I hate when my mother ask me questions about my finances. I said to her well I finally did my taxes and her response how much are you getting? I wanted to scream none of your business, it drives me crazy that she wants to know. Few weeks ago she ask me what my salary was. I think things like that are private mother or not. I'm sure she's expecting something now. This is not a bonus for me this is money to pay future bills if I do not land a job
Yes I blog about my finances because it helps me mentally and I don't really know anyone here personally so I can say what's on my mind and not feel uncomfortable about my finances

Well went with my dad to his rental property and I'm tired. After our pow wow I really don't want to be involved with him and his property but neither he nor my brother know what their doing
I ended up spending money today about $5 at Burger King and another $5 at the produce stand which was well worth it and $102 for the electric bill which is not due until April but since I'm not working I figured I may as well pay it while I have the money
I got a call from hospital number 2 for a second interview tomorrow which is a good sign, not the location or time slot I want but hey it's a job and since I am dying to get in the hospital after graduation, this will be great.
Oh I got $3 from Pinecone today

I know that it is my faith that keeps me going, yes I was/am down about not having a job but things could be much worst. Today God Blessed me with a $50 gift from my dad, last week it was $20 from my aunt and again today my uncle paid me the money he owed me. The entire $525, so I put this money in my EF in order to pay my car insurance for the next three months. Yes I am worried but at least I can pay my car note, car insurance and the small bills around the house
Thank goodness, God is on my side when all else fails

My beautician called because she wanted to go out, I stated to her I was let go Friday and really didn't have the money. She goes on to tell me that it's only $10, I say yeah but I can't waist $10 nor do I like going anyplace without cash. She's going on and on so then I say my hair isn't done nor do I have anything to wear. She didn't even offer to do my hair, just put a couple of curls in and yet you want me to spend money I don't have.Her response, you have something to wear. The point is, as an old client and friend she wouldn't even offer to pay my way since it's only $10 or even do something with my hair unless she was getting paid and why is she spending money anyway when I constantly get calls from a bill collector for her

What part of I am not bleeping working you don't bleep understand? The first person I called when I was let go was my sister. I explained to her how I trying to save every nickel (including gas) that I have. First she called me up to ask me to pick her up so I am hesitant but say OK. Then she calls me back to tell me don't worry about picking her up but if I can let her borrow some money to pay her light bill. WHAT!!!!!!!!!!!! So of course I tell her no and she continues to go on and on about how she's going to pay me later that night. Finally I said no again and hung up. Now today she calls me up me to pick her up to drop off my nephew's car and then take her home which is way cross town. Here it is I just said to her I am not working and she has all these things she wants me to do. I just want to yell leave me the bleep alone! She is so inconsiderate it amazes me
On a different note I placed a call into another friend who works at the hospital to keep her eye open for me, I'm hoping with every one I informed I would have some luck. Plus I talked to another friend today who has two friends that work at a hospital, maybe they can give me an inside scoop

Well I got most of my to do list done:
Gas---done
Dentist---done
MD's---done
Grocery shopping----
Study-----
Gym----
Traffic ticket---done
Buy lotto for work----

Only reason why I didn't go to the library to study, the gym and the grocery store is because on Thursdays I give my sister a ride home and on my way back the gym , library and the grocery store are on the same route so I figured I'll save gas and make the trip when I picked her up. Well of course at 5:30 the time that I should pick her up, she called to say there was no need for me to. I was so ticked off because my dentist and doctor are in the same area and my plans were to go after I left the doctor's but because I was cutting it close (as usual the doctor had me waiting) I decided to go home (across town) so that I can pick her up on time and missed my opportunity to do the things that I needed to do

And spending, wow I spent a lot. I anticipated that my crown for the implant would be about $400 close to the last one...nope try $1300. So I used the cc to pay half and won't be going back for the crown until I have the money for the other half. It's my own fault because I should have asked and not make any assumptions.
$25 for gas
$35 MD this went up $5
$650 Dentist

When it comes to money my sister is the worst. Once again she is in trouble with her rent but this time my uncle is the one bailing her out. I notice she called me a few times today but I didn't answer but while I was at the library she called again. It never dawned on me she wanted money; however, once I spoke with her she had already told me that my uncle was lending her the money. Even if I had spoke to her first the answer would have been no
She is in an apartment that she can not afford, she doesn't have a car, I just don't know.
I wish I could sit her down and have a long talk and sort through what ever she's going through financially.

