First Friday was payday and I was able to sock away the following:
$25 IRA
$400 to EF ($20 was saved on the DirecTV bill for referring a friend)
$50 towards the challenge
On a different note, my mom is not speaking to me because I told my sister what her in-laws said. My mom who asked me not to say anything was very upset but I was compelled to let my sister know, besides anything I tell her she repeats. Anyhow she (my sister) moved into her apartment which I told her to get a two bedroom and she ended up with a 3 so that her loser son can move in, well her and my BIL are now separated and her son is no longer living with her. He cussed her so badly and threaten to kill her (I must say that this is the second time he has done this) He is such a loser; he won't work and is on probation for theft. You would think that she would stop getting him out of trouble but that is definitely not an option. Now she is stuck with this three bedroom apartment that she can not afford and still owes me $40 that I can kiss good bye. I said to her since you haven't been in the place for a week, speak with the leasing office and try to get a smaller place; her response "no I like it here" I know she is holding on just in case my nephew needs a place to stay. I am sorry I love him but he would not be living with me not after threatening me twice. There are too many kids who actually follow through with their threats. Now her second son the one who was diagnosed with schizophrenia is practically living with this girl and her mother who wants him to marry this girl so that she can get her papers (green card or visa, I don't know) he has stopped taking his meds and I have tried as well as my sister to tell him to come from over there, and go home but a hard head makes a soft you know what. He too is no longer working thanks to his loser brother (he actually got him a job where he was working) who cussed out the manager . Unbelievable

Went to the dentist and he recemented the temporary bridge with some packing as well. Then I went to my sister's to help them move some stuff and now I am home relaxing.
I am tired, I wanted to go to the beach but changed my mind
Nothing else to report

Ok I am laying down watching TV and I hear click/pop. Remember the $1250 (total when completed will be $2500) that I spent on my bridge? Well the bridge fell out arrrrrrrrrgh. Thank God it is not broken and I am going to the dentist in the morning and I better not be charged because I told him on Thursday that it felt like a suction when I ate and he was to put in some type of a packing on Saturday which he should have done anyway. I am sure the pulling I was experiencing contributed to it coming out
On a different note, I am sure I have complained about my mom and money before. If you have a nickel she wants half and it drives me crazy. I received $43.91 yesterday from the phone company and my mom and her friend was here when I opened the mail and what does she say to me "you better give me that check" I was so PO'd I simply responded this is gas for my car. I hate when she does things like that it drives me crazy and a another bad habit that she has is constantly eating my lunch or dinner; not because she is hungry which wouldn�t bother me but just because. I can have a half of a sandwich left from lunch that I am having for dinner and starving and she�ll just finish her dinner and still want half of that. It drives me nuts, I finally said something like I would like to eat in peace some times and now she sits and stares at me while I am at the table. I hate the begging of it, especially since she doesn�t need to. I know it may seem selfish but it drives me crazy and she is getting worst or maybe I am because now at times (a lot lately) I would simply stay in my car and eat or go by my dad�s
Speaking of dad I filled out his stimulus paper work with the wrong SSN (first 3 digits) I hope it doesn�t screw up his chances for a refund
In regards to my sister my nephew said he thought she went to the hair salon yesterday. WHAT! You are in the process of losing your house and you are at the hairdressers? Unbelievable. My nephew wasn�t sure but I am almost positive she was. I gave her a $100 yesterday because I had some things in her garage that she took to the storage and I am sure she used this for her trip to the salon, unbelievable
But in the end I added the $43.91 t my challenge

All I could say was wow, I called my sister today and when she called back she said she wa in the processing of moving because her house went into foreclosure. I thought WHAT! but she seemed ok with it. She said her mortgage had adjusted to $4000 (OMG) and I asked why did she get an adjustable mortgage and of course I did not get a real reponse. I feel really bad. I wish I could help them out but I can't. Times are real hard now

Today was not a bad day. I went by my brother�s shop, I have no idea what he is planning but I think he should look for a job. He has all this stuff (junk) that he wants to sell and make money. Grant it some of the stuff he may sell but a lot of it is junk and I have tried telling him that there must be a demand for his stuff to sell. He has really old books, not in good condition, old vinyl albums in pretty good condition but who are buying these items. I know that there are collectors but when I checked EBay to see what some of them was selling for they were going for $2.99. I mean is it worth it after shipping and paying EBay
Anyhow, I did not get a chance to see my dad today but I was able to speak with him, he does not celebrate Father�s Day (he�s Jehovah Witness) but I was finally able to use my $30 beach sticker, I bought with the intentions of hitting the beach every weekend for the summer but now that I am no longer on the part time job I guess I will. The sun was so hot and the water was so cold (to me anyway) but it was still beautiful. I use to live a little north of here and always went to that beach because of the shops but I hit my local beach today and it was beautiful one of the best I have seen. So guess where I am going next week.
Then I came home took and shower and then a nap. I actually saved $45 today because I washed and colored my own hair so I added that to the EF and not one coin spent today

