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Viewing the 'Debt' Category
June 5th, 2007 at 06:05 pm
well I had breakfast at home as well as lunch and dinner is alreay in the making
So in order to get my cc down by the end of the month I am adding all my no spend day funds to the cc.
New balance $1274.37
I can't wait until payday when I can knock this in half
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Debt
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June 5th, 2007 at 03:25 am
Today was a no spend day and I normally add $5 to my challenge/home account but since I have accumalated CC debt I added it to my credit card.
However, I did add my weekly $25 to my challenge today. I use to do this thing with my mom and family members where we all put in X amount of dollars and we each got a draw. I figured why not earn interest on my money and besides, that was a time when I couldn't save a dollar
New cc debt $1279.37
Challenge home balance $4055.43
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Debt
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June 3rd, 2007 at 03:21 pm
As you all know I put all my dental work on the CC but my goal is to have it paid off by the end of June, so the challenge/new home account is on hold But I know I have to pay this off. Anyhow today I had breakfast at home and I alreay prepared lunch so $5 will go on the cc and I also hung out two loads a clothes to dry so that is $2 plus yesterday I did not eat out so that was another $5; all towrds the cc
New total $869.71
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Debt
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June 2nd, 2007 at 02:29 am
my cc is back up, I put my dental work on the cc next pay period I have to pay at least half, I refuse to pay interest. Now I have to hold off from the challenge and add every extra buck to the cc. I refuse to have cc debt
No way Jose
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Debt
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3 Comments »
January 17th, 2007 at 03:04 am
Well I got a cc offer in which I was approved no fees much lower interest rate from HSBC so I am closing my other account that I have a fee ($69 a year). I know this will hurt my score but I do not plan on buying a house for a year and I have no balances on anything not even my store cards so I am good to go, I hope either way I was planning on closing this card before my year in June. You know now as I am blogging I think this was a bad idea maybe I should not have answered the promotion, darn
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Debt
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1 Comments »
December 30th, 2006 at 02:29 am
Darn, I just checked on the my cc for some odd reason I thought I paid it off but I guess not. I must have missed a X-mas transaction and now I have to find the receipt because I am not sure of this transaction...I am sure I used the card since I was using it during the holiday and paying it off right away as goes, but how could I have missed over $47 now I have to add interest as well. I am soooooooo annoyed but I paid it and kept my goal for 2007
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Debt
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December 25th, 2006 at 12:32 am
I just paid off my last cc, my mom was to give me the money for the microwave and i told her not to worry about it and consider it a X-mas gift...so I am prod to say I have no cc debt. This is the first I have always had a credit card debt, now I just need to work on my student loan
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Debt
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4 Comments »
December 20th, 2006 at 05:11 am
I finally paid off the last cc I had I am jumping for joy. The only problem now is my mom ask me to pick up a microwave and she owes me for ( I ended up putting this on the cc in order to keep everything seperate) and I also picked up a gift for her friend who will pay me back for her gift . So basically I have met my goal for 2006, no cc debt. However, I won't start dancing and screaming until I get my money from my mom and her friend
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Debt
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2 Comments »
December 14th, 2006 at 06:59 pm
Today was a no spend day so I am paying a dollar on my cc debt/challenge. I also tried calling Macy's regarding my balance due which i show I have a $32.99 credit and they show $1.04 big difference but I was on hold for so ong waiting for a rep I just hung up. I have to call later
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Debt
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December 2nd, 2006 at 02:12 am
Well I added my weekly deposit of $25 to my challenge/new home account new total $150.08 I also paid down my cc debt which is a part of my challenge/debt account. Total amount paid $323.03 bring my new total for cc debt to $447.08. In two weeks is another paycheck and I am hoping to reach my goal of no cc debt by December 31st, that will mean I paid off close to $9000 in cc debt
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Debt
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November 24th, 2006 at 02:39 pm
That yesterday was a no spend day so I need to pay y dail buck to the challenge
New total $665.57
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Debt
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November 21st, 2006 at 02:26 am
I was trying to make another online payment to cc3 because I ate out today and I needed to match this amount, well I was unable to because I have met my limit of two online payments for the month. Just two, come on you would think that the cc company would be happy I am making payments but I guess it is their way of accumulating interest at the consumers expense but that's ok because I will add this account to my online bill pay through my bank which allows me to make as many payments as I like
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Debt
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November 19th, 2006 at 10:18 pm
