else eat or simply picking over things. But I told her today; do not do that, take a slice and what ever you don't want trash. I know, we are wasting food but I do not want to eat on what she has touched, it is a peeve of mind. Needless to say she was ticked off and didn't have any, fine with me because now I have some left for lunch tomorrow.
On a different note I got about 45 minutes of studying today, tomorrow I plan on being at the library for a few hours.
I also found out today that my friend who passed away yesterday was going through a possible divorce and having a lot of trouble. They are contributing her death to stress, so sad. I pray for her family

Today wasn't a bad day, I found my ring, had lunch and breakfast at home, got my $28.34 from DollarInbox and went to class which was just an hour long. But the bad part was I had Mcdonald's on the go for dinner (woke up late for class) spending a little more than $3 so I doubled this amount and added it to my cc challenge. On a different note when I was feeling down about being single (still am ) I met this guy yesterday who I am really not into but it is ok to have some one to talk to once in a while. I guess it's the holidays that drive me into this depressing mode. With V-day approaching I guess I just went down hill

Today was a good day, I had to work but it wasn't slow and time went by very fast. Next I went to Macy's to use my $25 GC, I needed a sweater for work, so I saved $22 and then I hit the library and got about 2 hours of much needed studying in. I packed my lunch so that I wouldn't buy any thing but in the end I really wanted a cheese burger from McDonald's, now I did have my lunch but 2 hours later the cheese burger won (.95 cents)

I am really committed to brown bagging my lunch and having breakfast at home. Today I just did not feel like packing lunch and thought hmmmm I do not have anything to pack for lunch. Then I thought you have to be kidding me
I thought you have every thing there is to make a sald, plus I took a grapefruit as well as other fruits and snacks
Long story short I stuck to my guns and had breakfast and lunch at home No need in wasteful spending

Today was my birthday and I had a ton of emails wishing me a happy birthday...sites like Mypoints, Macys, Coke rewards and even saving advice. I thought it was neat because of all the emails I got this is the only site that didn't want me to buy anything
My mom and I went to dinner, my treat and TJ Maxx home good store and I did not buy a thing. Mom on the other hand picked up some things I used the cc but she paid me as soon as we got home, which I knew she would
I also finished up one of my projects for school so that was a plus and watched a great Lifetime movie
I paid $1.06 on my cc/challenge and picked up my check from my sister, whew glad that is over
Today's spending:
Expense Categories
Dining Out $14.56
Misc(mom purchase) $13.97
Gifts(dinner for mom)$14.56
Groceries $7.84
Sales Tax $1.01
Total Expense $51.94
All expenses were put on the cc for point but as soon as I got home I paid it

Well my winning streak for not dining out ended today. Came home from work to have lunch and mom decided she wanted my turkey and left me enough for a half sandwich I'm not annoyed that she had it only annoyed that I'm the only one who ever buys it.And Boar's head is not cheap. Anyhow I was starving and heading to gym so I stopped at McDonald's and got a kids meal costing me $3.30 so $6.60 was paid on the BoA cc/challenge.
Today was the first day of class which I'm happy with because the instructor seems to be really nice and I'm closer to graduation. The only problem was the book cost me $167 arrrrgh. I emailed the instructor prior to class for the ISBN number and never got a response so I had to buy it today. But I am really considering copying the first few chapters and ordering online, the international version for about $40 plus shipping
I always buy international books which are the same material but are in black and white...like who cares, but we'll see

Added my weekly deposit of $10 to the challenge. I have about $20 to last me until next Friday and I am really trying not to transfer any funds from other accounts. Also I have had breakfast, lunch and dinner at home for the last two days but haven't been able to add to my challenge so all in all I'm doing ok about not spending any money

Almost went to Sonic for burger and fries but changed my mind and decided to make a salad. Just hope I can keep this up
Have to go to the gym later, my shoulder is so sore. I normally do not work my arms and chest are but I did the other day and now I am paying for it

I was upset because I left my lunch at home and then I remembered I had a GC for Sweet Tomatoes so the only thing lunch cost me today was .49 so I added $1 to the cc debt for dining out and $7 to my challenge house fund because that is what I would have spent had I not had the gift card

I was doing so well these last few weeks and today I forgot my lunch, arrrrrrrrgh
So now I have to buy lunch which burns me
In addition, I had breakfast at home so rather than adding my $2 for not dining out I was only able to pay $1 towards my challenge/cc debt because money is really tight until the next pay period
I also had to cancel my oil change and tire rotation but that's ok because I have a little more than a 100 miles to go before I actually need to take care of this

I decided not to bring lunch today because the boss always take who ever wants to go out for lunch, well today he decided he was going out with an old friend so I had to buy lunch Cost me $5.17 so I added $10.34 (matched the amount spent) to my challenge/cc

I had McDonalds for lunch today so $5 is paid on the cc to match what I could have saved

I have not been keeping track of my budget like I am suppose to, therefore going well over my dining out budget and other things. In addition, I bought a pair of yellow shoes yesterday for $21, which was more of a want than a need. Any how, I have decided to stop adding to the challenge until I pay down the cc. I am planning on paying $1000 once my EF hits $2000. The reason for the high CC, my emergency dental care and my laptop crashed so I needed a new one.
On a different note, I contacted the bank who financed my last vechile (which was totaled) the gap insurance was to pay the difference and did not, thisd I know. Any how when I called they said that there was not a balance due on the account and did not know why it was being reported 120+ days late because the account was paid in full. So the rep placed a request to have it corrected. In addition, a doctor bill that is showing as non payment on my credit report was paid so I sent in a copy of my cancelled check and the bill from the doctor's office to have that cleared up, now it is a matter of finding the other one. I am trying to clear up everythig before I apply for the loan and send in my paper work for the grant on the new house, that way there are no problems

