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Thanks

January 22nd, 2012 at 03:38 am

Just wanted to say thank you to MonkeyMoma who helped me out when I had no clue on what I was doing when it came to my W2 Smile I really appreciate your help...hugs

Whew

January 21st, 2012 at 06:11 pm

Whew within two days I received two checks, $10 from Macy's and $60 from Aflac. Also BF provided me the $200 for the rental car so I'll pay the $270 on the CC.

I had left overs for lunch and was sitting at the table and I notice my mom was banging things. I think she wanted a response but I continued to eat my lunch while reading my book. Next she went into her room and closed the door, something she never does.
The funny thing is I was going to wait to eat but realized it takes more energy for me to change certain things than just going about my daily routine, while realizing that it must be killing her to go out of her way to do things out of spite. For example, hiding food, closing her room door-something she never does, calling all over town for someone to call my brother to tell him to call her( she doesn't have long distance so she usually use my cell phone). I'm just thinking once I just went back to my day-to-day it was easier for me to cope with her words.

Update

January 21st, 2012 at 02:24 pm

After the fiasco with my mom, we went ahead and went to Alabama which turned out to be a great trip. We toured the capital, the Freedom Rider Museum, The White House of Confederacy, Selma which was the historic march from Selma to Montgomery, the March to Vote, we also toured Dr. King's church and home as well as many other historical sites.

We got back home I had to go back and forth with the rental car because I was promised 15% off and did not receive, I finally got my 15%

My mother is still my mother, she had the nerve to hide food from me the other day. I can't believe that but oh well. She didn't even say happy birthday. But I think she was a little shock to see me with some moving boxes.

I spoke with my sister who also acknowledged that my mother is a hurtful person and she explained that my mother is angry over a marriage (divorce from my dad) which was not a healthy one. Which I pretty much concluded myself but to hear some of the hurtful things she said to my sister, I must admit; unfortunately, made me feel a lot better. I guess to hear from some one who is almost 20 years older than me go through what I went through and feel the same way helped me to realize a few things. 1. It's okay not to feel any love for a woman you're suppose to call mom 2. Your mom is a hateful and angry person 3. She has always been this way 4. It's not my fault

On a different note, I found a place which is owned by a friend for $950 a month. It's the cheapest I found and is very clean. So I'll be moving in on March 1. This is perfect, it gives me a little time to earn som extra cash at work. No matter how I cut it, I can't afford any place by myself unless I get a second job which I plan on doing.

I politely reminded the BF that he owes me $200 for the rental car, I am not footing the bill on that. So he said he'll give it to me. If I don't have it by Wednesday, I will remind him again.

I received my $10 rebate check from Macy's thank goodness. Now I'm waiting on the following:
-$200 Gift card BCBS
-$75 Aflac Cancer policy ( I don't have cancer thank God but when ever I do the healthy screening I get $)
-$60 Aflac Dental
-$51.00 Eflex

The checks from Eflex and Aflac will cover our trip hotel room, the good thing is I didn't pay any money out to get this extra money Smile

Apartment hunting

January 17th, 2012 at 07:54 pm

Okay I looked at some apartments and rent is not cheap. Apartments ranged from $895 to $1100, not including any utilities. The apartment that I really like is a 2/2 for $1190. This will be ready 2/8. BF will be living with me so this will help with the rent, he'll pay $850, I'll pay the difference and the utilities which equals out to what I pay living at home, give or take the extra $250 in rent. But my electric should go down by $100 (mom needs a new a/c unit and she refuse to buy one so I'm stuck with the $200 a month light bill) and the water should go down by $20 plus I think I will save on my cable.

So after the bf gets home tonight we will look over the numbers and decide who will pay what.

It's funny because right now I'm sitting in my car dreading to go inside, I hate coming home.

I notice that my mom placed the electric bill on the counter, but I'm not paying it, I have to move and I'll let her know that the bill came and she will have to pay the light and the water since I am preparing to move. I'm not trying to be spiteful but I really can't afford to drop $100+ on an electric bill right now.