I spent $4.98 on my God daughter�s birthday gifts. Her birthday is the end of the month and thank goodness Kohls sent out two $10 GC if you spent $10. Well yesterday I went in and the items came to $13.98 ( I did not realize that the shorts were eight dollars) but oh well and today I went in a found a really cute dress for $11 so $1 and some change was spent and I am done, unless I get another.
Next I ordered Directv for my dad because my brother is moving in and would like it, I had a refer a friend coupon and since I referred him I will save $10 a month on my bill for five months and my dad will save the same . God forbid if they gave you the $50 at once but oh well. I have to remember to add the $10 to my challenge every month
I did go to McDonald's today and spent $3.31 so $3 was added to my EF plus the $20 saved with the GC

Well my brother called to borrow $500 so I loaned him the money. I have no problems with him reimbursing me; my sister is a different story
I also checked to see if grades were posted for my online class and again the professor still has not posted them but he changed my grade on the first assignment giving me an extra 1.5 points. Why I do not know, but I am happy

I went into my part time job yesterday after having two weeks off. I was in such a good mood and then an incident occurred with a resident who is not allowed in the main building. The security guard basically told me to mind my own business well I am on final and written warning so I contacted my boss and guess what she did not want me to write the notes in the log (mind you it is company policy to do so) but to write a report and slip it under her door. Well I did that in addition to sending her a email so that I can have proof of what took place and I also noted on the note "per your request� so that there is no misunderstanding in the future; since there always is
On a different note my mom who if you have a nickel wants at least half of that made me so mad last night when I came home. One of the resident who passed away thought enough of me to leave me some perfume and a beautiful handkerchief and when I said to her Mrs. H left me something she says I hope it is money. I was so upset...it was more less the way she said it. Like it didn't matter what she left if it wasn't money
As far as the challenge goes $14.29 ws added in interest yesterday so my new total $5851.51

Just wanted to wish every one a happy and safe Memorial Day. I am praying for those of you whose spouses/love ones are serving all over the world. It is definately appreciated
On a different note I am going to see Mr. H today since I did not work this weekend, he is the sweetest old guy I know, it's like having a grandfather.
I washed and colored my own hair today so on Friday when payday rolls around I will add the money saved($50) to my challenge. However, I am adding $2 to the EF and $2 to the challenge because I made breakfast this morning and I usually spend about $3.71 buying breakfast
New total for the challenge $5826.38 and EF $1668.35

Today my mom and I spent the day out we hit the outlet mall and did some shopping which I know I should not be doing but it's too late now. Anyhow we went to visit my aunt who lives in Palm Bay, FL (Brevard County) where all those fires took place and all I can say is OMG. I can't not even imagine staying through that, grant it where my aunt lives there were maybe one or two homes damaged and a couple of cars, but the fire department (hats off to them) contained that fire. You could see how the fire burned the grass right up to peoples front door (no kidding, I mean litterly). Who ever started those fires if it is anyone else besides the guy they caught, should face some really hard times. The damage I can not explain and what could have happened, you had to see it for your self. I mean acres and acres of land where there was no homes were burned to the grown, unbelievable that no one got hurt. My aunt and uncle and their neighbors actually fought that fire with all the hoses they had and raking up dry leaves to save their homes...unbelievable.I wish I had a camera. Thank God no one was hurt

Today I spent a ton of money. First I bought breakfast, then I went to the dentist (thank goodness I had an EF). I have had a tooth ache since Friday and the dentist could not see what was going on, I had a small cavity which he filled and some debris from the last dentist that he was supposed to had cleaned out the last time I was there and I guess he didn't but any note it cost me $185 and because I have not eaten a real meal in about 4 days (soup only ) I treated my mom out to dinner again and that was $25. But my tooth is aching me again then we went to Bealls Outlet I I spent $19 on myself $10 for my mom and $5 for my sister. Hit the gas station and $57 later I am annoyed
I can see why people OD on pain meds my tooth is killing me and I have been taking motrin all day, back to the dentist

I was busy with my mom and sister today I forgot to wish my online mommies a very Happy Mother's day (sorry) Hope everyone enjoyed their day today

Well I took my mom out for dinner to her favorite place Golden Coral, now I wanted to go to a really nice restaurant but she wanted Golden Coral, not complaining but I really wanted to go to a classier place but it was her day so she got to choose
Then my sister and I hit the stores, I bought a pair of pants ($10) and a pair of shoes($13) but the good news is I added $35 to my challenge because I id not see the beautician this week
New total $5701.88

First I called the bank regarding the cancelled check, and thank goodness they allow 1 free copy a month if you request a copy of a check.