I went to the funeral or what we call a going home service of an old friend today who I have not talked to in years. It is so strange because about a week before she died I said to my self that I have to send her an e-mail and never did. I say that if you have friends or family members that you haven't spoke to in a while pick up the phone go by their homes but stay in touch. Yes I know we get married have children but make a point to call and say hi how you doing? Tomorrow is never promised

Well I spent a lot today. I decided to spend only $120 from now until payday on the 2nd so about $60 a week, wish me luck

Added the following:
$25 IRA
$187 EF
$10 Gift account
$20 personal saving account
Total saved $242

Expense
Internet $60.07
Gifts(flowers for friend who passed away)$75.00
Misc.(Storage fee,delivery fee for flowers and mom's cell phone) $98.42
Taxes $233.01
Utilities(Cable/Water) $112.36
Extra $10 on CC
Total $588.86

I almost forgot my sister asked me to borrow $20 because she didn't have money for the train and I said no. I felt bad but she never pays me back when she say she will, I'm just happy I said no

All I can say is wow, a family friend was killed today. We just lost a friend on Sunday and now today a woman that I have known since I was a kid passed away after being in a terrible car accident.
And I am so annoyed I got a ticket today for $91 because my tint was too dark

$18.88 was what I spent today on a large pizza and tip. I took lunch today but the rice I brought was terrible and by 4:30 I was starving. So I ended up buying a large pizza for the office. There is one girl who doesn't eat meat and since I'm paying I bought what I like which was pepperoni. Well she has this bad habit of picking things off and leaving it for some one else eat or simply picking over things. But I told her today; do not do that, take a slice and what ever you don't want trash. I know, we are wasting food but I do not want to eat on what she has touched, it is a peeve of mind. Needless to say she was ticked off and didn't have any, fine with me because now I have some left for lunch tomorrow.
On a different note I got about 45 minutes of studying today, tomorrow I plan on being at the library for a few hours.
I also found out today that my friend who passed away yesterday was going through a possible divorce and having a lot of trouble. They are contributing her death to stress, so sad. I pray for her family

It is so strange because I was on facebook and saw an old friend and thought hmmm, I should send her an email . Well I never did and she died today. It's so sad because she has two small children and I felt bad because I never made an attempt to get in contact with her. I saw her a few months back briefly, all I can say is wow. Death has a a way of making us all want to do right

Well a friend of mine ask me to go over a paper with her today. So I explained yesterday that I would be at the library all day studying for my test on Thursday. Well low and behold she shows up but with her kid. I have nothing against kids but when I am trying to study I do not want any distractions (none). He was spoken to by the librarian twice who later gave us a study room. Then he was in and out constantly fidgeting and once again the librarian had to speak to his mom. He is a nice kid but why bring them to the library when you know you're going to be there for a while, studying. I was there almost 3 hours and still did not complete as much as I wanted to. Finally I had enough and said I was going to get lunch and was planning on returning but I ended up spending at little more than $7 at Firehouse and came home and took a nap. Now tomorrow I will head back but I simply won't answer my phone when she calls, I have got to get some studying in

I have been eating healthier but haven't hit the gym in about a week and to be honest I really don't feel like going. But I'm going to make an effort tonight to go, I must. At almost $50 a month I need to go. Prior to classes starting I would go twice a day and now I hardly even go once
Today's going to be a long day because I am going to rearrange my storage. My BIL has his things there and has not paid 1 cent towards keeping it there but I am telling him this week to make some arrangements on getting his stuff out of there. I really never pushed the issue because prior to him and my sister losing their house I kept my stuff in their garage but now I have to pay and it has been about 6 months plus when I want to add things to the storage I can't because his things take up half the space....argghhhhh

I have never seen snow my friend sent this to me today...boy I wish I was there

I figured I would have $81 to last me until Friday...wrong. I paid a family friend who helped me get my washer/dryer $20 plus I gave my nephew $10 for helping. I figured he(family friend) lives about 20 minutes away and neither one are working and times are hard no need in me taking advantage even though I know they would have done it for free. But I can mark my washer and dryer off the list of things to buy
Today I spent $3.50 at Wendy's and added $.50 to my challenge/cc