I cannot wait to get out of this place. I must admit I'm scared but I scared before and God made a way for me to live on my own for about 6 years so I know we can do it

Well I'm back

January 17th, 2012 at 03:11 pm

Well I'm back home from my mini vacation which on one end of the spectrum was wonderful because I wasn't home but on the other end horrible because I replayed my Mother's words over and over in my head.
When I told one of my BF what she had said she starting crying. I've read some material which said that most people who make hurtful comments are angry/hurt themselves which I pretty much figured myself about my mother. I realized that she is so consumed with my dad's unhappiness and hers that she makes everyone else unhappy. Every morning and night I hear her say "M you're going to suffer" referring to my dad. Once I was up about 2 a.m. and she was talking in her asleep saying "M y you're going to suffer" once I asked why do you say that every day and she never responded. Mind you my parents have been divorced now for 30+ years and since I can remember she has been consumed with him, asking questions and no matter what the conversation was it always ends up back to my dad. I believe she really did not want a divorce but she claims it was the best thing that ever happened.

I think I'm going to seek some counseling to help me deal with the rejection. Today I'm going to look at a place, I also have a call into one of my friends who was planning on renting her place so we will see

Non Financial

January 12th, 2012 at 01:26 pm

Okay this is going to be a very long post, which has nothing to do with finances. In addition, I'm crying and using my phone to type, so I'm sure there will be grammatical errors by the boat load.

So here we go, last week my mon and I had a few words. I woke up and she was yelling about why did I leave my clothes in the washing machine. So I said to her I was going to rewash them. Her response is I do it all the time. Grant it we both has a tendency to leave clothes in the wash. So I said to her why didn't you just take them out (I do when she does it). Long story short I take my clothes out get dress and go to work.

Well upon my return she didn't say anything to me and I didn't say anything to her. Now fast forward 4 days. I wake up this morning as you all know I am going out of town for my bday. My bf comes we load the car and I go to tell her we were leaving. I call her name no response, call again still no response so I go into her room and she is in the shower so I pop my head in. And say "Ma we're leaving" her response "As long as you live don't say anything to me and get the fuck out of my house when you get back!" All i can say is okay. Really? Who tells their child that and why? To be honest I can say my childhood wasn't the best and I have realized today that I really don't love my mother nor do I think I ever felt love by her maybe that's why I have had really bad reelationships, maybe that's why I live above my needs trying to feel love. I must say thank God for my bf because I feel like jumping off a bridge right now. I'm absolutely tired. Ye es I've been getting back on track but I do not have anywhere seto go. And even if I did, I will deplete my savings moving and I wouldn't even be to buy food or gas for my car. I just don't know what to do

Wow where does the weekend go?

January 8th, 2012 at 10:04 pm

Friday night I was drained , I hit Wal*Mart up for a few personal items, came home and crashed. Yesterday, I went to the dentist spent $100, which I will get back from my FSA, got 1 set motor mounts installed ($25.00), cleaned my pool, and then date night with th BF to the Improv, which was a disaster.
Regarding the Improv, I personally did not want to go but I must admit that it was a nice outing at first . There were three couples, usually when I go out with other couples the bill is split amongst the couples. Well the bill came and I made the comment to my BF to simply split the bill, long story short he was upset because the bill was $191 and he paid $80 which was more than the three way split. But what frustrated me was he was trying to blame me. Huh? First of all I did not want to go. Second of all if you didn't want to split the bill you ask for a seperate bill, secondly if you had split it three ways it would have been $63 or you could have simply paid for us which came to about $50 with tip. If you can't open your mouth then I feel like you wanted to spend the $80. His reasoning for spending the $80, well his cousin gave $80 so he did which left the couple who ate the most with a $31 bill and if I'm not mistaken their bill was about $80+
Moving a long, just needed to vent. Today I went to spin class which was awesome! I bought a gel seat for the bike and felt so much better, I cleaned my room which was a must, washed and colored my hair ($35 saved) and now I'm getting ready to fill my car up and vacuum the inside. That will be it for me.
Wednesday we leave for our trip to Alabama Smile and I made it clear I'll pay for the room, BF will pay for the rental car.