Then I called the director of the local chapter of Cystic Fibrosis (twice) and as the day progressed I thought why haven�t he called me back, I thought they wanted volunteers?
Well he finally called back and I will be volunteering Saturday & Sunday in two weeks, and to be honest I am a little excited about it. I was just saying that I want to touch people�s lives and start some volunteer work and then the college sends out this email for volunteers at the walk for Cystic Fibrosis, talk about coincidences


Then there is this hospital that I would like to work at after graduation, the direct of the college in which I attend sent out an email looking for interns. Well since I have already committed to a summer intern I thought maybe I could intern in the fall, closer to graduation. Well after speaking with the supervisor at hospital, he stated that he needed interns for the summer. This was a few months ago. Well I get a call on Friday to call him back and I called today and he was suppose to call me and of course I did not get a response. Hopefully he is calling me for the fall, I would really love to get in for the fall

Today was a no spend day, yippee�. I am very happy about that.

I almost forgot I went to see Mr. H since his wife passed away, and I always travel with my laptop. Well we got to talking about all the people who turned out for his wife�s funeral and all the attorneys from his firm (he has the largest firm in one state located in the west) Well he is 98 and had never seen their website, I felt really good that I could show him the site and place a smile in his face. I love that little guy. It�s so weird because I almost said to him where is D? Thank God I didn�t. I am really going to miss her

Then there is the thing with my job we are working some more Saturdays and I am not offered the opportunity to work because I work two extra Saturday�s. I know why my boss is doing this because no one told her I was and it was ok with the owner, so this is her little way of getting back at me. But that�s ok, something good will come out of this.

Oh something else that happened today, I run a report of all outstanding balances and have been for months well there was a name that was not on my list and when I brought it to my boss�s attention she said she had it in the computer well low and behold when I printed the list today the name was on the list. Hmmmmmmm. I can�t stand when people (well her) act as though I am stupid. What did she think? I would not know that she made a mistake, little miss perfect and added the name today. For months I have ran the same list and this name never showed up, just so happen the patient returned and I needed her chart and then miraculously after she�s informed the name is there and then she pretends it was the computer. For a year? Yeah right

oops I forgot, I have 7 people watching my purse on ebay. Hopefully someone will buy it

My parents are from Jamaica and mom has a cousin whose daughter was killed some years ago here in the states while visiting. Anyhow, she had a son about 2yrs old at the time who was with his dad and my mom's cousin (the kid's grandmother) lost track of them. She and my mother was speaking about a week ago and my mom said to her she needed to try and find her grandson. So the very next day she called the Jamaican radio station told her story and they put her on the air right then. About 2 hours later she got a phone call from her grandson. Some one heard the program and his name and told him to call and he did. I think this is such a wonderful story

Well went to the doctor today with my mom and got some good news. He stated that as long as there was circulation in her leg that chances of amputation of her toe was very slim. She will go back to the podiatrist and have the fluid drawn from her toe for a culture and after that she will start the antibiotic (maybe IV )Thanks every one for all your well wishes and prayers
Furthmore, I added $10 my challenge brining my total to $7524.17 paid and extra $20 on the cc becuase I ate out for lunch today and I wanted to match what was spent

I have not been blogging like I use to but I have got to start back again or other wards I will be right back in debt. First I want to want you this will be a long blog because so much has happen.
Well I had a great day today until I went to lunch, my mom called me to tell me that the doctor told her they may have to amputate her toe. For months she has been complaining that it was bothering her and I have been trying to get her to switch doctor in order to get a second opinion because he was unable to find anything wrong well he finally decided to do an MRI which found some sort of infection. Well I immediately came home today I know I may have should have stayed at work but I felt like I needed to be with her because she was really upset. I did however, set up an appointment with another doctor in which she still doesn�t want to go because now her other doctor wants to take an MRI of her leg as well. Just keep us in your prayers and that maybe some sort of antibiotic will help
Next I don't know if you heard about the shooting in FL, where this idiot opened fire in a Wendy's, well that was near my job and an area that I travel to once in a while. Lord what is going on
It is sad that some one lost their life but I am also glad that not more people were fatally injured
Furthermore, I can not understand my auto loan. I have to call BoA because you would think that since the principal has decreased wouldn't the amount applied to the interest do the same? It seems like it is higher.
WIth everything going on I was able to finally add to my challenge the $26 from the surveys giving me a new total of $7474.22