That is how much my brother owes on my mom's CC. My God, I wouldn't be able to sleep
When she(mom) spoke to his wife, she(SIL) claims she told my brother to stop using it...hello!!!!!!!! he's not the only one who ran it up. They have earned a whopping $48,000+ points meaning that through out the last few years they have charged almost $50,000 on a cc that is not theirs
About 2 years ago they paid about $10k on the cc bringing the balance down to a little more than $3k and now once again charging it back up. My mom had to call the CC company to get the interest down because after a few late payments it went up

Today was my birthday and I had a ton of emails wishing me a happy birthday...sites like Mypoints, Macys, Coke rewards and even saving advice. I thought it was neat because of all the emails I got this is the only site that didn't want me to buy anything
My mom and I went to dinner, my treat and TJ Maxx home good store and I did not buy a thing. Mom on the other hand picked up some things I used the cc but she paid me as soon as we got home, which I knew she would
I also finished up one of my projects for school so that was a plus and watched a great Lifetime movie
I paid $1.06 on my cc/challenge and picked up my check from my sister, whew glad that is over
Today's spending:
Expense Categories
Dining Out $14.56
Misc(mom purchase) $13.97
Gifts(dinner for mom)$14.56
Groceries $7.84
Sales Tax $1.01
Total Expense $51.94
All expenses were put on the cc for point but as soon as I got home I paid it

Well my sister did not call today nor did I call her. I am going to see when she's going to call for me to pick up my money. I know one thing this is definitely the straw that has broke the camel's back.

On a different note I had to spend $21 today at the grocery store
I did have breakfast and lunch at home

Well I had already made up my mine that I was not going to call my sister and she called today to tell me she was waiting on funds from her 401k before she could pay me back. First of all I told her this money was for my tuition, even though it isn't and if she wasn't going to be able to pay me back then don't borrow it. What bothers me the most, is what if I really needed the money for my tuition, it shows just how selfish she is. She knew it was a possibility ( a strong possibility)that she wouldn't be able to pay me back and yet she took the money. In a way I'm glad because this is the final straw, I'm going to tell her that the school dropped me and have her to think I am not taking a class...she won't ask me again and if she did it would be easier to say no
On a different today was a no spend day plus I received a survey check for $4

Called my sister today to tell her I was on my way to pick up my money since she never called to say she had it and of course she doesn't. She said she'll have it on Monday, now my thing is this I told her I needed it back by Friday (like she promised ) and that it was my tuition money (which it is not I lied). You think she would call and say I know I owe you but I will give it to you on Monday? Nope...that is what annoys me with her, when she says she's going to pay you she never does and avoids you like the plague. It wouldn't be so bad if she just called. So I politely told her (in a firm voice) that if she causes me to be dropped due to non payment it won't be nice. We'll see if she calls me Monday

On a different note I got a X-mas from freecycle for next year and hit the gym today so no money was spent, but I have none to add to my challenge...darn
I even managed to get a couple of hours in to study

Well Friday has come and gone and Saturday is almost over and I have not heard from my sister, which doesn't surprise me. Tomorrow I am calling her to let her know I will be there to pick up my $300
Then my uncle call to tell me he was waiting on a $1500 check to pay me my $500..what! it's $550 not $500
You know, I know times are hard with every one but lending money always get me in an uproar, I do it because I always think what if I needed the money and then I give in. And I am always driven crazy. My uncle had already informed me that it would be a while before he could pay me but I wasn't thinking 6 months. My sister on the other hand, is a different story and I should know better (no excuses)
I returned my text book for $140.80. I went ahead and kept the homework manager that comes with it
Got my BoA bill and the finance charges were little more than $55, I can't wait to pay this card off
Anyhow I went to the gym missed yesterday and forgot to work on my abs so I'll be headed back tonight. The funny thing is, I went to Publix after wards and could not resists the vanilla cake
I am a little upset because I can not add to the challenge and needed to take money out of my EF to last me until next pay period. I knew I had socked away way too much but but thought I would give it a try
Yesterday and today's spending