Bad news

January 6th, 2012 at 02:56 am

My mom's friend may not be with us soon. She went into the hospital and had heart surgery, she's extremely over weight. Long story short, she was re admitted and suffered bleeding on the brain, we think she may have had a stroke. Now the family has to make a decision on pulling the plug, I pray I never have to make that decision.

Thank God

January 2nd, 2012 at 09:58 pm

Yesterday we spent New Year's at my BF's grandmother's house and the conversation was " A Grown Folks" conversation, so we called it...lol

Any way his cousin which I look up to, said to him (my BF) that he wastes a lot money and that he needs to consider his future. I was like Thank God . As the conversation went on, his cousin also told him that he needs to be mindful of what he teaches his kids, and that buying 7 pairs of tennis shoes for back to school was ridiculous. "Amen!" was all I a could say. His response was that he had a fetish for shoes, the cousin's response was "So that is what you teach your children?" "What happens when you can't afford it or when they get older" His cousin also told him he should be teaching his children the value of money. Whew! I have been saying this for the longest, but we really hadn't had a serious conversation about it.

I am hoping that he took something away from the conversation. I however; plan on having a serious conversation with him soon.

Friends, family and a New Year

January 2nd, 2012 at 05:43 am

What a way to start off the New Year, dinner with good friends and family Smile Remember, "The New Year is full of promise, though you may also get a fair share of tough times. With each progressing year, you find yourself growing confident, experienced, and wise. That's the gift of the New Year"

He can't be serious

December 30th, 2011 at 11:56 am

Well I went to BestBuy with the BF last night, and he bought 2 CDs totaling almost $40. All I could say to myself is You can't be serious? Really? Just two or so days before you didn't have money to put gas in your car and you receive a few payments ( for jobs he had done) and you go and buy CDs, wow. Unbelievable! And to top it off, his family is having a get together and requested, by his aunt, that everyone gives $25, of course I was perplexed, she couldn't be serious. $25 to attend a BBQ? $10 from each person would be more than enough to buy food and drinks. Needless to say I told him I was not going. In the end, the aunt asked him to buy a case of chicken, a little more than $50, and of course he did. He has a serious problem of not wanting people to think he is "broke" per se; however, moving forward I don't have a problem with it. If people think I am "broke" which by the way I am, that's perfectly fine with me, because they won't ask me to buy any thing.

I know when Monday or Tuesday rolls around and he has no gas money or lunch for work, he better not look my way because I am BROKE!

So the good news, I deposited the $150 my dad gave me into my challenge/EF account, keeping my end of year goal--$1000 saved by December 31( I started November 14th).
Also today I will tackle CC1 making a $120 payment vs. the minimum payment, brining the total down to about $520 Smile the goal is to have this CC payed off by January 31st.

I know I have said this before but I am glad to be back blogging about my finances. This blog keeps me accountable, I'm more embarrass to say I spent foolishly to strangers than I am friends, not to say we're not friends.
I feel as though, those of us on this blog is somewhat a sort of family without faces Smile
Thanks to all of you who read my blogs, who are honest about things that you see that I am blind too, your thoughts and opinions mean a lot to me

Wow

December 27th, 2011 at 07:08 pm

Wow hope every one had a great holiday, I've been a little busy so I haven't had time to post. But here is the update:
First I gave my mom her Christmas gift which was a 8 x 10 picture of her grandkids as well as great grands and their signature. When I handed her, her gift, she responded " is that it for my Christmas?" I thought what an ungrateful so and so. I know I shouldn't have those thoughts but my mom is always looking for money. I can't tell you the last time I got a Christmas or birthday card from her let alone a gift. Even on my birthday, we go out to the buffet she likes and I pay. I think the last time I got a gift from her for Christmas I was 13