Was all I could say. My uncle came by in tears because they are going into forclosure (or already has). Apparently my aunt is responsible for paying the bills and has been keepng this little secret, that the mortgage is past due. My uncle who came home earlier than usual, got the mail. This is why when you are married, as a "couple" everyone should be involved.
I have a friend who has no idea how muh money her and her husband has because he handles everything

Today was a great MLK day, I did not leave the house and just slept, read a book and watched a bunch o old movies starring Sidney Poitier who is one of my favorite actors. In addition, I paid $2 on the cc.
There was no mail today and I was waiting on a check from the college for $400 refund which I need to pay on the CC, hopefully it is there tomorrow

He only thing I can complain about is that I can not wait until I move into my own place for just a little I mean just little privacy. My mom gets in her moods where she just opens my room door and it bugs me, not only that I wanted to try and study today and she sits in the living room which is near my room on the phone and that drives me crazy. No matter how many times I ask her not to that, she as this thing that this is her house and she will do as she pleases

I am praying that this is my year that I am able to buy

I have a friend who has not worked in years, why I do not know. She is complaining about how they do not have enough money and is about to loose everything. So I say to her why you don�t get a job, her excuse they only have one car. So what happened with public transportation or getting a job opposite the days her husband has to go to work or one that is with in walking distance. Now I told her about my position at the part time job that I have, I am cutting my days she could work one day a week (Sundays) from 3-11 her excuse only have one car. People like this I simply do not feel sorry for.

Now I saw an old high school friend who was recently divorced, lost his house and car, in addition to losing his job. He was at the library looking for work and I did not even think about him for the position; I always run into him at the library maybe will see him on Monday

Just got 2 more checks from pinecone for $3 each, so I paid the cc

I will have to say I did really well today, I almost bought an iPod but opted out. I said to myslf is this a need or want, so that was the end of that.
I ended up buying another gift for my God daughter's sister, that was only $2.12 I had a coupon for Penney's which expired today for $10

I have hardly spent a dime for gifts. My part-time job gave us $25 GC to the mall (any store) so I bought my secret santa gift for $15. Then I had a $10 off coupon if I spent $10 so I bought my cousin a pair of pants for 11.99 only cost me $2.12 (I could not find my GC in my large purse and I was holding up the line so I paid cash)and I am going back to get my little neice a pair because I have another coupon plus I still have $35 for Target and I have one more gift to buy

Sorry for the long post:

Broken Arrow had a post about a friend who bugs him now it is my turn.

I have a friend who bugs the crap out of me, every time I talk to him he is whining about money; but he won't look for a job.

He's hinting to me constantly that he needs money and things are not looking good. Well finally today he says to me if I could let him hold something, that�s right "hold" he didn't ask if he could borrow but hold, which bugged me even more. Then I say to him how much, he says $200. I immediately thought you have got to be kidding me, there is no way in Hell I would lend, well give him $200 especially if there is no reasonable way he will even pay me back since he is not working(hint hint)

A few months ago he gave me $45 and you know what I am going to give him back the same $45, I knew it was a mistake to take money from him as a gif I just knew it

Then when I told him I did not have the $200 he starting laughing as if I owe him something and that I was lying, anyhow he says to me you're the one with all the assets...I thought you SOB (sorry) even if I did, which I don't it is none of his business. So I say to him that is even more reason why I do not have the money because I have too many bills to pay

When I give him back his $45 I will definately loose contact with him.