Expense Categories
Education : Books 43.99
Gasoline 33.17
Groceries 11.74
Misc (co worker owes me $3) 8.95
Dining Out 2.22
Hobbies/Leisure : Lottery 1
Grand Total -101.07

I totally forgot that my sister asked to borrow $300 for her rent until Friday... she gets on my nerves with that $%%@# gosh. Last month she called and my uncle ended up lending her the money and now she's calling again. Why did she move into a place that she could not afford? Her and my BIL separated and she had been saying for a while that she was going to file for a divorce so why not look for a place in case you have to live on your own in which you can afford? And my BIL he is so pathetic how she ended up with him only God knows. Now he has his things in my storage you think that he would call me and say here is a few dollars? Nope, but the only reason why I have not called him is because before they moved they allowed me to store my things in storage but I have a trick for him. I am going to start buying things for my new house so that when I finally move I won't have to worry about anything and the first thing I am buying is a bed so he can get his crap out

Anyhow went to the gym so a buck was added to my cc challenge

washed my own hair but I have no money to add to the challenge for doing so but when payday rolls around I am adding $35 to the house fund

Well I have a lot to blog about (sorry for the long post)
First, I just realized that I am going to have to cancel my appointment for an oil change as well as tire rotation until next pay period and besides I still have about 200 miles to go before I actually need one. I also have to cancel my dentist appointment for the crown until mid February. I totally forgot about my storage bill of $48.47 this amount is automatically charged to my BoA cc on the first so I went head and paid it in addition to adding $2.00 for going to the the gym

Now on to family and friends, My mom and I go to TJ Maxx home store and on the way she says oh I left my CC but I am not buying anything (my mom is a saver and will save every dime so I wasn't worried) But we get to the home store and she finds some things and asked if I can charge Arrgggggghhhhhhhhhhhhhh!!!!! I am so annoyed because I do not want to charge anything, I MEAN NOTHING. I know my mom will give me the money that's not even the point because she's good about paying bills and saving ( I wish I was more like her when it comes to money) but I simply do not want to charge thing any more bottom line; needless to say I charged $48 worth of stuff


Now my sister (oh boy) About 2 weeks my sister called to borrow $300 I lied and told her I had the money in a different account and if I transfer the funds it will take 2-3days before I can get it. So she says to me go ahead and transfer the money and I will call my uncle. Well she called my uncle who loaned her the money. She paid him back. Well today she calls and she says to me, did you transfer the money? Well she caught me off guard and I said to her no because you borrowed the money from N. She then says well transfer it because I need to pay my rent and she'll give it back to me next Friday. Now this is my savings for my new house and I do not want to touch it but I told her it was the money for my tuition. If was I thinking I would have told her I already used it to pay my tuition (lie of course) Now when she borrowed the money two weeks ago, it was to pay her rent (of course she was late) now two weeks later she need to borrow money again. It is obvious she can not afford this place. I told her when she was looking for a place to move into a two bedroom but because her two boys was going to live with her and my BIL. But according to her they needed their own space and she wanted them to be comfortable (These are grown $%$% men). First of all she just lost her house, which was a 3 bedroom; how come the kids couldn't share a room and if they wanted their own space then they should buy or rent their own place. Then her and my BIL separated about a week after they moved into this 3 bedroom apartment, my middle nephew who is so disrespectful cussed her really bad and moved out (mind you he’s in his twenties and do not work so it wouldn’t make a difference if he was there or not) and now her youngest son has decided to live basically with his girl friend and go to her place (my sister’s) to eat and shower. Come on !!!!!!!!
Either way I said Ok but she won’t get it until close to her payday to ensure I get my money. I will tell her the funds were transferred on Tuesday and if she's late with her rent then that is her problem

On to a friend of the family. My brother use to date this woman who had custody of her grandson after they broke up she stopped her grandson from seeing my brother. Ok we have not seen him in years I would say maybe 10 (he’s 18 now) well all of sudden he started coming around and I had this bad vibe about him, couldn’t put my finger on it. So my mom and uncle would give him a few dollars here there. First he tells my mom he has a job, only to tell me that he never told her that. Then he comes here with a necklace that is worth $600 but he is selling it for $50 hmmmmmmm. Anyhow his uncle is still friends with my brother and told my brother to let us know to watch him because he has been breaking into homes (I knew it was something) Well for about 3 weeks he has not been here and today he shows up. Asking my mom if he and his girl friend can move in because his grandmother put them out accusing them of using her credit card and charging $1600. WHAT! He say’s that there were times when she (grandmother) would send them (he and girlfriend) to the store and they never remembered her pin number and would have to call her for it, yeah right. And the kicker is who ever used the cc withdrew $400 one day and went to the mall the next. Yeah and we’re suppose to let you move in?