Moving on, next my BF gave me a MK watch (approximately $200) a snuggle (@ $20) and Chanel Chance (@ $140). Nice gifts right? But here is the kicker, I said to him lets set a limit on this year's gifts his response he doesn't set limits on his woman. That's fine and dandy because I did, and didn't spend more than $120 on all 4 gifts. Now comes yesterday he says to me he needs some money ( I'm thinking he is joking). So I end up first spending. $30 to put gas in his car. Next we go to his grandmothers and he ask me to take him to the liqueur store, I end up spending 30 more dollars. My thought is I'm going to pay you back for the gifts you bought? If so take them back to the store. This is crazy. Now today he comes here huffing and puffing because his kids asked for money to get their hair done. My thought, you just gave the oldest one $250 for Christmas why is she asking for money. Long story short, I'm not getting any nails done

His problem is, he wants people to believe he has all the money, well I don't and I refuse to have him nickel and dime me out of the few dollars I have saved

Lastly to end on a good note, my dad gave me $150 today so I can add this money back to the funds I transferred from my challenge

Over extended

December 22nd, 2011 at 02:01 am

I have no idea what happened but I over extended myself and had to transfer money from my challenge Frown I am glad that payday runs around next week so I can put the money back but it hurts.

Today I went into Micheal's to pick up some miscellaneous stuff with my BF, big mistake. He ended up picking up a book for his daughter for $13.00 Frown causing me to spend $13 more than what I anticipated which sucks.

I hate going anywhere with him, especially if it is my shopping trip, he always picks up junk. I did tell him that moving forward I will not be shopping with him. I think he thinks I was joking but I am serious.

I said to him that I will be buying gift cards for his daughter and niece to JCPenney's and his response was kids don't like Penney's. Well I plan on using my CC and when I get my mileage check next month, pay it off. I am not spending any cash on gifts that His kids do not appreciate.

For his daughter's birthday I bought her jewelry, not a thank you. He had to tell her to say thanks like 4 hours later. For Christmas I got the youngest one, two years ago, a cupcake maker and its still in the box unopened. Last year she got an mp3 player, still in the box. One thing that I do know this will be the last gift they receive from me, if I do not get a thank you or the gift card is not used. Period.

On a different note, I received an A in my lab class and a B for my lecture. I am officially one with the prerequisites Smile Now I will begin studying for the nursing entrance exam

Christmas

December 19th, 2011 at 05:35 am

I absolutely hate Christmas, I hate the fact that everyone always have their hands out for something. I hate spending money I really don't have and this year there's going to be some disappointed individuals. For one my uncles daughter, who I never see also my God daughter's sister who is always looking for something, and my nephew in Georgia. I can't afford so many gifts and I'm not going out of my way or broke to buy gifts. As far as the others I have to buy for, I will be hitting up JCPenneys in hopes of getting a really great deal otherwards there will be some very upset kids.
My bf is all set, less than a $100. I asked him to set a budget and his response was "I don't put limits on my lady" well he is in for a rude awakening because I place limits. For him I got a wet/dry vac $19.99 a car stereo $39.00 a music cd $15, and two picture collages free, total $75. My goal was to spend no more than $200 for Christmas and it looks like I am right on track.
On a different note I added $8 to the challenge/CC because we had McDonalds for breakfast

Wow I did it!

December 14th, 2011 at 11:29 pm

I am so excited, I officially reached my saving goal today Smile The goal was to save $1000 by December 31st, well I have met and went beyond my goal, yay! Today I added $20 to my challenge which put my balance at $1006.77. I know it's way less than where I want to be but to start in mid November, actually November 14 and exactly one month later, to have saved over $600 in four weeks is amazing. This small little task shows me that I can do anything I put my mind to.
Now it's time to tackle CC 1, the balance on this card is a little more than $600, so I figured I should have this paid off by mid January.