This is the same sorry guy who ducked and dodged his landlord for almost a month after the guy let him move in with out paying first last or security and then he had the nerve to tell him off. Mind you he is good friends with my ex who is also use less what is that saying �birds of a feather flock together� or �two peas in a pod� these two are two of a kind a bunch of losers

Now he is doing little side jobs with him (his landlord) with out pay to cover his rent. And still will not look for a damn job

People just simply amazes me, here it is you work hard to pay down your debt so you can live comfortably, save as much as possible to reach your goals and you are suppose to lend a person who is not working $200, you have got to be kidding me

What bothers me the most is he thinks oh she lives at home, has a new car, nice clothes etc� but damn it, I work hard for the things I have. I drove an old beat up car for 3 years before I got my �used� car. I am sacrificing a lot living at home ( no privacy) and I am working two jobs and going to school, does he not know the term �opportunity cost� you have to give up some things to get something else

Rather than buying $10 bags of marijuana on a daily basis he would have money to pay bills, how about cutting off the cell phone and the cable or even sell some things

I am so sorry for the long post but I just had to let it all out

They are pathetic. His mom has been on welfare since I can remember and is not making an effort to get off. His sister is pregnant with her 4th child and four different fathers and of course she is on welfare and is not making an effort to get off. His youngest sister who is 17 just had her second child at least this is the same father but of course she is on welfare and like all of them including the parents has not finished high school. Now he is in jail (my ex) but here is the kicker and the point of my venting his dad who never calls to say hello called me up because he needs a loan. Mind you he supposedly is a roofer who never has a roof to fix. He does more riding around more than any one I know. Grant it times are slow due to the housing market but what about before the slump. I have lent or should I say gave him money in the past in which he has never given back and I refuse to give him money again. I just don't get it, at his age would or shouldn't he and his wife want more? My ex mother in law once said to me that she bought 7 book bags for her grandson because she wanted his book bags to match his clothes and yet her light were off. Go figure just a bunch of losers

There was a time when I looked at my friends and thought how could they get that, why I am still living at home,how come I can not get ahead and I am saving? Well now I know why, it is because I am not living above my means. I just found out an old friend who up graded to almost a half million dollar house is now behind on her mortgage. And the crazy thing is her parents borrowed the money off of their house ($3500) in order to help her pay for hers. Now is this crazy? What is going to happen next month? She is basically two months behind well one since her dad borrowed the money. And I have another friend who is closing next month on a house and has not sold her last one and yet complaining about money

I just had to post this my friend spent $3000 for a birthday party for a 2 year old. Is this crazy or is it just me, I have never heard of such a thing. I wonder what she's going to do at the next one. She had planes trains and cars this is just STUPID

My uncle came home and gave me the $120 my sister owed me. He said he knew she did not have the money to pay me. I asked him if he was sure because I know things were hard with him but he gave it to me any way. I am happy but my sister should be a shamed of her self

Yep Thursday has come and gone and still no signs of my money from my sister (like I really expected her to pay me when she said she would). I really don't need the money right back but it is the point, every day she deos not pay me I loose out on my interest and the harder it is for me to get my money from her. Of course with today being Friday and all she did not miss her weekly hair appointment,that would mean she realized that she owed me money. All I can say is unbelievable

My nephew who graduated from the fire fighter program in June finally got an interview this past Saturday and he took a test...keep your fingers crossed for him; he won't know or about a month. My other nephew who was diagnosed with Schizophrenia got a job...it only pays $8 but at least he got a job with health care. He also has a learning disability so getting a job on his own really meant a lot to him

I have not posted in a while but here we go. My nephew car broke down about two weeks ago and my sister ask my uncle to fix it, she only owes him for the parts. Anyhow, she has not paid him yet and the money he usd to get the parts was his cell phone money (big mistake). She was to pay him 3 Fridays ago and she hasn't. Now my mom is feeling bad and took the money out of some money she is holding (it is a little pool she deos too long to explain) with the expectation that my sister was going give my uncle his money. Well to make a long story short, she hasn't, she called me up n Friday ask me to pay him until she gets paid Thursday.The only reason why I am doing it is because of my mom because I know darn well that when Thursday roll around I will not see one damn dime until 3-4 weeks from now
I just needed to vent... she is so pathetic she'll go and get her hair done but won't pay the money she owes just pathetic

That is what I have to say about my brother in law. He has been driving my nephew's car about 2 months, since he has been sick (my nephew) and my BIL doesn�t have the money to get his car fix which has been broken for about 3+ months. Anyhow, do you think he would have told my nephew that he needed to replace his tire or get it plugged since he is the one driving the car for so long, of course not that would be the right thing to do. What does he do he drops his car and leaves and then call him to tell him he as a flat. Not only that he has been driving the car for so long and knows it is cutting off and is not safe for him (my nephew) to drive, does he say anything, no. He waits until my sister chews him out to say that the car is not safe, idiot. He knows since M has been diagnosed with schizophrenia he has not been working but on the weekends and he hardly makes any money and since he is driving the car you would think that he would help maintain it. I did have an extra $20 so I gave it to M to try and help with his gas or even car repair, it's not much but it is something
Sorry I just had to vent