Now after I had a chance to calm down from today’s events my phone rings and it is my nephew (my sister's son) can he borrow $10…WTF!!!!!! I am really pissed because my sister had previously informed me that on Saturday he came home to let her use the car (hers was repoed) she goes on to tell me that on Saturday he comes in and ask to borrow $10 for lunch and he was paid on Friday. Now why is it Saturday and you do not have any damn money? You’re not paying rent, water, electric or anything else. He’s got this girl friend with a baby who I think is taking advantage of him. First of all he has a learning disability in addition to schizophrenia. The girl friend who is not from the U.S. is dying to get married. First it was her mother with only a few months to live and they needed to get married, next she was moving to Canada and needed to get married then they were going back to Haiti and needed to get married…unbelievable

I cant wait to get to the gym to release some stress

My brother and his family are on their way from GA to surprise my mom, how long they are stating? I have not idea but either way it will be too long. I love my brother and his wife who is really nice but they drive me crazy. My nephew I adore but he's such a whiny little kid it drives me crazy and my neice, my SIL's daughter hmmm I just don't know. The thing is, is that we really don't have the space so we'll basically be on top of each other which is the problem that I have. Either way, they'll be here and I would have to deal with. I am hoping and praying that the $25 GC from mypoints arrive today so I can give it to my neice as a Christmas gift otherwards I would have to give her cash which I am not hoping for
On a different note I had breakfast at home so I am adding $2 to my challenge cc/debt

I have had the worst week. First, my dad and I have it out because he thinks that I am trying to steal his rental property. It is a long story but basically my dad is an alcoholic and all his life he has thought that some one is trying to rob him and now I think he has early signs of dementia but it doesn�t bother me that he thought I was attempting to steal his property (his new tenant mailed me the rental check in stead of him, and I cashed it the same day and took it to him) but what bothers me is that my oldest brother thought/thinks the same thing. Thank goodness I have other siblings including my uncle who all know better and who called him and gave him (my brother) a piece of their minds. But to make a long story short I will no longer over see his rental property or anything else for him. I did tell my dad but I know by next week he will be calling but the brother who accused me can handle it from here on out and he will soon find that is not an easy job especially when you are not being paid.
Then I spend a ton of money for hurricane supplies, even though the storm is way south of us we should start feeling some strong winds in addition to a lot of rain
And yesterday I went to see a friend and her niece who is also my friend who is a nurse is in a terrible situation. We have to keep in mind that just because it appears as though people are doing well they really aren�t. In her case she has a car in which she has not made a car payment in over a year and will not turn in the car, she has lost her last 4 jobs and now is at another place, in addition to the car she has a ton of other bills
On a different note I watched all my rental movies from the library today, I don�t know why I never picked up movies from their before. I just had a nice relaxing day today.

Wow I have had such a busy weekend. Today I watched Juno" and " Delores Claiborne which were great. But I had to move my things to another storage, my sister who lost her place told me this week that she was going to move her things to the spare bed room at her new apartment and if I wanted to place my things there I could but once I made it to the storage I decided to place my own things in storage. If she had told me months ago I could have went through those things and got rid of some stuff but oh well. The problem that I had was that I mentioned to her let's just split the bill and she said she would not be able to pay $20 a month well guess what she too has things in the new storage as well as her husband and of course I am footing the bill. The only reason why I am not really complaining is because I did have my things in their garage for some time but I just simply wish she had been honest with me months ago.
Now I did go out this weekend with a few friends which ended up costing me about $30 not too bad but bad enough. Then I gave my uncle $20 for helping move my things at the last minute and I also gave my nephew about $6 . I tell you I can strangle my sister she drive me nuts
Now I have some one who is giving away a queen size bed with box spring on free cycle that I am going to try and pick up tomorrow, since my sister gave my nephew mine and then asked me after she gave it to him.
I also made an attempt to pay my tuition and am having the hardest damn time I am so annoyed because that means I am going to have to make a special trip to the college
Enough with my rant that is it for now