On a different note, yesterday I bought one of three of my BF's Christmas gift, cost $18. This was half of what I expected to spend Big Grin. This weekend I plan on using my ShopKick points to redeem a $10 gift card to purchase a car stereo he wants, cost $49 with out the $10 gift card.

Yesterday the BF went to court and one of the issues with his child support was tossed out. However, the attorney who handled this case advised him to fire the other and consider the money he spent a lost. Wow I've been telling him this for a year, I guess since I don't have a law degree what I say doesn't matter. Long story short he will fire the lazy lawyer.

In the end, I am feeling great about becoming debt free

Glad the weekend is over

December 12th, 2011 at 04:38 am

Whew! I am really glad the weekend is over. First, Friday night we went to the boat parade, a first for me, and it was really nice. Then Saturday, we attended a parade downtown which was also nice and fun. However, my BF lost his dog tag I bought him for his birthday Frown
Lastly, today was the BF youngest daughter's birthday party. I can't understand for the life of me that he insist on spending all this money for a birthday party, when he has all this back child support to take care of. I offered to buy the cake, my gift to his daughter, and I made it clear, I am not spending a ton of money on a cake. Last year I think he spent close to $80 on a cake. The cost of the cake $35.
Now the kicker is, after the party the daughter whose birthday it is called because she was hungry. What! Are you kidding me? I gave him $30 because, apparently he had no money for the week. So I ask why spend the money? His response " Becsuse I had it at the time" My response, "Yes, that's true but what are you going to do for the rest of the week?" of course no response.
The only reason why I gave him the $30 is because I know if the shoe was on the other foot he would do the same. I did tell him, we are going to have serious problems if he does not make an effort to get his finances under control.

I asked him, if he would like to set a limit on Christmas gifts, he said no. But I already know I am not spending over a $100 on him. This is crazy, you can't afford it, I'd rather not even exchange gifts this year.
Long story short, I am out $75 in gifts, $40 for gas, and about $10 in miscellaneous stuff.

Ugghhhh!!!!

December 8th, 2011 at 12:12 am

Okay last month I used my ING account to pay my cable bill. Well I received a check payable to the cable company with my address listed as the company's address, so I thought the check was a fraud and trashed it. Long story short, the cable bill was not paid, ING will not re-issue the check until 90 days has past, even though I advised them I trashed the check Frown and I do not have an extra $114 laying around.

This really suck!

Next, I am tired of living at home. My mom, likes to make it known its her house when its convenient. For example, the sink is leaking and needs to be fix so its our house. I want to make some changes so its her house. Ughhhh, I hate the situation that I am in

Oh well

Happy Saturday

November 27th, 2011 at 04:17 am

Well today I tried to mend a friendship between two friends, I am friends with both women who are not speaking to each other but I have learned to stay out of it. So with that said no more bringing folks together. I'll just remain friends with both.

On a different note my brother gave me $300 to get my mom a tv for Christmas, I was trying to find the best deal for the best buck but ended up spending $295, so I earned five bucks on the deal. So $5 was added to my challenge/EF--I do think I got a really good deal on the TV

I also studied today for a little while and added a $1 to my challenge/EF. Total added today to the challenge $6

On a different note, the BF ask if I wanted to head out to breakfast, we're both in the hole so I said to him "I have no money" his response. "Me either" so then I respond "We shouldn't be going" In the end, I cooked breakfast at home for both us saving over $30.

I picked up my 3 free picture collages from Walgreens and I must say they look great. I was able to get three free, I had the BF sign up as well as my sister. Lol I know some would say I am cheap but I am saving money.

I have a $10 GC from VS, I hope I am able to find a $10 night gown or even one for $12. They usually have them on clearance it will be a great Christmas gift for my cousin or BF daughter.