First my co-worker comes up to me and ask if I would like to order lunch and I assume he is paying since he owes me $10. Anyhow we order and guess what? I paid $10 for my lunch. I actually paid about $2 more than I should have because he did not have enough arrrrrrrrrrrgh. I was so upset, because I had packed my lunch and now I was short $10 for my monthly budget for dining out, plus it wasn't that great.
Next my computer finally gave out so I bought a new one for $900 returned it for a cheaper one which I really don't care for but it saved me about $300 and it gets the job done. But now my file for MS Money which I backed up on my new hard drive won't open so I will have to re-add all the data on this computer. At least my school stuff was saved and uploaded
Next I go to the dentist and the extraction is healing very well (getting an implant) But when I went to get the impression for my bridge on the other tooth (which I was having problems with, that is why I switch dentist) the tooth fell out. Arrrrrrrrrrrrrgh. It's been one thing after another.
On a different note, I saw on freecycle that a perfectly good washer and dryer was being given away so I responded, hope I am the first. I am starting to look for things that I will need for my new house.
I haven�t bought breakfast for the last two days so $2 went to my challenge and $2 went to the EF
New total for the challenge: $5837.22

Today I spent a ton of money. First I bought breakfast, then I went to the dentist (thank goodness I had an EF). I have had a tooth ache since Friday and the dentist could not see what was going on, I had a small cavity which he filled and some debris from the last dentist that he was supposed to had cleaned out the last time I was there and I guess he didn't but any note it cost me $185 and because I have not eaten a real meal in about 4 days (soup only ) I treated my mom out to dinner again and that was $25. But my tooth is aching me again then we went to Bealls Outlet I I spent $19 on myself $10 for my mom and $5 for my sister. Hit the gas station and $57 later I am annoyed
I can see why people OD on pain meds my tooth is killing me and I have been taking motrin all day, back to the dentist

I spent $3.95 on eating out, another $12 on two pair of sweats so I matched this amount and paid it on the CC. This is what I call wasteful spending

...until my for day vacation. I have found myself burned out a getting a little depressed, which I definately do not need. But when I look at the last few days I want to pull my hair out. License issue, classes, work and no privacy since I live at home. But I have to remeber it is only temporary and school will be over soon

On a different note, I ate out today $2 for breakfast so I added $4 to my challenge. $2 for dining out and $2 to match that amount, I'll think twice the next time
New total $7190.77

Well I went to the dentist yesterday and I keep my card on file. Well I have a $425 credit because I was going to have a gold tooth removed but since I found out I need an implant on another tooth I decided to hold off. You would think since I have a credit the work I had done ($185) would have been deducted from the credit I had, no they charged my card so guess who will be getting a call first thing Monday morning

On a different note I was going to get a bowl of chili for lunch today $3 the same amount I spend on frozen dinners for lunch, anyhow I decided to order lunch and a coworker placed an order as well, well guess what, after I paid he says to me I will give you the money on Monday arrrrrrrrrrrrrrgh. Always follow your first thought if I had went and bout my chili I would have only spent $3

Lunch came to $17.30 I estimate that mine was about $7 but I am sure I will not get my full refund, this will not happen to me again

In the end I paid $7 on the cc since I ate out for lunch and added some change to the challenge

New total $7182.61

First I leave work early thinking school starts today and it is not until next week so I lost 2 hours. And to top it off it is a class I kept saying I wanted to drop and not attend tonight, I guess we should always follow our gut.

I was able to add $1 to my challange and $1 towards my car account because I did not buy breakfast or lunch today
Ne challenge total $3963.55

And next I got some good news, my uncle heard from our family and every one is fine with little or no damage from hurricane Dean. Now we just have to keep our fingers crossed for those in Mexico, the storm is now a category 5

I added $2.09 to my challenge. A buck for not buy breakfast and a buck for not buying lunch 3 days in a row I have not eaten out, this is great for me

New total $3897.80

Did not buy breakfast or lunch today so $2 is added to the challenge

New total $3895.09

ok I packed my breakfast as well as lunch and a few snacks to get me through the day and I am so proudof myself; I did not buy breakfast or lunch today. $2 is added to the challenge

New total $3892.22

Just added $7 to the challenge for not buying breakfast for two days and not buying lunch yesterday. I am doing really well with cutting back on the dining out. Friday, however I did splurge and hit TGIF for lunch but other than the one minor set back I am doing great this month

New total $2411.01

First I'd like to say how my day went:

I got up early today in order to make breakfast and there was no eggs so I ended up buying breakfast for mom & I ($6 added to the challenge)

Then I took my car to the shop and the mechanic did not charge me for the a/c but he fixed my lighter (that I asked him to look at over a month ago and now did not want fix) that was $48. It actually worked out to my benefit because now I can bring my laptop along and charge my cell phone when low.

I also was able to find a used but practically new book for school at $29, not bad

Now in regards to my goal I added $9.91 to my cchallenge today I am desperately trying to reach $4000 before the end of the month, I really hope I can or come close to it

Well I did not have breakfast out so I added $2 to the challenge and the boss bought lunch, that was another $3 saved so I added that to my challenge

New ttoal $2307.12
I have had 4 days with out buying lunch and 5 days with out buying breakfast, so this month is off to a great start

Yep it is day 3 and I have not dined out for breakfast or lunch Looks like I started the month off right. So I added $5 to the challenge as well as an additional $20 brining my new total to $2294.42

Today is the second day that I actually made breakfast and lunch rather than buying it so I added a total of $10 to the challenge

New total $2269.42