I am proud of my nephew, he just left today to help out with the storm. Last year he graduated from firefighting school but haven't landed a job yet due to budget cut and job freezes; however, he is working as a medic. Anyhow I am a little worried but it will be a great experience for him.
On a different note I decided to volunteer for the Department of Aging since I am scheduled to graduate next year and want to work in the same industry, so this too will be a great experience. Unfortunately I am only taking one class this semester so next semester it is going to be tough so I better enjoy my little break
I also added $3 to my challenge, this was money earned from Pinecone

Sorry long post
Ok I met this classmate a few semesters ago and what I notice with her if you got a 90 she got a 93, if you had 86 she had 90 and so on but she will never tell you her grade first she always ask you. However over the summer we took a marketing course and she asked me again what my grade was and I told her but she never told me and I did not ask. No mind you she says she did not answer the last question on the final which was worth 10 points but yet she got a 100 and there was no extra credit. So over the last few weeks she has mentioned how she needs to register for the marketing class, but of course I did not say anything because I figured if you took the course and passed then there was no need to register...I guess she forgot
Anyhow we have a mutual friend who was register in my Thursday night class that I did not attend tonight because I wanted to watch the DNC (being that history is being made today whether I agree with Obama or not) so she calls me up to see how the class is going and says to me A is dropping the course because the instructor is a jerk (that I already knew) but the point that I am trying to make is that I asked her for A's number to see if she wanted to commute to another campus together and of course she says to me she did not have the number (God forbid if A and I take a course and move closer to graduation with out her) So I am thinking if she just called you on your cell wouldn't the number appear? In addition, in the past when we all have taken courses together she has whipped out her phone and looked up A's number with out any problem and now today you no longer have it hmmmmmmm. I know some may say well maybe she doesn't want to give it to you. Well she has in the past and unfortunately I missed placed it and she was to call me just the other day because A has a book that she was lending me and this so call classmate was going to give me her number to get the book, now she no longer has the number. Yeah right?
The point is, if she thinks that you are doing a little better than she is she is not happy with it and she knows that if I complete this semester I will be graduating in the spring. I am just so annoyed because I have caught her in so many lies, one minute she will say I do not need to take the accounting class because I already have then she'll say oh I registered for that online. blah blah blah I wonder why
But when she calls I am just going to tell her what I think and cut her loose because friends like that who needs enemies

So in the end I am only taking one class but I am meeting with the HR director at the Agency for Aging to do some volunteer work since that is the place that I would like to work after graduation, in addition giving me a little break

On a different note, my uncle called today to borrow $800. I will lend it to him because he has never asked before and it must be serious if he is asking
My beautician called as well she needed to borrow $20 now I have been going to her for about 15 years and she has never asked so I gave it to her and when I went in on Wednesday we called it even

We must all give thanks and be happy for what we have. I say prayer every night thanking God for the things I have but I never really considered how Blessed I truly am.
Today I spoke to a long time friend who I have not heard from in a long time (via email) and she has been through Hell and back it seems. First her mom died, then her sister was just killed and prior to that she was diagnosed with HIV leaving 6 small children behind and then her grandfather passed away with pancreatic cancer. I can�t even go into more details because the stories behind these deaths are so traumatic and heart breaking. I just ask that you guys keep B in your prayers because she really needs it and remember when you think things are bad for you there is always someone else with far more troubles than yours
Here is my list of things that I am thankful for (not in any particular order except for number 1) what about you?
1. God watching over me
2. a roof over my head
3. transportation to get to and from
4. a job
5. my family and friends
6. my education
7. my health
8. Clothing on my back
9. food
10. running and drinkable water
11. electricity
12. a nice comfortable bed to sleep in
13. funds saved for a rainy day
14. this forum, which helps me to cope with a lot of things happening in my life
15. my sanity- Lord knows at one point I almost lost my mind
16. making it through yet another storm
17. waking up this morning
18. getting to and from today safely