$82,000

November 26th, 2011 at 03:30 pm

Well this is a continuation from a previous post. As you all know my BF accounts were frozen for over $80k. As I mentioned before he has an attorney that I think he should have fired a year ago, see he is paying child support for two kids one which he has custody for.

Long story short his attorney finally called back, and guess what? She admitted to him that she does not handle cases (family) such as his. WTH! Was all I could say. However, she will refer him to some one in her office. Are you serious? I said to him I would file a complaint with the Florida Bar Association. A year later, suspended license (she advised him to payless only to find out this was not agreed upon in court so he was in contempt) and over $82k later you realize you don't handle such cases.

I told him when he hired her to go with some one else, but no.
I did advise him not to use anyone in her office

One thing I hate

November 25th, 2011 at 06:54 pm

One thing I hate is an unsupportive individual. I am back at blogging which helps me keep track of my finances here, no one knows I blog about my finances and I'd like to keep it that way

In addition, I collect points from miscellaneous sites such as: MyPoints and ShopKicks. Once I accumulate enough points, I cash them in for gift cards which I use as gifts. Well the BF and I were out and about and of course I was trying to collect points so that I can get a gift card for his daughter for Christmas. Well long story short he was very annoyed that I wanted him to drop me off at the mall entrance while he parks so that I may collect 300 points and I ended up not going to the entrance.

This really irritates me, yes I have not discuss my financial position with him but he knows this year we're both financially strapped. After I explain to him that right now I have enough points for a five dollar gift card, it's black Friday and you can earn 3x as many points and that I am very close to a $25 GC it was almost if he was "so embarrass" that I was doing so.

Well I have decided that he and I will no longer go shopping together, because as long as I'm saving I will collect points where ever I am and if he is embarrass then we won't go together.

Family

November 23rd, 2011 at 09:35 pm

You know sometimes my mom thinks my BF is her BF. She is retired, home all day and says to me when I got home that she forgot to buy stuffing. Being that I am on a budget and she gets food stamps, I say "I wish I had known prior to coming home but I am not going back out, because my mechanic is coming to check out my car which is acting up." Her response, "Call BF and tell him to go" First of all his money is not your money, secondly he is at work until late, third you get food stamps and fourth you have been home all day not doing a thing. Not to mention his account has just been wiped clean (she isn't aware but its not her business either).

So I respond saying, "Well BF will not be home until late." Her response, "Well I guess we won't have stuffing" Really? You're that lazy and cheap? The reason why I say cheap is because she always mention that my "BF must make enough money" I can't stand when others count someone else money.

Sorry I just had to vent

$82,000

November 23rd, 2011 at 02:07 am

Okay my BF came over and said that both his business and personal accounts are -$42,000. So we call the bank and the state's child support office has froze his accounts.
He is so upset that he almost came to tears. Last year he hired an attorney who I think he should have fired last year, but that's a different story. He hired the attorney to handle the monetary portion of his case and in my opinion she hasn't done a thing

He has custody of one daughter and is paying child support for two, when the mother calls for anything and I mean anything he breaks his neck to get it, which drives me crazy. I'm not saying he is a good dad because we date, I'm saying he is a great dad because I have witness all that he does. He is at every game, teacher parent conference, dance etc. In addition to providing any extra funds that the kid's mother may need. My ex is my ex because he was such a loser and a dead beat dad.

Knowing that his accounts are cleaned out I gave him what I had in my purse which was close to $50. It was tough and maybe selfish on my part but I couldn't help but think to myself "shoot" this was to last me until next week but all in all if the shoe was on the other foot I know with no doubt he would do the same.

I love my dad

April 2nd, 2011 at 11:05 pm

My dad called for me to come over, I almost forgot but went. As I walked in he offered/gave me $100. Wow, just because. My mom would never had done that. Lord knows I need it. I'm not sure if I should put it in the EF or pay towards the CC

Wow

February 5th, 2010 at 02:31 am

Ok this is a long post, nothing to do with finances but I have to get this out.