Ok I am starting on cc number 3, so I paid a dollar on it today (it was a no spend day)Once I return the boots that I bught on impulse I will owe a little more than $500.00
New total $666.57
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Debt
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2 Comments »
November 18th, 2006 at 03:08 am
I ate out again so I had to match this amount and pay on my cc in order to get my cc debt down. So I paid/added $9.29 to my challenge/debt account brining my new total to $667.57 (this include the boots that I have to return $149.35)
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Debt
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1 Comments »
November 16th, 2006 at 10:30 pm
Well I paid off cc 2 but then went and added a pair of VS boots that have been on my mind $145 Iknow $145 for a pair of I think I may return them... so I am not too happy right now
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Debt
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5 Comments »
November 15th, 2006 at 02:20 am
I did eat out today (breakfast)but I am still adding my dollar to the challenge/cc debt. I don't know I feel obligated
New total $771.73
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Debt
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1 Comments »
November 13th, 2006 at 10:35 pm
One day I will be debt free and will be doing the happy dance
However, today was a no spender, so of course I paid another $1 on the cc/challenge new total $772.73
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Debt
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3 Comments »
November 12th, 2006 at 05:23 pm
Added $2.68 to the challenge/debt by round up my change brining my new total to $773.73
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Debt
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0 Comments »
November 12th, 2006 at 12:00 am
Another no spend day so a buck goes towards the debt...yippie. Slowly but surel I am knocking it down
New total $775.41
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Debt
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1 Comments »
November 10th, 2006 at 10:47 pm
Today was a no spender, so we are adding/deducting a buck from the debt
New total $776.41
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Debt
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0 Comments »
November 10th, 2006 at 02:20 am
Added my weekly $25 to the challenge cash account for the week of the 12th. Also added $4.27 to my challenge/debt (ate out today) brining my new total to $777.41. I can not wait until this amount is zero
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Debt
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5 Comments »
November 10th, 2006 at 02:19 am
Added my weekly $25 to the challenge cash account for the week of the 12th. Also added $4.27 to my challenge/debt (ate out today) brining my new total to $777.41. I can not wait until this amount is zero
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Debt
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0 Comments »
November 7th, 2006 at 12:39 am
You remeber that cc that I paid off before the end of my billing cycle...well they hit me with $25.00 interest. Is this legal? I paid the card off before the next billing cyle...I am red hot right now are there any recourse, I did close this account because the interest was way too high. Now instead of my lovely blance of $758.68 it's now $781.68...crooks
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Debt,
Groceries
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3 Comments »
November 7th, 2006 at 12:33 am
So I paid another dollar on the cc debt new total:$759.68
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Debt
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0 Comments »
November 5th, 2006 at 04:14 pm
Today was another no spend day so I added a buck to the challenge/ debt account. I also line dried my clothes rather than taking them to the laudry-o- and waisting a buck to try them so I am adding a dollar to the debt account as well giving e a total of $2.00 paid toward my cc debt.
New cc debt total $757.68
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Debt
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0 Comments »
November 2nd, 2006 at 07:59 pm
I needed some color ink so I headed to Office Depot. I picked up the ink, colored note cards and photo paper coming to a total of $43.41m by using my $5.00 coupon for the ink I was able to save at least the $5.oo. So I am adding that amount to my cc debt...I would have paid that anyway with out the coupon
New total $762.68
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Debt,
Spending
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0 Comments »
November 2nd, 2006 at 02:36 pm
Yippie another $33.34 on my cc. I am planning on paying off the balance by the end of next week only because there are some things that I need to pick up, but I am happy
New total $778.91
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Debt
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1 Comments »
November 1st, 2006 at 07:34 pm
I am rockin' and rollin' I paid another $100.00 on cc2. Tomorrow is payday from the part-time job so I should be ok
New total $812.25
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Debt
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1 Comments »
November 1st, 2006 at 05:44 pm
Well it's a new month and I did not go out for lunch today. I am amaking some changes because I know the holidays are approaching quickly...and I need to start stashing. Anyway my last payment to cc2 has not posted yet I know the balance is close to about $400.00 but as soon as my last payment clears I am going to pay it off. I am ready to be debt free
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Debt
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0 Comments »
November 1st, 2006 at 01:25 am
Well I rounded up my change to the nearest 100 and paid another $11.20 on the cc. I am like really really sick and tired of ths CC debt, that I want it paid off ASAP
New total $901.05
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Debt
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