Ok I am at work and did not notice my phone ringing. I see a text from my boyfriend "Call me 911" I try calling him no answer. Then I notice I have a missed call from his daughter. I call her she sounds as though she is crying, she answers and says " that's ok I got him/it" I wasn't sure, so I ask are you ok she says yes. I hang up but I am still feeling a little uneasy so I try calling both of them again and no answer.

Finally my BF calls back and tells me K (his daughter) tried killing herself and slit her wrist and that he was on his way to the hospital near my job. Because I just started I am afraid to leave I tell my co-worker and she advises me to leave and I did.

Get to the hospital both he and her are pulling in behind me. Where is her mother I wonder. I give her a hug and ask whats the matter, she begins to cry I leave her alone and don't push the issue and upset her more. Thank God the wombs are superficial.

My concern is mom never shows and then we find out through her counseling session at the hospital that she did this on Sunday; mom, mom's BF, moms sister and her baby sister all knew and no one has contacted Dad---my BF.

My BF tries contacting his ex wife who yells at him for calling and states that she will deal with K later. My first response is frigging later? Are you frigging kidding me? This is a serious issues, obviously she is crying out attention from mom who still isn't giving her the attention she is seeking...my God, I have no kids but where is the motherly bond, instincts etc that I always here about?

Long story short the hospital discharged her, she insisted on going back home (which I thought was a bad idea) but dad did not want to upset her any more so allowed it. I talked to her today, she sound ok but counseling will start the first part of the week

Shopping

May 13th, 2009 at 05:27 am

I have managed to spend over $200 on clothes Frown and I know a lot has to do with the fact of not keeping track of my finances and now it is time to get back on track ASAP.
On a different note today was a good day at school I manage to start my paper and get my abstract done (1 page) and won't be able to start the rest until next week and I have gathered additional info from my practicum site . The goal is to have it done by the weekend.
I am surprised when my mom gave me $40 towards helping with the water bill, she is one who likes to hold onto her money and yours and yes I am thankful. My uncle also gave me $40, the water bill came to 60 (they have increased the rate by 22%) any how I have an extra $20 yippie

Am I wrong?

May 6th, 2009 at 07:13 pm

OK I go and get my free meal from KFC which only allow one coupon per person, so I decide I am having this for dinner. My mom comes home and I give her a coupon and tell her she should go. She then ask me where my meal is I say in the fridge her response "well you better give it to me because I'm hungry" my response "no that is for my dinner tonight eat the left over ham" Now what am I suppose to do? give her my dinner and go back to KFC because she doesn't feel like going...this is a peeve of mine with her, I don't mind sharing but do I have to share every Christ thing I am eating? Even if it is a small piece of cake and I do mean small, she wants it. It drives me crazy because she doesn't even have to be hungry she only wants it because it's there. It has gotten to the point that if I buy a kids meal and we all know how small of a portion that is (I don't eat much) that I go to the park to eat so that I can eat in peace. I hate this, I really do

Venting

May 6th, 2009 at 05:14 pm

Ok this post is not about finances but about people in my life.
First my sister, even though she has not asked to borrow money she may as well had. For months my mom and I have been taking her to and from the train station and she has yet to offer any gas money. It's really not even the point about the gas it's the point that she doesn't even offer or maybe ask her sons once a week to pick her up. I'm simply tired and so is my mom, it not like she lives close. I know if she gave me $5 she would be short on her rent or lights or something, the point is just offer let me say no and ask your kids some times
Next a friend of mine, boy it is true when you see some one and think they are doing great you simply really don't know. Ok C is behind on her mortgage which is going into foreclosure, her lights were turned off and her car which was paid off she took out a loan and is now behind. Her husband was living with her and now he is gone (she was behind prior to him leaving). After being informed that her lights were off I felt really bad and sent her $20 I figured she could at least buy dinner or something I know it's not much. Anyhow she called her dad up who asked her to get all her finances in order (totals) basically he wired her $15k to pay her bills. What does she do? Buy a new laptop, fix her desk top computer, a new Iphone, buy mother day's card and gift cards her her mom, aunts and cousin---gift card? come on. Now I am pissed because I sent you $20 that I myself don't have and you basically waste the money your dad gave you. I said to her pay off your truck which was about $7k and I know her dad included this amount in the money he sent her, she tells me she can't live in a truck. Umph I say call the bank and try and get this resolve the longer you wait the more fees they are tacking on(regarding her mortgage). She says she knows. I am thinking to myself you have got to be kidding me. The longer you hold onto this money the more you're going to nickle and dime through it. I even said to her go down to the bank, in person and try and get this thing resolve, did she budge? Of course not. If I came into $15k I would pay my car off and the 1 cc that I owe. Plus she is not working. Then on Sunday she went to some festival she has dined out every day for the last few weeks and then she gets upset because her dad is calling questioning what she has done with her money...unbelievable

Stipend received

April 12th, 2009 at 03:41 am

Ok I receieved a check (partial) from the stipend that I am doing with a local organization in the amount of $500 Smile It was a nice surprise because I thought I would not receive this money until the end of the project. The rest is due to come at the end of the stipend.
Of course my mom checked the mail and the first thing she said was here is the check you've been watining on and me not thinkng opened the enevlope and said oh this is from P then her response was how much did you get. I ABOSLUTLEY HATE IT WHEN SHE ASK ME ABOUT MY ^&((&^$ FINANCES. So because I am caught off guard I say $500, her response oh you can take me to lunch tomorrow. When in Hell was the last time she has taken me out to lunch even on my birthday I paid for us to have dinner. She knows I am not working and every penny that I get I put in my EF to pay my bills. It just really ticks me off that she always has her hand out. I pray that I can finish school land a job and buy me a house to get out of here.
However, the check that I am expecting from another company still have not come Frown Sorry to vent but I was so upset

hmmm money as a gift. I'll take it

April 10th, 2009 at 09:13 pm

I printed out some business cards for my brother who sent me $20 and my mom gave me $30 about three weeks ago. I have been holding on to these $30 until the water bill came which was less this month ($48.01) so with the money that my mom gave me as well as the money from my brother I wrote the check today for the water bill Smile this was really nice since I am watching every dime.
On a different note I did a temp gig last week and was to receive a check of $90 this week and I still have not received it Frown I am annoyed, even though I really don't need it at this very moment but I would like to have it earning the small amount in interest. In about two weeks I should be receiving a check from the internship that I am doing with an organization in the amount of $1000 Smile I plan on paying down my BoA cc with those funds

Taxes

March 28th, 2009 at 12:19 am

Well I received my tax return and of course my mom had her hand out. I usually give her $200 but since I am not working I gave her $150. I thought she would have said don't worry about it since I wasn't working but she took it anyway.... I should have known
So I wrote the check for my car, paid a $100 on the light bill, paid my internet bill, and cell phone bill all were paid early for the month of April. I'd rather have a credit than to be scrounging around next month trying to come up with the money. I also scheduled my May payment on CC number 2. Even though some of these funds won't be deducted until next month I went ahead and deducted them from my registrar.
I was also able to sock away $900 in to my savings account (this will cover two months car payments).
I should be getting my first unemployment check of about $600 so I'll pay May's car payment and put the remainder into my savings account
I forgot I got a gig next Tuesday answering the phone for $10 an hour for eight hours. This is the place in which I may intern. I went before to do some volunteer work and the HR woman really liked me but the woman she set me up with was so rude I never went back and she sense that. So when I contacted her for an internship she was really excited and then she ask me what hours I was looking for I told her I was wasn't working so any time before 5 since classes start in the summer at 4:45 anyhow she offered me this temporary gig. hmmm you never know I may get a job out of this and this place is a government agency


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